SFIX (Stitch Fix) Debt-to-EBITDA : 9.89 (As of Apr. 2026)

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SFIX Stitch Fix Inc SFIX
66 GF Score
Price $4.02
GF Value $3.34
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Stitch Fix Debt-to-EBITDA?

Stitch Fix SFIX -1.95% 66 Debt-to-EBITDA is 9.89 as of Apr. 2026. GuruFocus rates SFIX with a GF Score™ of 66/100 and a GF Value™ of $3.34 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 905 Retail - Cyclical companies, Stitch Fix ranks worse than 110497.13% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Stitch Fix's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $21 Mil. Stitch Fix's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $53 Mil. Stitch Fix's annualized EBITDA for the quarter that ended in Apr. 2026 was $8 Mil. Stitch Fix's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 was 9.88.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Stitch Fix's Debt-to-EBITDA or its related term are showing as below:

SFIX' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -16.64   Med: -2.88   Max: -1.15
Current: -16.64

During the past 10 years, the highest Debt-to-EBITDA Ratio of Stitch Fix was -1.15. The lowest was -16.64. And the median was -2.88.

SFIX's Debt-to-EBITDA is ranked worse than
100% of 905 companies
in the Retail - Cyclical industry
Industry Median: 2.39 vs SFIX: -16.64

Stitch Fix  (NAS:SFIX) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Stitch Fix Debt-to-EBITDA Related Terms


Stitch Fix Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Stitch Fix's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stitch Fix Debt-to-EBITDA Chart

Stitch Fix Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.41 -1.15 -1.36 -1.32 -7.32

Stitch Fix Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.68 -4.64 -8.42 16.07 9.89

SFIX vs CTRN, GCO, CAL: Debt-to-EBITDA Comparison

For the Apparel Retail subindustry, Stitch Fix's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stitch Fix Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Stitch Fix's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Stitch Fix's Debt-to-EBITDA falls into.


SFIX
66GF Score
Stitch Fix Inc SFIX
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stitch Fix Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Stitch Fix's Debt-to-EBITDA for the fiscal year that ended in Jul. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(22.752 + 70.759) / -12.781
=-7.32

Stitch Fix's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(21.308 + 53.223) / 7.54
=9.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 9.89 mean?
Stitch Fix (SFIX) has a Debt-to-EBITDA of 9.89 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Stitch Fix. According to the industry distribution chart, Stitch Fix ranks #999999 out of 905 companies in the Retail - Cyclical industry.
Is Stitch Fix's Debt-to-EBITDA too high?
Stitch Fix's current Debt-to-EBITDA is 9.89. The Retail - Cyclical industry median Debt-to-EBITDA is 2.39. Stitch Fix's value of 9.89 is 313.8% above this industry median. Based on the distribution chart, Stitch Fix ranks #999999 out of 905 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Stitch Fix has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stitch Fix's Debt-to-EBITDA compare to CTRN and GCO?
According to the Retail - Cyclical industry distribution chart, Stitch Fix ranks #999999 out of 905 companies for Debt-to-EBITDA. This places Stitch Fix in the lower half of its industry. The industry median Debt-to-EBITDA is 2.39. Stitch Fix's value of 9.89 is 313.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.39, based on 905 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stitch Fix's current Debt-to-EBITDA of 9.89 is 313.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Stitch Fix. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stitch Fix's current Debt-to-EBITDA is 9.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stitch Fix stock overvalued right now?
Based on GuruFocus' analysis, Stitch Fix (SFIX) is currently considered Modestly Overvalued. The stock's GF Value™ is $3.34, compared to a current price of $4.02 — trading 20.4% above its estimated fair value. The current Debt-to-EBITDA is 9.89 and 313.8% above the Retail - Cyclical industry median of 2.39. Stitch Fix's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Stitch Fix (SFIX), the current Debt-to-EBITDA is 9.89 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stitch Fix (SFIX) Overvalued in 2026?

Based on GuruFocus' analysis, Stitch Fix stock appears to be overvalued. The current stock price of $4.02 is trading 20.4% above its estimated GF Value™ of $3.34. GuruFocus considers Stitch Fix to be Modestly Overvalued.

Key valuation signals for SFIX:

  • Debt-to-EBITDA: 9.89
  • GF Value™: $3.34 vs. price of $4.02 (20.4% above fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 313.8% above the Retail - Cyclical median (#999999 of 905)

No single metric tells the full story. See the SFIX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stitch Fix Business Description

Other Exchanges 0L9X:UKSYJ:Germany
Address 1 Montgomery Street, Suite 1100, San Francisco, CA, USA, 94104
Stitch Fix Inc offers personal style services for men and women. The company engages in delivering one-to-one personalization to clients through the combination of data science and human judgment. It provides a shipment service called A FIX where the stylist's hand selects items from several merchandise with analysis of client and merchandise data to provide a personalized shipment of apparel, shoes, and accessories suited to the client's needs. The company offers products across categories, brands, product types, and price points including Women's, Petite, Maternity, Men's, and Plus. It also offers various product types, including denim, dresses, blouses, skirts, shoes, jewelry, and handbags and sells merchandise across various ranges of price points.
66GF Score

Get the complete analysis for SFIX

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.02
Price
$3.34
GF Value