SFIX (Stitch Fix) Debt-to-Equity: 0.37 (As of Apr. 2026) — 18% Below Median

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SFIX Stitch Fix Inc SFIX
66 GF Score
Price $4.20
GF Value $3.34
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Stitch Fix Debt-to-Equity?

Stitch Fix SFIX +4.22% 66 Debt-to-Equity is 0.37 as of Apr. 2026, which is 18% below its 10-year median of 0.45. GuruFocus rates SFIX with a GF Score™ of 66/100 and a GF Value™ of $3.34 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,023 Retail - Cyclical companies, Stitch Fix ranks better than 62.76% on this metric.

Stitch Fix's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $21 Mil. Stitch Fix's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $53 Mil. Stitch Fix's Total Stockholders Equity for the quarter that ended in Apr. 2026 was $201 Mil. Stitch Fix's debt to equity for the quarter that ended in Apr. 2026 was 0.37.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Stitch Fix's Debt-to-Equity or its related term are showing as below:

SFIX' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.32   Med: 0.45   Max: 0.67
Current: 0.37

During the past 10 years, the highest Debt-to-Equity Ratio of Stitch Fix was 0.67. The lowest was 0.32. And the median was 0.45.

SFIX's Debt-to-Equity is ranked better than
62.76% of 1023 companies
in the Retail - Cyclical industry
Industry Median: 0.56 vs SFIX: 0.37

Stitch Fix  (NAS:SFIX) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Stitch Fix Debt-to-Equity Related Terms


Stitch Fix Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Stitch Fix's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stitch Fix Debt-to-Equity Chart

Stitch Fix Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.53 0.62 0.63 0.46

Stitch Fix Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.46 0.43 0.39 0.37

SFIX vs CTRN, GCO, CAL: Debt-to-Equity Comparison

For the Apparel Retail subindustry, Stitch Fix's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stitch Fix Debt-to-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Stitch Fix's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Stitch Fix's Debt-to-Equity falls into.


SFIX
66GF Score
Stitch Fix Inc SFIX
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stitch Fix Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Stitch Fix's Debt to Equity Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Stitch Fix's Debt to Equity Ratio for the quarter that ended in Apr. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.37 mean?
Stitch Fix (SFIX) has a Debt-to-Equity of 0.37 as of Apr. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Stitch Fix and its competitors. This is 18% below median its historical median of 0.45. Over the past decade, Stitch Fix's Debt-to-Equity has ranged from 0.32 to 0.67. According to the industry distribution chart, Stitch Fix ranks #381 out of 1023 companies in the Retail - Cyclical industry, placing it in the top 37.2%.
Is Stitch Fix's Debt-to-Equity too high?
Stitch Fix's current Debt-to-Equity of 0.37 is 18% below median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.67. The Retail - Cyclical industry median Debt-to-Equity is 0.56. Stitch Fix's value of 0.37 is 33.9% below this industry median. Based on the distribution chart, Stitch Fix ranks #381 out of 1023 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Stitch Fix has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stitch Fix's Debt-to-Equity compare to CTRN and GCO?
According to the Retail - Cyclical industry distribution chart, Stitch Fix ranks #381 out of 1023 companies for Debt-to-Equity. This puts Stitch Fix in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Stitch Fix's value of 0.37 is 33.9% below this benchmark. Historically, Stitch Fix's own Debt-to-Equity has ranged from 0.32 to 0.67 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.56, Stitch Fix has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,023 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stitch Fix's current Debt-to-Equity of 0.37 is 33.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Stitch Fix and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stitch Fix's current Debt-to-Equity is 0.37, which is 18% below median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stitch Fix stock overvalued right now?
Based on GuruFocus' analysis, Stitch Fix (SFIX) is currently considered Modestly Overvalued. The stock's GF Value™ is $3.34, compared to a current price of $4.20 — trading 25.7% above its estimated fair value. The current Debt-to-Equity is 0.37, which is 18% below median its 10-year median of 0.45 and 33.9% below the Retail - Cyclical industry median of 0.56. Stitch Fix's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Stitch Fix (SFIX), the current Debt-to-Equity is 0.37 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stitch Fix (SFIX) Overvalued in 2026?

Based on GuruFocus' analysis, Stitch Fix stock appears to be overvalued. The current stock price of $4.20 is trading 25.7% above its estimated GF Value™ of $3.34. GuruFocus considers Stitch Fix to be Modestly Overvalued.

Key valuation signals for SFIX:

  • Debt-to-Equity: 0.37 (18% below median its 10-year median of 0.45)
  • GF Value™: $3.34 vs. price of $4.20 (25.7% above fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 33.9% below the Retail - Cyclical median (#381 of 1023)

No single metric tells the full story. See the SFIX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stitch Fix Business Description

Other Exchanges 0L9X:UKSYJ:Germany
Address 1 Montgomery Street, Suite 1100, San Francisco, CA, USA, 94104
Stitch Fix Inc offers personal style services for men and women. The company engages in delivering one-to-one personalization to clients through the combination of data science and human judgment. It provides a shipment service called A FIX where the stylist's hand selects items from several merchandise with analysis of client and merchandise data to provide a personalized shipment of apparel, shoes, and accessories suited to the client's needs. The company offers products across categories, brands, product types, and price points including Women's, Petite, Maternity, Men's, and Plus. It also offers various product types, including denim, dresses, blouses, skirts, shoes, jewelry, and handbags and sells merchandise across various ranges of price points.
66GF Score

Get the complete analysis for SFIX

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.20
Price
$3.34
GF Value