Van Phu - Invest Investment JSCSTC:VPI 70 Interest Coverage is 1.63 as of Mar. 2026, which is 45% below its 10-year median of 2.95. GuruFocus rates STC:VPI with a GF Score™ of 70/100 and a GF Value™ of ₫54,948.97 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,300 Real Estate companies, Van Phu - Invest Investment JSC ranks better than 71.92% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Van Phu - Invest Investment JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫35,469 Mil. Van Phu - Invest Investment JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-21,733 Mil.
Van Phu - Invest Investment JSC's interest coverage for the quarter that ended in Mar. 2026 was 1.63.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Van Phu - Invest Investment JSC's Interest Coverage or its related term are showing as below:
STC:VPI'
s Interest Coverage Range Over the Past 10 Years
Min: 0.94 Med: 2.95 Max: 12.15
Current: 12.15
STC:VPI's Interest Coverage is ranked better than 71.92% of 1300
companies
in the Real Estate industry
Industry Median: 4.245
vs STC:VPI: 12.15
Van Phu - Invest Investment JSC (STC:VPI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Van Phu - Invest Investment JSC Interest Coverage Related Terms
Van Phu - Invest Investment JSC Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Van Phu - Invest Investment JSC Interest Coverage Chart
STC:VPI vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, Van Phu - Invest Investment JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Van Phu - Invest Investment JSC Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Van Phu - Invest Investment JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Van Phu - Invest Investment JSC's Interest Coverage falls into.
Van Phu - Invest Investment JSC Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Van Phu - Invest Investment JSC (STC:VPI) has a Interest Coverage of 1.63 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Van Phu - Invest Investment JSC and its competitors. This is 45% below median its historical median of 2.95. Over the past decade, Van Phu - Invest Investment JSC's Interest Coverage has ranged from 0.94 to 12.15. According to the industry distribution chart, Van Phu - Invest Investment JSC ranks #365 out of 1300 companies in the Real Estate industry, placing it in the top 28.1%.
Is Van Phu - Invest Investment JSC's Interest Coverage too high?
Van Phu - Invest Investment JSC's current Interest Coverage of 1.63 is 45% below median its 10-year median of 2.95. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 12.15. The Real Estate industry median Interest Coverage is 4.25. Van Phu - Invest Investment JSC's value of 1.63 is 61.6% below this industry median. Based on the distribution chart, Van Phu - Invest Investment JSC ranks #365 out of 1300 companies in the Real Estate industry, which is above the industry midpoint. Overall, Van Phu - Invest Investment JSC has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Van Phu - Invest Investment JSC's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Van Phu - Invest Investment JSC ranks #365 out of 1300 companies for Interest Coverage. This puts Van Phu - Invest Investment JSC in the upper half of its industry. The industry median Interest Coverage is 4.25. Van Phu - Invest Investment JSC's value of 1.63 is 61.6% below this benchmark. Historically, Van Phu - Invest Investment JSC's own Interest Coverage has ranged from 0.94 to 12.15 over the past decade. While the company's 10-year median is 2.95 vs. the industry median of 4.25, Van Phu - Invest Investment JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Van Phu - Invest Investment JSC's current Interest Coverage of 1.63 is 61.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Van Phu - Invest Investment JSC and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Van Phu - Invest Investment JSC's current Interest Coverage is 1.63, which is 45% below median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Van Phu - Invest Investment JSC stock overvalued right now?
Based on GuruFocus' analysis, Van Phu - Invest Investment JSC (STC:VPI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫54,948.97, compared to a current price of ₫62,000.00 — trading 12.8% above its estimated fair value. The current Interest Coverage is 1.63, which is 45% below median its 10-year median of 2.95 and 61.6% below the Real Estate industry median of 4.25. Van Phu - Invest Investment JSC's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Van Phu - Invest Investment JSC (STC:VPI), the current Interest Coverage is 1.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Van Phu - Invest Investment JSC (STC:VPI) Overvalued in 2026?
Based on GuruFocus' analysis, Van Phu - Invest Investment JSC stock appears to be overvalued.
The current stock price of ₫62,000.00 is trading 12.8% above its estimated GF Value™ of ₫54,948.97.
GuruFocus considers Van Phu - Invest Investment JSC to be Modestly Overvalued.
Key valuation signals for STC:VPI:
Interest Coverage: 1.63 (45% below median its 10-year median of 2.95)
GF Value™: ₫54,948.97 vs. price of ₫62,000.00 (12.8% above fair value)
Industry Position: 61.6% below the Real Estate median (#365 of 1300)
No single metric tells the full story. See the STC:VPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Van Phu - Invest Investment JSC Business Description
Van Phu - Invest Investment JSC is engaged in investment consulting, construction, real estate development and providing accommodation services. The company's properties include the commercial and service basements, parking areas, commercial and service floors, swimming pools and kindergarten. Its segments consist of Real estate business, Provision of accommodation services, and Other activities.
70GF Score
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