Van Phu - Invest Investment JSC (STC:VPI) Debt-to-EBITDA : 26.79 (As of Mar. 2026) — 424% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:VPI Van Phu - Invest Investment JSC STC:VPI
67 GF Score
Price ₫64,600.00
GF Value ₫54,694.57
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Van Phu - Invest Investment JSC Debt-to-EBITDA?

Van Phu - Invest Investment JSC STC:VPI +2.70% 67 Debt-to-EBITDA is 26.79 as of Mar. 2026, which is 424% above its 10-year median of 5.11. GuruFocus rates STC:VPI with a GF Score™ of 67/100 and a GF Value™ of ₫54,694.57 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,272 Real Estate companies, Van Phu - Invest Investment JSC ranks worse than 82.15% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Van Phu - Invest Investment JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫1,922,457 Mil. Van Phu - Invest Investment JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫4,986,445 Mil. Van Phu - Invest Investment JSC's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫257,911 Mil. Van Phu - Invest Investment JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 26.79.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Van Phu - Invest Investment JSC's Debt-to-EBITDA or its related term are showing as below:

STC:VPI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.77   Med: 5.11   Max: 14.46
Current: 14.46

During the past 8 years, the highest Debt-to-EBITDA Ratio of Van Phu - Invest Investment JSC was 14.46. The lowest was 3.77. And the median was 5.11.

STC:VPI's Debt-to-EBITDA is ranked worse than
82.15% of 1272 companies
in the Real Estate industry
Industry Median: 5.615 vs STC:VPI: 14.46

Van Phu - Invest Investment JSC  (STC:VPI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Van Phu - Invest Investment JSC Debt-to-EBITDA Related Terms


Van Phu - Invest Investment JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Van Phu - Invest Investment JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Van Phu - Invest Investment JSC Debt-to-EBITDA Chart

Van Phu - Invest Investment JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 7.27 4.63 4.76 8.05 10.27

Van Phu - Invest Investment JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.90 52.17 9.54 6.97 26.79

STC:VPI vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Van Phu - Invest Investment JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Van Phu - Invest Investment JSC Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Van Phu - Invest Investment JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Van Phu - Invest Investment JSC's Debt-to-EBITDA falls into.


STC:VPI
67GF Score
Van Phu - Invest Investment JSC STC:VPI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Van Phu - Invest Investment JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Van Phu - Invest Investment JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1078378.813 + 5210748.938) / 612366.846
=10.27

Van Phu - Invest Investment JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1922456.61 + 4986445.466) / 257911.3
=26.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 26.79 mean?
Van Phu - Invest Investment JSC (STC:VPI) has a Debt-to-EBITDA of 26.79 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Van Phu - Invest Investment JSC. This is 424% above median its historical median of 5.11. Over the past decade, Van Phu - Invest Investment JSC's Debt-to-EBITDA has ranged from 3.77 to 14.46. According to the industry distribution chart, Van Phu - Invest Investment JSC ranks #1045 out of 1272 companies in the Real Estate industry, placing it in the top 82.2%.
Is Van Phu - Invest Investment JSC's Debt-to-EBITDA too high?
Van Phu - Invest Investment JSC's current Debt-to-EBITDA of 26.79 is 424% above median its 10-year median of 5.11. Over the past 10 years, this metric has ranged from a low of 3.77 to a high of 14.46. The Real Estate industry median Debt-to-EBITDA is 5.62. Van Phu - Invest Investment JSC's value of 26.79 is 377.1% above this industry median. Based on the distribution chart, Van Phu - Invest Investment JSC ranks #1045 out of 1272 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Van Phu - Invest Investment JSC has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Van Phu - Invest Investment JSC's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Van Phu - Invest Investment JSC ranks #1045 out of 1272 companies for Debt-to-EBITDA. This places Van Phu - Invest Investment JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 5.62. Van Phu - Invest Investment JSC's value of 26.79 is 377.1% above this benchmark. Historically, Van Phu - Invest Investment JSC's own Debt-to-EBITDA has ranged from 3.77 to 14.46 over the past decade. While the company's 10-year median is 5.11 vs. the industry median of 5.62, Van Phu - Invest Investment JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Van Phu - Invest Investment JSC's current Debt-to-EBITDA of 26.79 is 377.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Van Phu - Invest Investment JSC. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Van Phu - Invest Investment JSC's current Debt-to-EBITDA is 26.79, which is 424% above median its own 10-year median of 5.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Van Phu - Invest Investment JSC stock overvalued right now?
Based on GuruFocus' analysis, Van Phu - Invest Investment JSC (STC:VPI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫54,694.57, compared to a current price of ₫64,600.00 — trading 18.1% above its estimated fair value. The current Debt-to-EBITDA is 26.79, which is 424% above median its 10-year median of 5.11 and 377.1% above the Real Estate industry median of 5.62. Van Phu - Invest Investment JSC's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Van Phu - Invest Investment JSC (STC:VPI), the current Debt-to-EBITDA is 26.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Van Phu - Invest Investment JSC (STC:VPI) Overvalued in 2026?

Based on GuruFocus' analysis, Van Phu - Invest Investment JSC stock appears to be overvalued. The current stock price of ₫64,600.00 is trading 18.1% above its estimated GF Value™ of ₫54,694.57. GuruFocus considers Van Phu - Invest Investment JSC to be Modestly Overvalued.

Key valuation signals for STC:VPI:

  • Debt-to-EBITDA: 26.79 (424% above median its 10-year median of 5.11)
  • GF Value™: ₫54,694.57 vs. price of ₫64,600.00 (18.1% above fair value)
  • GF Score™: 67/100 with 8 warning signs
  • Industry Position: 377.1% above the Real Estate median (#1045 of 1272)

No single metric tells the full story. See the STC:VPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Van Phu - Invest Investment JSC Business Description

Address 104 Thai Thinh Street, Dong Da Ward, Hanoi, VNM
Van Phu - Invest Investment JSC is engaged in investment consulting, construction, real estate development and providing accommodation services. The company's properties include the commercial and service basements, parking areas, commercial and service floors, swimming pools and kindergarten. Its segments consist of Real estate business, Provision of accommodation services, and Other activities.
67GF Score

Get the complete analysis for STC:VPI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫64,600.00
Price
₫54,694.57
GF Value