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Century Properties GroupPHS:CPG 59 Debt-to-EBITDA is 4.84 as of Mar. 2026, which is 36% below its 10-year median of 7.62. GuruFocus rates PHS:CPG with a GF Score™ of 59/100 and a GF Value™ of ₱0.52 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,275 Real Estate companies, Century Properties Group ranks better than 60.86% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Century Properties Group's Debt-to-EBITDA or its related term are showing as below:
PHS:CPG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.44 Med: 7.62 Max: 14.12
Current: 4.01
During the past 13 years, the highest Debt-to-EBITDA Ratio of Century Properties Group was 14.12. The lowest was 3.44. And the median was 7.62.
PHS:CPG's Debt-to-EBITDA is ranked better than 60.86% of 1275
companies
in the Real Estate industry
Industry Median: 5.62
vs PHS:CPG: 4.01
Century Properties Group (PHS:CPG) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Century Properties Group Debt-to-EBITDA Related Terms
Century Properties Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Properties Group Debt-to-EBITDA Competitor Comparison
For the Real Estate - Development subindustry, Century Properties Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Properties Group Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Century Properties Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Century Properties Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Century Properties Group (PHS:CPG) has a Debt-to-EBITDA of 4.84 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Century Properties Group. This is 36% below median its historical median of 7.62. Over the past decade, Century Properties Group's Debt-to-EBITDA has ranged from 3.44 to 14.12. According to the industry distribution chart, Century Properties Group ranks #499 out of 1275 companies in the Real Estate industry, placing it in the top 39.1%.
Is Century Properties Group's Debt-to-EBITDA too high?
Century Properties Group's current Debt-to-EBITDA of 4.84 is 36% below median its 10-year median of 7.62. Over the past 10 years, this metric has ranged from a low of 3.44 to a high of 14.12. The Real Estate industry median Debt-to-EBITDA is 5.62. Century Properties Group's value of 4.84 is 13.9% below this industry median. Based on the distribution chart, Century Properties Group ranks #499 out of 1275 companies in the Real Estate industry, which is above the industry midpoint. Overall, Century Properties Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Properties Group's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Century Properties Group ranks #499 out of 1275 companies for Debt-to-EBITDA. This puts Century Properties Group in the upper half of its industry. The industry median Debt-to-EBITDA is 5.62. Century Properties Group's value of 4.84 is 13.9% below this benchmark. Historically, Century Properties Group's own Debt-to-EBITDA has ranged from 3.44 to 14.12 over the past decade. While the company's 10-year median is 7.62 vs. the industry median of 5.62, Century Properties Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Properties Group's current Debt-to-EBITDA of 4.84 is 13.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Century Properties Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Properties Group's current Debt-to-EBITDA is 4.84, which is 36% below median its own 10-year median of 7.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Properties Group stock overvalued right now?
Based on GuruFocus' analysis, Century Properties Group (PHS:CPG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.52, compared to a current price of ₱0.70 — trading 34.6% above its estimated fair value. The current Debt-to-EBITDA is 4.84, which is 36% below median its 10-year median of 7.62 and 13.9% below the Real Estate industry median of 5.62. Century Properties Group's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Century Properties Group (PHS:CPG), the current Debt-to-EBITDA is 4.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Properties Group (PHS:CPG) Overvalued in 2026?
Based on GuruFocus' analysis, Century Properties Group stock appears to be overvalued.
The current stock price of ₱0.70 is trading 34.6% above its estimated GF Value™ of ₱0.52.
GuruFocus considers Century Properties Group to be Significantly Overvalued.
Key valuation signals for PHS:CPG:
Debt-to-EBITDA: 4.84 (36% below median its 10-year median of 7.62)
GF Value™: ₱0.52 vs. price of ₱0.70 (34.6% above fair value)
Industry Position: 13.9% below the Real Estate median (#499 of 1275)
No single metric tells the full story. See the PHS:CPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Properties Group Inc is engaged in the development, marketing, and construction of residential and commercial real estate projects, leasing of retail and office space, and property management. Its operating segments are Real estate development, Property and hotel management, and Leasing. A majority of its revenue is generated from the Real estate development segment, which is engaged in the sale of high-end, upper-middle-income, and affordable residential lots and units and the lease of residential developments under partnership agreements. The Property and hotel management segment facilitates management of the residential and corporate developments, and other third-party projects, and the Leasing segment represents the lease of the group's retail mall, offices, and medical office.
59GF Score
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