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Max's GroupPHS:MAXS -0.46%76 Debt-to-EBITDA is 3.80 as of Mar. 2026, which is 43% above its 10-year median of 2.66. GuruFocus rates PHS:MAXS with a GF Score™ of 76/100 and a GF Value™ of ₱3.45 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 300 Restaurants companies, Max's Group ranks better than 52.67% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Max's Group's Debt-to-EBITDA or its related term are showing as below:
PHS:MAXS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -9.28 Med: 2.66 Max: 3.37
Current: 2.76
During the past 13 years, the highest Debt-to-EBITDA Ratio of Max's Group was 3.37. The lowest was -9.28. And the median was 2.66.
PHS:MAXS's Debt-to-EBITDA is ranked better than 52.67% of 300
companies
in the Restaurants industry
Industry Median: 2.905
vs PHS:MAXS: 2.76
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Max's Group Debt-to-EBITDA Related Terms
Max's Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Max's Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:MAXS vs MCD, SBUX, YUM: Debt-to-EBITDA Comparison
For the Restaurants subindustry, Max's Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Max's Group Debt-to-EBITDA vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Max's Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Max's Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Max's Group (PHS:MAXS) has a Debt-to-EBITDA of 3.80 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Max's Group. This is 43% above median its historical median of 2.66. According to the industry distribution chart, Max's Group ranks #142 out of 300 companies in the Restaurants industry, placing it in the top 47.3%.
Is Max's Group's Debt-to-EBITDA too high?
Max's Group's current Debt-to-EBITDA of 3.80 is 43% above median its 10-year median of 2.66. The Restaurants industry median Debt-to-EBITDA is 2.91. Max's Group's value of 3.80 is 30.8% above this industry median. Based on the distribution chart, Max's Group ranks #142 out of 300 companies in the Restaurants industry, which is above the industry midpoint. Overall, Max's Group has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Max's Group's Debt-to-EBITDA compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Max's Group ranks #142 out of 300 companies for Debt-to-EBITDA. This puts Max's Group in the upper half of its industry. The industry median Debt-to-EBITDA is 2.91. Max's Group's value of 3.80 is 30.8% above this benchmark. While the company's 10-year median is 2.66 vs. the industry median of 2.91, Max's Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Restaurants company?
The median Debt-to-EBITDA among Restaurants companies is 2.91, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Max's Group's current Debt-to-EBITDA of 3.80 is 30.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Max's Group. For the Restaurants industry, the median Debt-to-EBITDA is 2.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Max's Group's current Debt-to-EBITDA is 3.80, which is 43% above median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Max's Group stock overvalued right now?
Based on GuruFocus' analysis, Max's Group (PHS:MAXS) is currently considered Possible Value Trap. The stock's GF Value™ is ₱3.45, compared to a current price of ₱2.18 — trading 36.8% below its estimated fair value. The current Debt-to-EBITDA is 3.80, which is 43% above median its 10-year median of 2.66 and 30.8% above the Restaurants industry median of 2.91. Max's Group's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Max's Group (PHS:MAXS), the current Debt-to-EBITDA is 3.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Max's Group (PHS:MAXS) Overvalued in 2026?
Based on GuruFocus' analysis, Max's Group stock appears to be undervalued.
The current stock price of ₱2.18 is trading 36.8% below its estimated GF Value™ of ₱3.45.
GuruFocus considers Max's Group to be Possible Value Trap.
Key valuation signals for PHS:MAXS:
Debt-to-EBITDA: 3.80 (43% above median its 10-year median of 2.66)
GF Value™: ₱3.45 vs. price of ₱2.18 (36.8% below fair value)
Industry Position: 30.8% above the Restaurants median (#142 of 300)
No single metric tells the full story. See the PHS:MAXS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Max's Group Inc is engaged in the business of establishing, operating and maintaining restaurants, coffee shops, refreshments parlors, cocktail lounges and catering food. The company operates under the under the name and styles of Max's Restaurant, Pancake House, Maple, Dencio's, Singkit, Yellow Cab, Teriyaki Boy, Sizzlin' Steak, Max's Corner Bakery, Max's Group Kitchen, Max's All About Chicken, and All About Chicken. It offers a diverse cuisine covering American, Filipino, Japanese, Chinese, and French. The company has three business segments, namely: Food service, Commissary and Support services. It derives maximum revenue from the food services segment, which is involved in the operation and preparation of food products to be sold to company-owned and franchised stores.
76GF Score
Get the complete analysis for PHS:MAXS
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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