SNMCY (Suncorp Group) Debt-to-EBITDA : (As of Jun. 2026)

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SNMCY Suncorp Group Ltd SNMCY
77 GF Score
Price $13.65
GF Value $13.39
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Suncorp Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Suncorp Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $723 Mil. Suncorp Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $1,517 Mil. Suncorp Group's annualized EBITDA for the quarter that ended in Jun. 2026 was $1,683 Mil. Suncorp Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 1.33.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Suncorp Group's Debt-to-EBITDA or its related term are showing as below:

SNMCY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.86   Med: 4.8   Max: 16.67
Current: 1.37

During the past 13 years, the highest Debt-to-EBITDA Ratio of Suncorp Group was 16.67. The lowest was 0.86. And the median was 4.80.

SNMCY's Debt-to-EBITDA is ranked worse than
54.63% of 313 companies
in the Insurance industry
Industry Median: 1.24 vs SNMCY: 1.37

Suncorp Group  (OTCPK:SNMCY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Suncorp Group Debt-to-EBITDA Related Terms

Suncorp Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Suncorp Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Suncorp Group Debt-to-EBITDA Chart

Suncorp Group Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Debt-to-EBITDA
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Suncorp Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
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SNMCY vs CB, PGR, TRV: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Suncorp Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Suncorp Group Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Suncorp Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Suncorp Group's Debt-to-EBITDA falls into.


SNMCY
77GF Score
Suncorp Group Ltd SNMCY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Suncorp Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Suncorp Group's Debt-to-EBITDA for the fiscal year that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(723.2832 + 1516.5392) / 1126.2093262764
=1.99

Suncorp Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(723.2832 + 1516.5392) / 1683.2804368461
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Is Suncorp Group (SNMCY) Overvalued in 2026?

Based on GuruFocus' analysis, Suncorp Group stock appears to be overvalued. The current stock price of $13.65 is trading 1.9% above its estimated GF Value™ of $13.39. GuruFocus considers Suncorp Group to be Fairly Valued.

Key valuation signals for SNMCY:

  • Debt-to-EBITDA:
  • GF Value™: $13.39 vs. price of $13.65 (1.9% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the SNMCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Suncorp Group Business Description

Address 80 Ann Street, Level 23, Heritage Lanes, Brisbane, QLD, AUS, 4000
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
77GF Score

Get the complete analysis for SNMCY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.65
Price
$13.39
GF Value