Century Properties GroupPHS:CPG 59 Interest Coverage is 1.50 as of Mar. 2026, which is 38% below its 10-year median of 2.43. GuruFocus rates PHS:CPG with a GF Score™ of 59/100 and a GF Value™ of ₱0.51 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,295 Real Estate companies, Century Properties Group ranks worse than 62.39% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Century Properties Group's
Operating Income
for the
three
months ended in Mar. 2026 was ₱598 Mil. Century Properties Group's Interest Expense for the
three
months ended in Mar. 2026 was ₱-399 Mil.
Century Properties Group's interest coverage for the quarter that ended in Mar. 2026 was 1.50.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Century Properties Group's Interest Coverage or its related term are showing as below:
PHS:CPG'
s Interest Coverage Range Over the Past 10 Years
Min: 1.49 Med: 2.43 Max: 3.11
Current: 2.57
PHS:CPG's Interest Coverage is ranked worse than 62.39% of 1295
companies
in the Real Estate industry
Industry Median: 4.24
vs PHS:CPG: 2.57
Century Properties Group (PHS:CPG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Century Properties Group Interest Coverage Related Terms
Century Properties Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Century Properties Group Interest Coverage Competitor Comparison
For the Real Estate - Development subindustry, Century Properties Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Properties Group Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Century Properties Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Century Properties Group's Interest Coverage falls into.
Century Properties Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Properties Group (PHS:CPG) has a Interest Coverage of 1.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Century Properties Group and its competitors. This is 38% below median its historical median of 2.43. Over the past decade, Century Properties Group's Interest Coverage has ranged from 1.49 to 3.11. According to the industry distribution chart, Century Properties Group ranks #808 out of 1295 companies in the Real Estate industry, placing it in the top 62.4%.
Is Century Properties Group's Interest Coverage too high?
Century Properties Group's current Interest Coverage of 1.50 is 38% below median its 10-year median of 2.43. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 3.11. The Real Estate industry median Interest Coverage is 4.24. Century Properties Group's value of 1.50 is 64.6% below this industry median. Based on the distribution chart, Century Properties Group ranks #808 out of 1295 companies in the Real Estate industry, which is below the industry midpoint. Overall, Century Properties Group has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Properties Group's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Century Properties Group ranks #808 out of 1295 companies for Interest Coverage. This places Century Properties Group in the lower half of its industry. The industry median Interest Coverage is 4.24. Century Properties Group's value of 1.50 is 64.6% below this benchmark. Historically, Century Properties Group's own Interest Coverage has ranged from 1.49 to 3.11 over the past decade. While the company's 10-year median is 2.43 vs. the industry median of 4.24, Century Properties Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Properties Group's current Interest Coverage of 1.50 is 64.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Century Properties Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Properties Group's current Interest Coverage is 1.50, which is 38% below median its own 10-year median of 2.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Properties Group stock overvalued right now?
Based on GuruFocus' analysis, Century Properties Group (PHS:CPG) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱0.51, compared to a current price of ₱0.66 — trading 29.4% above its estimated fair value. The current Interest Coverage is 1.50, which is 38% below median its 10-year median of 2.43 and 64.6% below the Real Estate industry median of 4.24. Century Properties Group's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Century Properties Group (PHS:CPG), the current Interest Coverage is 1.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Properties Group (PHS:CPG) Overvalued in 2026?
Based on GuruFocus' analysis, Century Properties Group stock appears to be overvalued.
The current stock price of ₱0.66 is trading 29.4% above its estimated GF Value™ of ₱0.51.
GuruFocus considers Century Properties Group to be Modestly Overvalued.
Key valuation signals for PHS:CPG:
Interest Coverage: 1.50 (38% below median its 10-year median of 2.43)
GF Value™: ₱0.51 vs. price of ₱0.66 (29.4% above fair value)
Industry Position: 64.6% below the Real Estate median (#808 of 1295)
No single metric tells the full story. See the PHS:CPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Properties Group Inc is engaged in the development, marketing, and construction of residential and commercial real estate projects, leasing of retail and office space, and property management. Its operating segments are Real estate development, Property and hotel management, and Leasing. A majority of its revenue is generated from the Real estate development segment, which is engaged in the sale of high-end, upper-middle-income, and affordable residential lots and units and the lease of residential developments under partnership agreements. The Property and hotel management segment facilitates management of the residential and corporate developments, and other third-party projects, and the Leasing segment represents the lease of the group's retail mall, offices, and medical office.
59GF Score
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