SSI Securities (STC:SSI) Debt-to-EBITDA : 5.59 (As of Mar. 2026) — 30% Below Median

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STC:SSI SSI Securities Corp STC:SSI
94 GF Score
Price ₫25,000.00
GF Value ₫31,058.97
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is SSI Securities Debt-to-EBITDA?

SSI Securities STC:SSI 94 Debt-to-EBITDA is 5.59 as of Mar. 2026, which is 30% below its 10-year median of 8.00. GuruFocus rates STC:SSI with a GF Score™ of 94/100 and a GF Value™ of ₫31,058.97 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 422 Capital Markets companies, SSI Securities ranks worse than 77.01% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

SSI Securities's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫51,965,687 Mil. SSI Securities's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫0 Mil. SSI Securities's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫9,299,764 Mil. SSI Securities's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 5.59.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for SSI Securities's Debt-to-EBITDA or its related term are showing as below:

STC:SSI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.62   Med: 8   Max: 9.83
Current: 6.09

During the past 13 years, the highest Debt-to-EBITDA Ratio of SSI Securities was 9.83. The lowest was 3.62. And the median was 8.00.

STC:SSI's Debt-to-EBITDA is ranked worse than
77.01% of 422 companies
in the Capital Markets industry
Industry Median: 1.645 vs STC:SSI: 6.09

SSI Securities  (STC:SSI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


SSI Securities Debt-to-EBITDA Related Terms


SSI Securities Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for SSI Securities's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSI Securities Debt-to-EBITDA Chart

SSI Securities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.91 8.46 9.43 8.82 7.77

SSI Securities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.99 8.32 6.42 8.27 5.59

STC:SSI vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, SSI Securities's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSI Securities Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SSI Securities's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SSI Securities's Debt-to-EBITDA falls into.


STC:SSI
94GF Score
SSI Securities Corp STC:SSI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SSI Securities Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

SSI Securities's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(60160501.865 + 0) / 7742162.425
=7.77

SSI Securities's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(51965687.274 + 0) / 9299764.46
=5.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.59 mean?
SSI Securities (STC:SSI) has a Debt-to-EBITDA of 5.59 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SSI Securities. This is 30% below median its historical median of 8.00. Over the past decade, SSI Securities' Debt-to-EBITDA has ranged from 3.62 to 9.83. According to the industry distribution chart, SSI Securities ranks #325 out of 422 companies in the Capital Markets industry, placing it in the top 77%.
Is SSI Securities' Debt-to-EBITDA too high?
SSI Securities' current Debt-to-EBITDA of 5.59 is 30% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.62 to a high of 9.83. The Capital Markets industry median Debt-to-EBITDA is 1.65. SSI Securities' value of 5.59 is 239.8% above this industry median. Based on the distribution chart, SSI Securities ranks #325 out of 422 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, SSI Securities has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Securities' Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, SSI Securities ranks #325 out of 422 companies for Debt-to-EBITDA. This places SSI Securities in the lower half of its industry. The industry median Debt-to-EBITDA is 1.65. SSI Securities' value of 5.59 is 239.8% above this benchmark. Historically, SSI Securities' own Debt-to-EBITDA has ranged from 3.62 to 9.83 over the past decade. While the company's 10-year median is 8.00 vs. the industry median of 1.65, SSI Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSI Securities's current Debt-to-EBITDA of 5.59 is 239.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SSI Securities. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Securities's current Debt-to-EBITDA is 5.59, which is 30% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Securities stock overvalued right now?
Based on GuruFocus' analysis, SSI Securities (STC:SSI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫31,058.97, compared to a current price of ₫25,000.00 — trading 19.5% below its estimated fair value. The current Debt-to-EBITDA is 5.59, which is 30% below median its 10-year median of 8.00 and 239.8% above the Capital Markets industry median of 1.65. SSI Securities' overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For SSI Securities (STC:SSI), the current Debt-to-EBITDA is 5.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSI Securities (STC:SSI) Overvalued in 2026?

Based on GuruFocus' analysis, SSI Securities stock appears to be undervalued. The current stock price of ₫25,000.00 is trading 19.5% below its estimated GF Value™ of ₫31,058.97. GuruFocus considers SSI Securities to be Modestly Undervalued.

Key valuation signals for STC:SSI:

  • Debt-to-EBITDA: 5.59 (30% below median its 10-year median of 8.00)
  • GF Value™: ₫31,058.97 vs. price of ₫25,000.00 (19.5% below fair value)
  • GF Score™: 94/100 with 5 warning signs
  • Industry Position: 239.8% above the Capital Markets median (#325 of 422)

No single metric tells the full story. See the STC:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSI Securities Business Description

Address 72 Nguyen Hue Street, Ben Nghe Ward, District 1, Hochiminh City, VNM
SSI Securities Corp provides securities services, asset management, and investment banking. Securities services are the core business line of the company with the products and services such as securities brokerage, securities depository and securities investment capital origination aimed at local, foreign retail and individual investors. Its products and services are brokerage services, IPO services, financing services, transaction support, fund management, portfolio management and value-added services, capital raising, debt instrument issuance, M&A, identifying strategic partners to equitization advisory and listing advisory.
94GF Score

Get the complete analysis for STC:SSI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫25,000.00
Price
₫31,058.97
GF Value