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Sage Group (The)SGPYY -0.02%79 Debt-to-EBITDA is 2.95 as of Mar. 2026, which is 45% above its 10-year median of 2.03. GuruFocus rates SGPYY with a GF Score™ of 79/100 and a GF Value™ of $73.00 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,716 Software companies, Sage Group (The) ranks worse than 75.58% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Sage Group (The)'s Debt-to-EBITDA or its related term are showing as below:
SGPYY'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.63 Med: 2.03 Max: 3.05
Current: 3.05
During the past 13 years, the highest Debt-to-EBITDA Ratio of Sage Group (The) was 3.05. The lowest was 1.63. And the median was 2.03.
SGPYY's Debt-to-EBITDA is ranked worse than 75.58% of 1716
companies
in the Software industry
Industry Median: 1.085
vs SGPYY: 3.05
Sage Group (The) (OTCPK:SGPYY) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Sage Group (The) Debt-to-EBITDA Related Terms
Sage Group (The) Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Sage Group (The)'s Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGPYY vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Sage Group (The)'s Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sage Group (The) Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Sage Group (The)'s Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sage Group (The)'s Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Sage Group (The) (SGPYY) has a Debt-to-EBITDA of 2.95 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sage Group (The). This is 45% above median its historical median of 2.03. Over the past decade, Sage Group (The)'s Debt-to-EBITDA has ranged from 1.63 to 3.05. According to the industry distribution chart, Sage Group (The) ranks #1297 out of 1716 companies in the Software industry, placing it in the top 75.6%.
Is Sage Group (The)'s Debt-to-EBITDA too high?
Sage Group (The)'s current Debt-to-EBITDA of 2.95 is 45% above median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 3.05. The Software industry median Debt-to-EBITDA is 1.09. Sage Group (The)'s value of 2.95 is 171.9% above this industry median. Based on the distribution chart, Sage Group (The) ranks #1297 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Sage Group (The) has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sage Group (The)'s Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Sage Group (The) ranks #1297 out of 1716 companies for Debt-to-EBITDA. This places Sage Group (The) in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Sage Group (The)'s value of 2.95 is 171.9% above this benchmark. Historically, Sage Group (The)'s own Debt-to-EBITDA has ranged from 1.63 to 3.05 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 1.09, Sage Group (The) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sage Group (The)'s current Debt-to-EBITDA of 2.95 is 171.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sage Group (The). For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sage Group (The)'s current Debt-to-EBITDA is 2.95, which is 45% above median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sage Group (The) stock overvalued right now?
Based on GuruFocus' analysis, Sage Group (The) (SGPYY) is currently considered Significantly Undervalued. The stock's GF Value™ is $73.00, compared to a current price of $45.56 — trading 37.6% below its estimated fair value. The current Debt-to-EBITDA is 2.95, which is 45% above median its 10-year median of 2.03 and 171.9% above the Software industry median of 1.09. Sage Group (The)'s overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Sage Group (The) (SGPYY), the current Debt-to-EBITDA is 2.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sage Group (The) (SGPYY) Overvalued in 2026?
Based on GuruFocus' analysis, Sage Group (The) stock appears to be undervalued.
The current stock price of $45.56 is trading 37.6% below its estimated GF Value™ of $73.00.
GuruFocus considers Sage Group (The) to be Significantly Undervalued.
Key valuation signals for SGPYY:
Debt-to-EBITDA: 2.95 (45% above median its 10-year median of 2.03)
GF Value™: $73.00 vs. price of $45.56 (37.6% below fair value)
Industry Position: 171.9% above the Software median (#1297 of 1716)
No single metric tells the full story. See the SGPYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Sage Group is a UK-based provider of accounting and enterprise resource planning software, predominantly to customers in the US and Europe. The company was founded in 1981 and historically sold on-premises software products with perpetual software licenses. However, the company is transitioning toward cloud-connected and cloud native products, sold via software-as-a-service contracts. Sage's main cloud-native products include Sage Accounting, for small businesses, and Sage Intacct, which Sage acquired in 2017, for midsize businesses.
79GF Score
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