AlSaif Stores for Development and Investment Co (SAU:4192) Debt-to-EBITDA : 2.39 (As of Jun. 2026) — 66% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4192 AlSaif Stores for Development and Investment Co SAU:4192
66 GF Score
Price ﷼6.51
GF Value ﷼8.76
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is AlSaif Stores for Development and Investment Co Debt-to-EBITDA?

AlSaif Stores for Development and Investment Co SAU:4192 -0.76% 66 Debt-to-EBITDA is 2.39 as of Jun. 2026, which is 66% above its 10-year median of 1.44. GuruFocus rates SAU:4192 with a GF Score™ of 66/100 and a GF Value™ of ﷼8.76 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 326 Furnishings, Fixtures & Appliances companies, AlSaif Stores for Development and Investment Co ranks better than 56.13% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

AlSaif Stores for Development and Investment Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼40.0 Mil. AlSaif Stores for Development and Investment Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼180.1 Mil. AlSaif Stores for Development and Investment Co's annualized EBITDA for the quarter that ended in Jun. 2026 was ﷼92.2 Mil. AlSaif Stores for Development and Investment Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 2.39.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for AlSaif Stores for Development and Investment Co's Debt-to-EBITDA or its related term are showing as below:

SAU:4192' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.73   Med: 1.44   Max: 2.89
Current: 1.5

During the past 5 years, the highest Debt-to-EBITDA Ratio of AlSaif Stores for Development and Investment Co was 2.89. The lowest was 0.73. And the median was 1.44.

SAU:4192's Debt-to-EBITDA is ranked better than
56.13% of 326 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 1.815 vs SAU:4192: 1.50

AlSaif Stores for Development and Investment Co  (SAU:4192) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


AlSaif Stores for Development and Investment Co Debt-to-EBITDA Related Terms


AlSaif Stores for Development and Investment Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for AlSaif Stores for Development and Investment Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlSaif Stores for Development and Investment Co Debt-to-EBITDA Chart

AlSaif Stores for Development and Investment Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.76 0.73 2.89 2.00 1.44

AlSaif Stores for Development and Investment Co Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.92 1.47 1.67 0.95 2.39

SAU:4192 vs SN, SGI, MHK: Debt-to-EBITDA Comparison

For the Furnishings, Fixtures & Appliances subindustry, AlSaif Stores for Development and Investment Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlSaif Stores for Development and Investment Co Debt-to-EBITDA vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, AlSaif Stores for Development and Investment Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where AlSaif Stores for Development and Investment Co's Debt-to-EBITDA falls into.


SAU:4192
66GF Score
AlSaif Stores for Development and Investment Co SAU:4192
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AlSaif Stores for Development and Investment Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

AlSaif Stores for Development and Investment Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(31.707 + 167.122) / 138.182
=1.44

AlSaif Stores for Development and Investment Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(40.015 + 180.085) / 92.18
=2.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.39 mean?
AlSaif Stores for Development and Investment Co (SAU:4192) has a Debt-to-EBITDA of 2.39 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AlSaif Stores for Development and Investment Co. This is 66% above median its historical median of 1.44. Over the past decade, AlSaif Stores for Development and Investment Co's Debt-to-EBITDA has ranged from 0.73 to 2.89. According to the industry distribution chart, AlSaif Stores for Development and Investment Co ranks #143 out of 326 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 43.9%.
Is AlSaif Stores for Development and Investment Co's Debt-to-EBITDA too high?
AlSaif Stores for Development and Investment Co's current Debt-to-EBITDA of 2.39 is 66% above median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 2.89. The Furnishings, Fixtures & Appliances industry median Debt-to-EBITDA is 1.82. AlSaif Stores for Development and Investment Co's value of 2.39 is 31.7% above this industry median. Based on the distribution chart, AlSaif Stores for Development and Investment Co ranks #143 out of 326 companies in the Furnishings, Fixtures & Appliances industry, which is above the industry midpoint. Overall, AlSaif Stores for Development and Investment Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlSaif Stores for Development and Investment Co's Debt-to-EBITDA compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, AlSaif Stores for Development and Investment Co ranks #143 out of 326 companies for Debt-to-EBITDA. This puts AlSaif Stores for Development and Investment Co in the upper half of its industry. The industry median Debt-to-EBITDA is 1.82. AlSaif Stores for Development and Investment Co's value of 2.39 is 31.7% above this benchmark. Historically, AlSaif Stores for Development and Investment Co's own Debt-to-EBITDA has ranged from 0.73 to 2.89 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 1.82, AlSaif Stores for Development and Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Furnishings, Fixtures & Appliances company?
The median Debt-to-EBITDA among Furnishings, Fixtures & Appliances companies is 1.82, based on 326 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlSaif Stores for Development and Investment Co's current Debt-to-EBITDA of 2.39 is 31.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on AlSaif Stores for Development and Investment Co. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-EBITDA is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlSaif Stores for Development and Investment Co's current Debt-to-EBITDA is 2.39, which is 66% above median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlSaif Stores for Development and Investment Co stock overvalued right now?
Based on GuruFocus' analysis, AlSaif Stores for Development and Investment Co (SAU:4192) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼8.76, compared to a current price of ﷼6.51 — trading 25.7% below its estimated fair value. The current Debt-to-EBITDA is 2.39, which is 66% above median its 10-year median of 1.44 and 31.7% above the Furnishings, Fixtures & Appliances industry median of 1.82. AlSaif Stores for Development and Investment Co's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For AlSaif Stores for Development and Investment Co (SAU:4192), the current Debt-to-EBITDA is 2.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AlSaif Stores for Development and Investment Co (SAU:4192) Overvalued in 2026?

Based on GuruFocus' analysis, AlSaif Stores for Development and Investment Co stock appears to be undervalued. The current stock price of ﷼6.51 is trading 25.7% below its estimated GF Value™ of ﷼8.76. GuruFocus considers AlSaif Stores for Development and Investment Co to be Modestly Undervalued.

Key valuation signals for SAU:4192:

  • Debt-to-EBITDA: 2.39 (66% above median its 10-year median of 1.44)
  • GF Value™: ﷼8.76 vs. price of ﷼6.51 (25.7% below fair value)
  • GF Score™: 66/100 with 1 warning sign
  • Industry Position: 31.7% above the Furnishings, Fixtures & Appliances median (#143 of 326)

No single metric tells the full story. See the SAU:4192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AlSaif Stores for Development and Investment Co Business Description

Address Saud bin Abdulaziz bin Mohammed Street, Riyadh Altaawon Distrct Emam, P.O. Box 10448, Riyadh, SAU, 11626
AlSaif Stores for Development and Investment Co operates in the home utensils and appliances retail sector in Saudi Arabia. The company fulfills customer needs such as by providing small home appliances, kitchenware, serveware, and other home accessories.
66GF Score

Get the complete analysis for SAU:4192

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼6.51
Price
﷼8.76
GF Value