Vndirect Securities (STC:VND) Interest Coverage: 1.80 (As of Mar. 2026) — Near Median


STC:VND Vndirect Securities Corp STC:VND
91 GF Score
Price ₫17,600.00
GF Value ₫20,142.65
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Vndirect Securities Interest Coverage?

Vndirect Securities STC:VND +1.44% 91 Interest Coverage is 1.80 as of Mar. 2026, which is 5% below its 10-year median of 1.90. GuruFocus rates STC:VND with a GF Score™ of 91/100 and a GF Value™ of ₫20,142.65 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 430 Capital Markets companies, Vndirect Securities ranks worse than 80.93% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vndirect Securities's Operating Income for the three months ended in Mar. 2026 was ₫626,352 Mil. Vndirect Securities's Interest Expense for the three months ended in Mar. 2026 was ₫-347,836 Mil. Vndirect Securities's interest coverage for the quarter that ended in Mar. 2026 was 1.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vndirect Securities's Interest Coverage or its related term are showing as below:

STC:VND' s Interest Coverage Range Over the Past 10 Years
Min: 1.15   Med: 1.9   Max: 5.64
Current: 2.18


STC:VND's Interest Coverage is ranked worse than
80.93% of 430 companies
in the Capital Markets industry
Industry Median: 19.375 vs STC:VND: 2.18

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vndirect Securities  (STC:VND) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vndirect Securities Interest Coverage Related Terms


Vndirect Securities Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vndirect Securities's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vndirect Securities Interest Coverage Chart

Vndirect Securities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.64 1.38 1.89 2.24 1.91

Vndirect Securities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 2.62 3.68 0.90 1.80

STC:VND vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Vndirect Securities's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vndirect Securities Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Vndirect Securities's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vndirect Securities's Interest Coverage falls into.


STC:VND
91GF Score
Vndirect Securities Corp STC:VND
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vndirect Securities Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vndirect Securities's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vndirect Securities's Interest Expense was ₫-1,115,159 Mil. Its Operating Income was ₫2,134,493 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫1,997,859 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2134492.992/-1115158.945
=1.91

Vndirect Securities's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Vndirect Securities's Interest Expense was ₫-347,836 Mil. Its Operating Income was ₫626,352 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫1,997,940 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*626351.928/-347836.385
=1.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.80 mean?
Vndirect Securities (STC:VND) has a Interest Coverage of 1.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vndirect Securities and its competitors. This is near median its historical median of 1.90. Over the past decade, Vndirect Securities' Interest Coverage has ranged from 1.15 to 5.64. According to the industry distribution chart, Vndirect Securities ranks #348 out of 430 companies in the Capital Markets industry, placing it in the top 80.9%.
Is Vndirect Securities' Interest Coverage too high?
Vndirect Securities' current Interest Coverage of 1.80 is near median its 10-year median of 1.90. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 5.64. The Capital Markets industry median Interest Coverage is 19.38. Vndirect Securities' value of 1.80 is 90.7% below this industry median. Based on the distribution chart, Vndirect Securities ranks #348 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Vndirect Securities has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vndirect Securities' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Vndirect Securities ranks #348 out of 430 companies for Interest Coverage. This places Vndirect Securities in the lower half of its industry. The industry median Interest Coverage is 19.38. Vndirect Securities' value of 1.80 is 90.7% below this benchmark. Historically, Vndirect Securities' own Interest Coverage has ranged from 1.15 to 5.64 over the past decade. While the company's 10-year median is 1.90 vs. the industry median of 19.38, Vndirect Securities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vndirect Securities's current Interest Coverage of 1.80 is 90.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vndirect Securities and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vndirect Securities's current Interest Coverage is 1.80, which is near median its own 10-year median of 1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vndirect Securities stock overvalued right now?
Based on GuruFocus' analysis, Vndirect Securities (STC:VND) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫20,142.65, compared to a current price of ₫17,600.00 — trading 12.6% below its estimated fair value. The current Interest Coverage is 1.80, which is near median its 10-year median of 1.90 and 90.7% below the Capital Markets industry median of 19.38. Vndirect Securities' overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vndirect Securities (STC:VND), the current Interest Coverage is 1.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vndirect Securities (STC:VND) Overvalued in 2026?

Based on GuruFocus' analysis, Vndirect Securities stock appears to be undervalued. The current stock price of ₫17,600.00 is trading 12.6% below its estimated GF Value™ of ₫20,142.65. GuruFocus considers Vndirect Securities to be Modestly Undervalued.

Key valuation signals for STC:VND:

  • Interest Coverage: 1.80 (near median its 10-year median of 1.90)
  • GF Value™: ₫20,142.65 vs. price of ₫17,600.00 (12.6% below fair value)
  • GF Score™: 91/100 with 4 warning signs
  • Industry Position: 90.7% below the Capital Markets median (#348 of 430)

No single metric tells the full story. See the STC:VND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vndirect Securities Business Description

Address 1 Nguyen Thuong Hien Street, Hai Ba Trung District, Hanoi, VNM
Vndirect Securities Corp is engaged in the brokerage business. The company provides corporate finance consulting, self-trading, underwriting, and portfolio management.
91GF Score

Get the complete analysis for STC:VND

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫17,600.00
Price
₫20,142.65
GF Value