RKICF (Miroku Jyoho Service Co) Debt-to-EBITDA : 0.41 (As of Mar. 2026) — 65% Below Median

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RKICF Miroku Jyoho Service Co Ltd RKICF
91 GF Score
Price $10.77
GF Value $12.43
View Full Analysis

What is Miroku Jyoho Service Co Debt-to-EBITDA?

Miroku Jyoho Service Co RKICF 91 Debt-to-EBITDA is 0.41 as of Mar. 2026, which is 65% below its 10-year median of 1.18. GuruFocus rates RKICF with a GF Score™ of 91/100 and a GF Value™ of $12.43. Among 1,725 Software companies, Miroku Jyoho Service Co ranks better than 63.07% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Miroku Jyoho Service Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $24.3 Mil. Miroku Jyoho Service Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $10.1 Mil. Miroku Jyoho Service Co's annualized EBITDA for the quarter that ended in Mar. 2026 was $84.4 Mil. Miroku Jyoho Service Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.41.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Miroku Jyoho Service Co's Debt-to-EBITDA or its related term are showing as below:

RKICF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.31   Med: 1.18   Max: 2.84
Current: 0.6

During the past 13 years, the highest Debt-to-EBITDA Ratio of Miroku Jyoho Service Co was 2.84. The lowest was 0.31. And the median was 1.18.

RKICF's Debt-to-EBITDA is ranked better than
63.07% of 1725 companies
in the Software industry
Industry Median: 1.09 vs RKICF: 0.60

Miroku Jyoho Service Co  (OTCPK:RKICF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Miroku Jyoho Service Co Debt-to-EBITDA Related Terms


Miroku Jyoho Service Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Miroku Jyoho Service Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Miroku Jyoho Service Co Debt-to-EBITDA Chart

Miroku Jyoho Service Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.31 1.06 0.72 0.60

Miroku Jyoho Service Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 1.15 0.43 1.26 0.41

RKICF vs QH, SHOP, UBER: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Miroku Jyoho Service Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Miroku Jyoho Service Co Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Miroku Jyoho Service Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Miroku Jyoho Service Co's Debt-to-EBITDA falls into.


RKICF
91GF Score
Miroku Jyoho Service Co Ltd RKICF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Miroku Jyoho Service Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Miroku Jyoho Service Co's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(24.275 + 10.083) / 57.24
=0.60

Miroku Jyoho Service Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(24.275 + 10.083) / 84.42
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.41 mean?
Miroku Jyoho Service Co (RKICF) has a Debt-to-EBITDA of 0.41 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Miroku Jyoho Service Co. This is 65% below median its historical median of 1.18. Over the past decade, Miroku Jyoho Service Co's Debt-to-EBITDA has ranged from 0.31 to 2.84. According to the industry distribution chart, Miroku Jyoho Service Co ranks #637 out of 1725 companies in the Software industry, placing it in the top 36.9%.
Is Miroku Jyoho Service Co's Debt-to-EBITDA too high?
Miroku Jyoho Service Co's current Debt-to-EBITDA of 0.41 is 65% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 2.84. The Software industry median Debt-to-EBITDA is 1.09. Miroku Jyoho Service Co's value of 0.41 is 62.4% below this industry median. Based on the distribution chart, Miroku Jyoho Service Co ranks #637 out of 1725 companies in the Software industry, which is above the industry midpoint. Overall, Miroku Jyoho Service Co has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Miroku Jyoho Service Co's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Miroku Jyoho Service Co ranks #637 out of 1725 companies for Debt-to-EBITDA. This puts Miroku Jyoho Service Co in the upper half of its industry. The industry median Debt-to-EBITDA is 1.09. Miroku Jyoho Service Co's value of 0.41 is 62.4% below this benchmark. Historically, Miroku Jyoho Service Co's own Debt-to-EBITDA has ranged from 0.31 to 2.84 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 1.09, Miroku Jyoho Service Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miroku Jyoho Service Co's current Debt-to-EBITDA of 0.41 is 62.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Miroku Jyoho Service Co. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miroku Jyoho Service Co's current Debt-to-EBITDA is 0.41, which is 65% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miroku Jyoho Service Co stock overvalued right now?
Miroku Jyoho Service Co (RKICF) has a current Debt-to-EBITDA of 0.41. The stock's GF Value™ is $12.43, compared to a current price of $10.77 — trading 13.4% below its estimated fair value. The current Debt-to-EBITDA is 0.41, which is 65% below median its 10-year median of 1.18 and 62.4% below the Software industry median of 1.09. Miroku Jyoho Service Co's overall GF Score™ is 91/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Miroku Jyoho Service Co (RKICF), the current Debt-to-EBITDA is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miroku Jyoho Service Co (RKICF) Overvalued in 2026?

Based on GuruFocus' analysis, Miroku Jyoho Service Co stock appears to be undervalued. The current stock price of $10.77 is trading 13.4% below its estimated GF Value™ of $12.43.

Key valuation signals for RKICF:

  • Debt-to-EBITDA: 0.41 (65% below median its 10-year median of 1.18)
  • GF Value™: $12.43 vs. price of $10.77 (13.4% below fair value)
  • GF Score™: 91/100
  • Industry Position: 62.4% below the Software median (#637 of 1725)

No single metric tells the full story. See the RKICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Miroku Jyoho Service Co Business Description

Other Exchanges 9928:Japan
Address 4-29-1 Yotsuya, Tokyo, JPN, 160-0004
Miroku Jyoho Service Co Ltd offers systems, solutions, and services to accounting firms and their client companies, small and mid-sized companies and data-compatible financial accounting systems. The firm's products include software applications, hardware, and supplies. Its services include tax service, account processing service, management guidance service, IT support and provision of management information services and installation and software and hardware support services etc.
91GF Score

Get the complete analysis for RKICF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.77
Price
$12.43
GF Value