Miroku Jyoho Service CoRKICF 85 Interest Coverage is 105.01 as of Mar. 2026, which is 65% below its 10-year median of 304.04. GuruFocus rates RKICF with a GF Score™ of 85/100 and a GF Value™ of $12.67. Among 1,707 Software companies, Miroku Jyoho Service Co ranks better than 70.36% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Miroku Jyoho Service Co's
Operating Income
for the
three
months ended in Mar. 2026 was $10.0 Mil. Miroku Jyoho Service Co's Interest Expense for the
three
months ended in Mar. 2026 was $-0.1 Mil.
Miroku Jyoho Service Co's interest coverage for the quarter that ended in Mar. 2026 was 105.01.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Miroku Jyoho Service Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Miroku Jyoho Service Co's Interest Coverage or its related term are showing as below:
RKICF'
s Interest Coverage Range Over the Past 10 Years
Min: 106.36 Med: 304.04 Max: 760.63
Current: 121.47
RKICF's Interest Coverage is ranked better than 70.36% of 1707
companies
in the Software industry
Industry Median: 24.65
vs RKICF: 121.47
Miroku Jyoho Service Co (OTCPK:RKICF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Miroku Jyoho Service Co Interest Coverage Related Terms
Miroku Jyoho Service Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Miroku Jyoho Service Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
RKICF vs CRM, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Miroku Jyoho Service Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miroku Jyoho Service Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, Miroku Jyoho Service Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Miroku Jyoho Service Co's Interest Coverage falls into.
Miroku Jyoho Service Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miroku Jyoho Service Co (RKICF) has a Interest Coverage of 105.01 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Miroku Jyoho Service Co and its competitors. This is 65% below median its historical median of 304.04. Over the past decade, Miroku Jyoho Service Co's Interest Coverage has ranged from 106.36 to 760.63. According to the industry distribution chart, Miroku Jyoho Service Co ranks #506 out of 1707 companies in the Software industry, placing it in the top 29.6%.
Is Miroku Jyoho Service Co's Interest Coverage too high?
Miroku Jyoho Service Co's current Interest Coverage of 105.01 is 65% below median its 10-year median of 304.04. Over the past 10 years, this metric has ranged from a low of 106.36 to a high of 760.63. The Software industry median Interest Coverage is 24.65. Miroku Jyoho Service Co's value of 105.01 is 326% above this industry median. Based on the distribution chart, Miroku Jyoho Service Co ranks #506 out of 1707 companies in the Software industry, which is above the industry midpoint. Overall, Miroku Jyoho Service Co has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Miroku Jyoho Service Co's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Miroku Jyoho Service Co ranks #506 out of 1707 companies for Interest Coverage. This puts Miroku Jyoho Service Co in the upper half of its industry. The industry median Interest Coverage is 24.65. Miroku Jyoho Service Co's value of 105.01 is 326% above this benchmark. Historically, Miroku Jyoho Service Co's own Interest Coverage has ranged from 106.36 to 760.63 over the past decade. While the company's 10-year median is 304.04 vs. the industry median of 24.65, Miroku Jyoho Service Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miroku Jyoho Service Co's current Interest Coverage of 105.01 is 326% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Miroku Jyoho Service Co and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miroku Jyoho Service Co's current Interest Coverage is 105.01, which is 65% below median its own 10-year median of 304.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miroku Jyoho Service Co stock overvalued right now?
Miroku Jyoho Service Co (RKICF) has a current Interest Coverage of 105.01. The stock's GF Value™ is $12.67, compared to a current price of $10.77 — trading 15% below its estimated fair value. The current Interest Coverage is 105.01, which is 65% below median its 10-year median of 304.04 and 326% above the Software industry median of 24.65. Miroku Jyoho Service Co's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Miroku Jyoho Service Co (RKICF), the current Interest Coverage is 105.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Miroku Jyoho Service Co (RKICF) Overvalued in 2026?
Based on GuruFocus' analysis, Miroku Jyoho Service Co stock appears to be undervalued.
The current stock price of $10.77 is trading 15% below its estimated GF Value™ of $12.67.
Key valuation signals for RKICF:
Interest Coverage: 105.01 (65% below median its 10-year median of 304.04)
GF Value™: $12.67 vs. price of $10.77 (15% below fair value)
Industry Position: 326% above the Software median (#506 of 1707)
No single metric tells the full story. See the RKICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Miroku Jyoho Service Co Ltd offers systems, solutions, and services to accounting firms and their client companies, small and mid-sized companies and data-compatible financial accounting systems. The firm's products include software applications, hardware, and supplies. Its services include tax service, account processing service, management guidance service, IT support and provision of management information services and installation and software and hardware support services etc.
85GF Score
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