JG Summit Holdings (PHS:JGS) Debt-to-EBITDA : 4.46 (As of Mar. 2026) — Near Median

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PHS:JGS JG Summit Holdings Inc PHS:JGS
93 GF Score
Price ₱24.35
GF Value ₱28.27
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is JG Summit Holdings Debt-to-EBITDA?

JG Summit Holdings PHS:JGS +0.21% 93 Debt-to-EBITDA is 4.46 as of Mar. 2026, which is 6% above its 10-year median of 4.21. GuruFocus rates PHS:JGS with a GF Score™ of 93/100 and a GF Value™ of ₱28.27 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 460 Conglomerates companies, JG Summit Holdings ranks worse than 61.96% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

JG Summit Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱72,421 Mil. JG Summit Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱358,097 Mil. JG Summit Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was ₱96,587 Mil. JG Summit Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for JG Summit Holdings's Debt-to-EBITDA or its related term are showing as below:

PHS:JGS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.18   Med: 4.21   Max: 9.02
Current: 3.84

During the past 13 years, the highest Debt-to-EBITDA Ratio of JG Summit Holdings was 9.02. The lowest was 3.18. And the median was 4.21.

PHS:JGS's Debt-to-EBITDA is ranked worse than
61.96% of 460 companies
in the Conglomerates industry
Industry Median: 2.755 vs PHS:JGS: 3.84

JG Summit Holdings  (PHS:JGS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


JG Summit Holdings Debt-to-EBITDA Related Terms


JG Summit Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for JG Summit Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JG Summit Holdings Debt-to-EBITDA Chart

JG Summit Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.02 7.97 4.25 4.19 3.85

JG Summit Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.23 3.24 5.06 3.07 4.46

PHS:JGS vs HON, MMM: Debt-to-EBITDA Comparison

For the Conglomerates subindustry, JG Summit Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JG Summit Holdings Debt-to-EBITDA vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, JG Summit Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where JG Summit Holdings's Debt-to-EBITDA falls into.


PHS:JGS
93GF Score
JG Summit Holdings Inc PHS:JGS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JG Summit Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

JG Summit Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(68700.666 + 359340.501) / 111269.86
=3.85

JG Summit Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(72421.403 + 358097.374) / 96587.236
=4.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.46 mean?
JG Summit Holdings (PHS:JGS) has a Debt-to-EBITDA of 4.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JG Summit Holdings. This is near median its historical median of 4.21. Over the past decade, JG Summit Holdings' Debt-to-EBITDA has ranged from 3.18 to 9.02. According to the industry distribution chart, JG Summit Holdings ranks #285 out of 460 companies in the Conglomerates industry, placing it in the top 62%.
Is JG Summit Holdings' Debt-to-EBITDA too high?
JG Summit Holdings' current Debt-to-EBITDA of 4.46 is near median its 10-year median of 4.21. Over the past 10 years, this metric has ranged from a low of 3.18 to a high of 9.02. The Conglomerates industry median Debt-to-EBITDA is 2.76. JG Summit Holdings' value of 4.46 is 61.9% above this industry median. Based on the distribution chart, JG Summit Holdings ranks #285 out of 460 companies in the Conglomerates industry, which is below the industry midpoint. Overall, JG Summit Holdings has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JG Summit Holdings' Debt-to-EBITDA compare to HON and MMM?
According to the Conglomerates industry distribution chart, JG Summit Holdings ranks #285 out of 460 companies for Debt-to-EBITDA. This places JG Summit Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 2.76. JG Summit Holdings' value of 4.46 is 61.9% above this benchmark. Historically, JG Summit Holdings' own Debt-to-EBITDA has ranged from 3.18 to 9.02 over the past decade. While the company's 10-year median is 4.21 vs. the industry median of 2.76, JG Summit Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Conglomerates company?
The median Debt-to-EBITDA among Conglomerates companies is 2.76, based on 460 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JG Summit Holdings's current Debt-to-EBITDA of 4.46 is 61.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JG Summit Holdings. For the Conglomerates industry, the median Debt-to-EBITDA is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JG Summit Holdings's current Debt-to-EBITDA is 4.46, which is near median its own 10-year median of 4.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JG Summit Holdings stock overvalued right now?
Based on GuruFocus' analysis, JG Summit Holdings (PHS:JGS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱28.27, compared to a current price of ₱24.35 — trading 13.9% below its estimated fair value. The current Debt-to-EBITDA is 4.46, which is near median its 10-year median of 4.21 and 61.9% above the Conglomerates industry median of 2.76. JG Summit Holdings' overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For JG Summit Holdings (PHS:JGS), the current Debt-to-EBITDA is 4.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JG Summit Holdings (PHS:JGS) Overvalued in 2026?

Based on GuruFocus' analysis, JG Summit Holdings stock appears to be undervalued. The current stock price of ₱24.35 is trading 13.9% below its estimated GF Value™ of ₱28.27. GuruFocus considers JG Summit Holdings to be Modestly Undervalued.

Key valuation signals for PHS:JGS:

  • Debt-to-EBITDA: 4.46 (near median its 10-year median of 4.21)
  • GF Value™: ₱28.27 vs. price of ₱24.35 (13.9% below fair value)
  • GF Score™: 93/100 with 3 warning signs
  • Industry Position: 61.9% above the Conglomerates median (#285 of 460)

No single metric tells the full story. See the PHS:JGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JG Summit Holdings Business Description

Other Exchanges JGSHF:USA
Address ADB Avenue Corner, Poveda Road, 43rd Floor, Robinsons-Equitable Tower, Ortigas Center, Metro Manila, Pasig City, RIZ, PHL, 1600
JG Summit Holdings Inc is a diversified Filipino conglomerate, engaged in food, agro-industrial, and commodities, real estate and hotel, air transportation, banking, and petrochemicals. The company also has investments in telecommunications and power generation, and distribution. It also has a branded consumer foods business in China, ASEAN, and an investment in a property development company in Singapore. The Group conducts businesses throughout the Philippines, around Metro Manila, and in the regions of Luzon, Visayas, and Mindanao.
93GF Score

Get the complete analysis for PHS:JGS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱24.35
Price
₱28.27
GF Value