Vndirect Securities (STC:VND) Debt-to-EBITDA : 4.40 (As of Jun. 2026) — 43% Below Median

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STC:VND Vndirect Securities Corp STC:VND
87 GF Score
Price ₫16,400.00
GF Value ₫19,574.67
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Vndirect Securities Debt-to-EBITDA?

Vndirect Securities STC:VND 87 Debt-to-EBITDA is 4.40 as of Jun. 2026, which is 43% below its 10-year median of 7.75. GuruFocus rates STC:VND with a GF Score™ of 87/100 and a GF Value™ of ₫19,574.67 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 422 Capital Markets companies, Vndirect Securities ranks worse than 74.64% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vndirect Securities's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫23,895,332 Mil. Vndirect Securities's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫1,998,018 Mil. Vndirect Securities's annualized EBITDA for the quarter that ended in Jun. 2026 was ₫5,882,921 Mil. Vndirect Securities's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 4.40.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Vndirect Securities's Debt-to-EBITDA or its related term are showing as below:

STC:VND' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.36   Med: 7.75   Max: 9.7
Current: 5.48

During the past 13 years, the highest Debt-to-EBITDA Ratio of Vndirect Securities was 9.70. The lowest was 5.36. And the median was 7.75.

STC:VND's Debt-to-EBITDA is ranked worse than
74.64% of 422 companies
in the Capital Markets industry
Industry Median: 1.54 vs STC:VND: 5.48

Vndirect Securities  (STC:VND) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Vndirect Securities Debt-to-EBITDA Related Terms


Vndirect Securities Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Vndirect Securities's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vndirect Securities Debt-to-EBITDA Chart

Vndirect Securities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.35 7.72 5.36 8.11 7.79

Vndirect Securities Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.58 5.41 9.88 5.85 4.40

STC:VND vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Vndirect Securities's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vndirect Securities Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Vndirect Securities's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Vndirect Securities's Debt-to-EBITDA falls into.


STC:VND
87GF Score
Vndirect Securities Corp STC:VND
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vndirect Securities Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vndirect Securities's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(26712743.904 + 1997859.402) / 3688018.642
=7.78

Vndirect Securities's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(23895332.441 + 1998017.88) / 5882921.42
=4.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.40 mean?
Vndirect Securities (STC:VND) has a Debt-to-EBITDA of 4.40 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vndirect Securities. This is 43% below median its historical median of 7.75. Over the past decade, Vndirect Securities' Debt-to-EBITDA has ranged from 5.36 to 9.70. According to the industry distribution chart, Vndirect Securities ranks #315 out of 422 companies in the Capital Markets industry, placing it in the top 74.6%.
Is Vndirect Securities' Debt-to-EBITDA too high?
Vndirect Securities' current Debt-to-EBITDA of 4.40 is 43% below median its 10-year median of 7.75. Over the past 10 years, this metric has ranged from a low of 5.36 to a high of 9.70. The Capital Markets industry median Debt-to-EBITDA is 1.54. Vndirect Securities' value of 4.40 is 185.7% above this industry median. Based on the distribution chart, Vndirect Securities ranks #315 out of 422 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Vndirect Securities has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vndirect Securities' Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Vndirect Securities ranks #315 out of 422 companies for Debt-to-EBITDA. This places Vndirect Securities in the lower half of its industry. The industry median Debt-to-EBITDA is 1.54. Vndirect Securities' value of 4.40 is 185.7% above this benchmark. Historically, Vndirect Securities' own Debt-to-EBITDA has ranged from 5.36 to 9.70 over the past decade. While the company's 10-year median is 7.75 vs. the industry median of 1.54, Vndirect Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.54, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vndirect Securities's current Debt-to-EBITDA of 4.40 is 185.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vndirect Securities. For the Capital Markets industry, the median Debt-to-EBITDA is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vndirect Securities's current Debt-to-EBITDA is 4.40, which is 43% below median its own 10-year median of 7.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vndirect Securities stock overvalued right now?
Based on GuruFocus' analysis, Vndirect Securities (STC:VND) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫19,574.67, compared to a current price of ₫16,400.00 — trading 16.2% below its estimated fair value. The current Debt-to-EBITDA is 4.40, which is 43% below median its 10-year median of 7.75 and 185.7% above the Capital Markets industry median of 1.54. Vndirect Securities' overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vndirect Securities (STC:VND), the current Debt-to-EBITDA is 4.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vndirect Securities (STC:VND) Overvalued in 2026?

Based on GuruFocus' analysis, Vndirect Securities stock appears to be undervalued. The current stock price of ₫16,400.00 is trading 16.2% below its estimated GF Value™ of ₫19,574.67. GuruFocus considers Vndirect Securities to be Modestly Undervalued.

Key valuation signals for STC:VND:

  • Debt-to-EBITDA: 4.40 (43% below median its 10-year median of 7.75)
  • GF Value™: ₫19,574.67 vs. price of ₫16,400.00 (16.2% below fair value)
  • GF Score™: 87/100 with 5 warning signs
  • Industry Position: 185.7% above the Capital Markets median (#315 of 422)

No single metric tells the full story. See the STC:VND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vndirect Securities Business Description

Address 1 Nguyen Thuong Hien Street, Hai Ba Trung District, Hanoi, VNM
Vndirect Securities Corp is engaged in the brokerage business. The company provides corporate finance consulting, self-trading, underwriting, and portfolio management.
87GF Score

Get the complete analysis for STC:VND

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,400.00
Price
₫19,574.67
GF Value