Vietnam Dairy Products JSC (STC:VNM) Debt-to-EBITDA : 0.71 (As of Mar. 2026) — 65% Above Median

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STC:VNM Vietnam Dairy Products JSC STC:VNM
86 GF Score
Price ₫59,000.00
GF Value ₫73,010.82
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Vietnam Dairy Products JSC Debt-to-EBITDA?

Vietnam Dairy Products JSC STC:VNM +0.68% 86 Debt-to-EBITDA is 0.71 as of Mar. 2026, which is 65% above its 10-year median of 0.43. GuruFocus rates STC:VNM with a GF Score™ of 86/100 and a GF Value™ of ₫73,010.82 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,553 Consumer Packaged Goods companies, Vietnam Dairy Products JSC ranks better than 74.24% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vietnam Dairy Products JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫10,334,848 Mil. Vietnam Dairy Products JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫31,134 Mil. Vietnam Dairy Products JSC's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫14,680,190 Mil. Vietnam Dairy Products JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.71.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Vietnam Dairy Products JSC's Debt-to-EBITDA or its related term are showing as below:

STC:VNM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04   Med: 0.43   Max: 0.67
Current: 0.67

During the past 13 years, the highest Debt-to-EBITDA Ratio of Vietnam Dairy Products JSC was 0.67. The lowest was 0.04. And the median was 0.43.

STC:VNM's Debt-to-EBITDA is ranked better than
74.24% of 1553 companies
in the Consumer Packaged Goods industry
Industry Median: 2.08 vs STC:VNM: 0.67

Vietnam Dairy Products JSC  (STC:VNM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Vietnam Dairy Products JSC Debt-to-EBITDA Related Terms


Vietnam Dairy Products JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Vietnam Dairy Products JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Dairy Products JSC Debt-to-EBITDA Chart

Vietnam Dairy Products JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.62 0.38 0.62 0.65 0.66

Vietnam Dairy Products JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.01 0.64 0.54 0.57 0.71

STC:VNM vs KHC, GIS: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, Vietnam Dairy Products JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Dairy Products JSC Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Vietnam Dairy Products JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Vietnam Dairy Products JSC's Debt-to-EBITDA falls into.


STC:VNM
86GF Score
Vietnam Dairy Products JSC STC:VNM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Dairy Products JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Vietnam Dairy Products JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9393736.732 + 62907.826) / 14338811.693
=0.66

Vietnam Dairy Products JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10334848.158 + 31134.191) / 14680190.424
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.71 mean?
Vietnam Dairy Products JSC (STC:VNM) has a Debt-to-EBITDA of 0.71 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vietnam Dairy Products JSC. This is 65% above median its historical median of 0.43. Over the past decade, Vietnam Dairy Products JSC's Debt-to-EBITDA has ranged from 0.04 to 0.67. According to the industry distribution chart, Vietnam Dairy Products JSC ranks #400 out of 1553 companies in the Consumer Packaged Goods industry, placing it in the top 25.8%.
Is Vietnam Dairy Products JSC's Debt-to-EBITDA too high?
Vietnam Dairy Products JSC's current Debt-to-EBITDA of 0.71 is 65% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.67. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Vietnam Dairy Products JSC's value of 0.71 is 65.9% below this industry median. Based on the distribution chart, Vietnam Dairy Products JSC ranks #400 out of 1553 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Vietnam Dairy Products JSC has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Dairy Products JSC's Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Vietnam Dairy Products JSC ranks #400 out of 1553 companies for Debt-to-EBITDA. This puts Vietnam Dairy Products JSC in the upper half of its industry. The industry median Debt-to-EBITDA is 2.08. Vietnam Dairy Products JSC's value of 0.71 is 65.9% below this benchmark. Historically, Vietnam Dairy Products JSC's own Debt-to-EBITDA has ranged from 0.04 to 0.67 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 2.08, Vietnam Dairy Products JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,553 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Dairy Products JSC's current Debt-to-EBITDA of 0.71 is 65.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vietnam Dairy Products JSC. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Dairy Products JSC's current Debt-to-EBITDA is 0.71, which is 65% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Dairy Products JSC stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Dairy Products JSC (STC:VNM) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫73,010.82, compared to a current price of ₫59,000.00 — trading 19.2% below its estimated fair value. The current Debt-to-EBITDA is 0.71, which is 65% above median its 10-year median of 0.43 and 65.9% below the Consumer Packaged Goods industry median of 2.08. Vietnam Dairy Products JSC's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vietnam Dairy Products JSC (STC:VNM), the current Debt-to-EBITDA is 0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Dairy Products JSC (STC:VNM) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Dairy Products JSC stock appears to be undervalued. The current stock price of ₫59,000.00 is trading 19.2% below its estimated GF Value™ of ₫73,010.82. GuruFocus considers Vietnam Dairy Products JSC to be Modestly Undervalued.

Key valuation signals for STC:VNM:

  • Debt-to-EBITDA: 0.71 (65% above median its 10-year median of 0.43)
  • GF Value™: ₫73,010.82 vs. price of ₫59,000.00 (19.2% below fair value)
  • GF Score™: 86/100 with 4 warning signs
  • Industry Position: 65.9% below the Consumer Packaged Goods median (#400 of 1553)

No single metric tells the full story. See the STC:VNM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Dairy Products JSC Business Description

Other Exchanges VNM19:Thailand
Address No. 10, Tan Trao Street, Tan Phu Ward, District 7, Ho Chi Minh, VNM
Vietnam Dairy Products JSC is a Vietnam-based company engaged in providing milk and dairy products. It manufactures and distributes milk cake, soya milk, fresh milk, refreshment drinks, bottled milk, powdered milk, nutritious powder, and other products from milk. It trades processed foods, spare parts and accessories, materials, and chemical substances. The company is also involved in the manufacture, sale, and distribution of beverages, grocery and processing foods, and roasted-ground filtered and instant coffee. In addition, it is involved in trading in houses, brokerage, and leasing of real estate as well as warehousing, loading, and transportation services amongst others.
86GF Score

Get the complete analysis for STC:VNM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫59,000.00
Price
₫73,010.82
GF Value