PINXY (The People's Insurance Co (Group) of China) Debt-to-EBITDA : N/A (As of Jun. 2026)

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PINXY The People's Insurance Co (Group) of China Ltd PINXY
77 GF Score
Price $14.92
GF Value $14.43
Valuation Fairly Valued
! 1 Warning Sign
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What is The People's Insurance Co (Group) of China Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

The People's Insurance Co (Group) of China's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $20,851 Mil. The People's Insurance Co (Group) of China's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $6,169 Mil. The People's Insurance Co (Group) of China's annualized EBITDA for the quarter that ended in Jun. 2026 was $34,991 Mil. The People's Insurance Co (Group) of China's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.77.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for The People's Insurance Co (Group) of China's Debt-to-EBITDA or its related term are showing as below:

PINXY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.44   Med: 1.15   Max: 1.59
Current: 0.44

During the past 13 years, the highest Debt-to-EBITDA Ratio of The People's Insurance Co (Group) of China was 1.59. The lowest was 0.44. And the median was 1.15.

PINXY's Debt-to-EBITDA is ranked better than
73.16% of 313 companies
in the Insurance industry
Industry Median: 1.24 vs PINXY: 0.44

The People's Insurance Co (Group) of China  (OTCPK:PINXY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The People's Insurance Co (Group) of China Debt-to-EBITDA Related Terms

The People's Insurance Co (Group) of China Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The People's Insurance Co (Group) of China's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The People's Insurance Co (Group) of China Debt-to-EBITDA Chart

The People's Insurance Co (Group) of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.92 3.89 5.67 2.65 3.71

The People's Insurance Co (Group) of China Quarterly Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

PINXY vs CB, PGR, TRV: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The People's Insurance Co (Group) of China Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, The People's Insurance Co (Group) of China's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The People's Insurance Co (Group) of China's Debt-to-EBITDA falls into.


PINXY
77GF Score
The People's Insurance Co (Group) of China Ltd PINXY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The People's Insurance Co (Group) of China Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

The People's Insurance Co (Group) of China's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(25967.930198532 + 6024.9066785813) / 9524.8631451765
=3.36

The People's Insurance Co (Group) of China's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(20850.934975654 + 6168.6828379296) / 34990.709832185
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is The People's Insurance Co (Group) of China (PINXY) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of $14.92 is trading 3.4% above its estimated GF Value™ of $14.43. GuruFocus considers The People's Insurance Co (Group) of China to be Fairly Valued.

Key valuation signals for PINXY:

  • Debt-to-EBITDA: N/A
  • GF Value™: $14.43 vs. price of $14.92 (3.4% above fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the PINXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
77GF Score

Get the complete analysis for PINXY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.92
Price
$14.43
GF Value