Philippine Seven (PHS:SEVN) Debt-to-EBITDA : 1.44 (As of Mar. 2026) — 20% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:SEVN Philippine Seven Corp PHS:SEVN
82 GF Score
Price ₱34.10
GF Value ₱54.16
Valuation Significantly Undervalued
View Full Analysis

What is Philippine Seven Debt-to-EBITDA?

Philippine Seven PHS:SEVN -1.16% 82 Debt-to-EBITDA is 1.44 as of Mar. 2026, which is 20% above its 10-year median of 1.20. GuruFocus rates PHS:SEVN with a GF Score™ of 82/100 and a GF Value™ of ₱54.16 (Significantly Undervalued). Among 255 Retail - Defensive companies, Philippine Seven ranks better than 67.45% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Philippine Seven's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱2,673 Mil. Philippine Seven's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱11,272 Mil. Philippine Seven's annualized EBITDA for the quarter that ended in Mar. 2026 was ₱9,711 Mil. Philippine Seven's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.44.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Philippine Seven's Debt-to-EBITDA or its related term are showing as below:

PHS:SEVN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.3   Med: 1.2   Max: 2.23
Current: 1.25

During the past 13 years, the highest Debt-to-EBITDA Ratio of Philippine Seven was 2.23. The lowest was 0.30. And the median was 1.20.

PHS:SEVN's Debt-to-EBITDA is ranked better than
67.45% of 255 companies
in the Retail - Defensive industry
Industry Median: 2.22 vs PHS:SEVN: 1.25

Philippine Seven  (PHS:SEVN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Philippine Seven Debt-to-EBITDA Related Terms


Philippine Seven Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Philippine Seven's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Seven Debt-to-EBITDA Chart

Philippine Seven Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.23 1.26 1.04 1.14 1.28

Philippine Seven Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 1.02 1.40 1.08 1.44

PHS:SEVN vs KR, SFM: Debt-to-EBITDA Comparison

For the Grocery Stores subindustry, Philippine Seven's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Seven Debt-to-EBITDA vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Philippine Seven's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Philippine Seven's Debt-to-EBITDA falls into.


PHS:SEVN
82GF Score
Philippine Seven Corp PHS:SEVN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippine Seven Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Philippine Seven's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2629.633 + 11365.775) / 10906.293
=1.28

Philippine Seven's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2673.176 + 11271.655) / 9711.36
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.44 mean?
Philippine Seven (PHS:SEVN) has a Debt-to-EBITDA of 1.44 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Philippine Seven. This is 20% above median its historical median of 1.20. Over the past decade, Philippine Seven's Debt-to-EBITDA has ranged from 0.30 to 2.23. According to the industry distribution chart, Philippine Seven ranks #83 out of 255 companies in the Retail - Defensive industry, placing it in the top 32.5%.
Is Philippine Seven's Debt-to-EBITDA too high?
Philippine Seven's current Debt-to-EBITDA of 1.44 is 20% above median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 2.23. The Retail - Defensive industry median Debt-to-EBITDA is 2.22. Philippine Seven's value of 1.44 is 35.1% below this industry median. Based on the distribution chart, Philippine Seven ranks #83 out of 255 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Philippine Seven has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Seven's Debt-to-EBITDA compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Philippine Seven ranks #83 out of 255 companies for Debt-to-EBITDA. This puts Philippine Seven in the upper half of its industry. The industry median Debt-to-EBITDA is 2.22. Philippine Seven's value of 1.44 is 35.1% below this benchmark. Historically, Philippine Seven's own Debt-to-EBITDA has ranged from 0.30 to 2.23 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 2.22, Philippine Seven has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.22, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Seven's current Debt-to-EBITDA of 1.44 is 35.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Philippine Seven. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Seven's current Debt-to-EBITDA is 1.44, which is 20% above median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Seven stock overvalued right now?
Based on GuruFocus' analysis, Philippine Seven (PHS:SEVN) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱54.16, compared to a current price of ₱34.10 — trading 37% below its estimated fair value. The current Debt-to-EBITDA is 1.44, which is 20% above median its 10-year median of 1.20 and 35.1% below the Retail - Defensive industry median of 2.22. Philippine Seven's overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Philippine Seven (PHS:SEVN), the current Debt-to-EBITDA is 1.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Seven (PHS:SEVN) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Seven stock appears to be undervalued. The current stock price of ₱34.10 is trading 37% below its estimated GF Value™ of ₱54.16. GuruFocus considers Philippine Seven to be Significantly Undervalued.

Key valuation signals for PHS:SEVN:

  • Debt-to-EBITDA: 1.44 (20% above median its 10-year median of 1.20)
  • GF Value™: ₱54.16 vs. price of ₱34.10 (37% below fair value)
  • GF Score™: 82/100
  • Industry Position: 35.1% below the Retail - Defensive median (#83 of 255)

No single metric tells the full story. See the PHS:SEVN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Seven Business Description

Address Ortigas Avenue, 7th, 11th & 12th Floors Floor, The Columbia Tower, Mandaluyong, PHL, 1550
Philippine Seven Corp and its subsidiaries are engaged in retailing, merchandising, buying, selling, marketing, importing, exporting, franchising, acquiring, holding, distributing, warehousing, trading, exchanging, and handling payments for grocery items, dry goods, food products, beverages, and other consumer goods, along with operating warehouses, storage, delivery vehicles, and related facilities. The group is also involved in the management, development, sale, exchange, and holding of real estate, including buildings, houses, apartments, and other structures. Its revenues are derived from merchandise sales, franchise revenue, service income, rental income, and interest income. The company operates through a single segment, the store operations segment.
82GF Score

Get the complete analysis for PHS:SEVN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱34.10
Price
₱54.16
GF Value