AlSaif Stores for Development and Investment Co (SAU:4192) ROE %: 29.73% (As of Mar. 2026) — 23% Above Median


SAU:4192 AlSaif Stores for Development and Investment Co SAU:4192
67 GF Score
Price ﷼6.83
GF Value ﷼8.89
Valuation Modestly Undervalued
! 1 Warning Sign
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What is AlSaif Stores for Development and Investment Co ROE %?

AlSaif Stores for Development and Investment Co SAU:4192 -0.29% 67 ROE % is 29.73% as of Mar. 2026, which is 23% above its 10-year median of 24.13. GuruFocus rates SAU:4192 with a GF Score™ of 67/100 and a GF Value™ of ﷼8.89 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 424 Furnishings, Fixtures & Appliances companies, AlSaif Stores for Development and Investment Co ranks better than 80.42% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. AlSaif Stores for Development and Investment Co's annualized net income for the quarter that ended in Mar. 2026 was ﷼153.3 Mil. AlSaif Stores for Development and Investment Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ﷼515.6 Mil. Therefore, AlSaif Stores for Development and Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 was 29.73%.

The historical rank and industry rank for AlSaif Stores for Development and Investment Co's ROE % or its related term are showing as below:

SAU:4192' s ROE % Range Over the Past 10 Years
Min: 8.92   Med: 24.13   Max: 48.51
Current: 12.39

During the past 5 years, AlSaif Stores for Development and Investment Co's highest ROE % was 48.51%. The lowest was 8.92%. And the median was 24.13%.

SAU:4192's ROE % is ranked better than
80.42% of 424 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 4.475 vs SAU:4192: 12.39

AlSaif Stores for Development and Investment Co  (SAU:4192) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=153.308/515.6085
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(153.308 / 1092.752)*(1092.752 / 817.365)*(817.365 / 515.6085)
=Net Margin %*Asset Turnover*Equity Multiplier
=14.03 %*1.3369*1.5852
=ROA %*Equity Multiplier
=18.76 %*1.5852
=29.73 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=153.308/515.6085
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (153.308 / 163.308) * (163.308 / 161.416) * (161.416 / 1092.752) * (1092.752 / 817.365) * (817.365 / 515.6085)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9388 * 1.0117 * 14.77 % * 1.3369 * 1.5852
=29.73 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


AlSaif Stores for Development and Investment Co ROE % Related Terms


AlSaif Stores for Development and Investment Co ROE % Historical Data

* Premium members only.

The historical data trend for AlSaif Stores for Development and Investment Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlSaif Stores for Development and Investment Co ROE % Chart

AlSaif Stores for Development and Investment Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
48.51 32.76 24.13 8.92 12.40

AlSaif Stores for Development and Investment Co Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.79 1.22 10.73 6.89 29.73

SAU:4192 vs SN, SGI, MHK: ROE % Comparison

For the Furnishings, Fixtures & Appliances subindustry, AlSaif Stores for Development and Investment Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlSaif Stores for Development and Investment Co ROE % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, AlSaif Stores for Development and Investment Co's ROE % distribution charts can be found below:

* The bar in red indicates where AlSaif Stores for Development and Investment Co's ROE % falls into.


SAU:4192
67GF Score
AlSaif Stores for Development and Investment Co SAU:4192
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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AlSaif Stores for Development and Investment Co ROE % Calculation

AlSaif Stores for Development and Investment Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=58.031/( (439.211+496.445)/ 2 )
=58.031/467.828
=12.40 %

AlSaif Stores for Development and Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=153.308/( (496.445+534.772)/ 2 )
=153.308/515.6085
=29.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 29.73% mean?
AlSaif Stores for Development and Investment Co (SAU:4192) has a ROE % of 29.73% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on AlSaif Stores for Development and Investment Co and its competitors. This is 23% above median its historical median of 24.13. Over the past decade, AlSaif Stores for Development and Investment Co's ROE % has ranged from 8.92 to 48.51. According to the industry distribution chart, AlSaif Stores for Development and Investment Co ranks #83 out of 424 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 19.6%.
Is AlSaif Stores for Development and Investment Co's ROE % too high?
AlSaif Stores for Development and Investment Co's current ROE % of 29.73% is 23% above median its 10-year median of 24.13. Over the past 10 years, this metric has ranged from a low of 8.92 to a high of 48.51. The Furnishings, Fixtures & Appliances industry median ROE % is 4.48. AlSaif Stores for Development and Investment Co's value of 29.73% is 564.4% above this industry median. Based on the distribution chart, AlSaif Stores for Development and Investment Co ranks #83 out of 424 companies in the Furnishings, Fixtures & Appliances industry, which is in the top quartile — a strong position relative to peers. Overall, AlSaif Stores for Development and Investment Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlSaif Stores for Development and Investment Co's ROE % compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, AlSaif Stores for Development and Investment Co ranks #83 out of 424 companies for ROE %. This places AlSaif Stores for Development and Investment Co in the top 20% of its industry — outperforming the majority of peers. The industry median ROE % is 4.48. AlSaif Stores for Development and Investment Co's value of 29.73% is 564.4% above this benchmark. Historically, AlSaif Stores for Development and Investment Co's own ROE % has ranged from 8.92 to 48.51 over the past decade. While the company's 10-year median is 24.13 vs. the industry median of 4.48, AlSaif Stores for Development and Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Furnishings, Fixtures & Appliances company?
The median ROE % among Furnishings, Fixtures & Appliances companies is 4.48, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlSaif Stores for Development and Investment Co's current ROE % of 29.73% is 564.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on AlSaif Stores for Development and Investment Co and its competitors. For the Furnishings, Fixtures & Appliances industry, the median ROE % is 4.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlSaif Stores for Development and Investment Co's current ROE % is 29.73%, which is 23% above median its own 10-year median of 24.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlSaif Stores for Development and Investment Co stock overvalued right now?
Based on GuruFocus' analysis, AlSaif Stores for Development and Investment Co (SAU:4192) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼8.89, compared to a current price of ﷼6.83 — trading 23.2% below its estimated fair value. The current ROE % is 29.73%, which is 23% above median its 10-year median of 24.13 and 564.4% above the Furnishings, Fixtures & Appliances industry median of 4.48. AlSaif Stores for Development and Investment Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For AlSaif Stores for Development and Investment Co (SAU:4192), the current ROE % is 29.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AlSaif Stores for Development and Investment Co (SAU:4192) Overvalued in 2026?

Based on GuruFocus' analysis, AlSaif Stores for Development and Investment Co stock appears to be undervalued. The current stock price of ﷼6.83 is trading 23.2% below its estimated GF Value™ of ﷼8.89. GuruFocus considers AlSaif Stores for Development and Investment Co to be Modestly Undervalued.

Key valuation signals for SAU:4192:

  • ROE %: 29.73% (23% above median its 10-year median of 24.13)
  • GF Value™: ﷼8.89 vs. price of ﷼6.83 (23.2% below fair value)
  • GF Score™: 67/100 with 1 warning sign
  • Industry Position: 564.4% above the Furnishings, Fixtures & Appliances median (#83 of 424)

No single metric tells the full story. See the SAU:4192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AlSaif Stores for Development and Investment Co Business Description

Address Saud bin Abdulaziz bin Mohammed Street, Riyadh Altaawon Distrct Emam, P.O. Box 10448, Riyadh, SAU, 11626
AlSaif Stores for Development and Investment Co operates in the home utensils and appliances retail sector in Saudi Arabia. The company fulfills customer needs such as by providing small home appliances, kitchenware, serveware, and other home accessories.
67GF Score

Get the complete analysis for SAU:4192

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼6.83
Price
﷼8.89
GF Value