VPBank Securities JSC (STC:VPX) Debt-to-EBITDA : 4.44 (As of Jun. 2026) — 26% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:VPX VPBank Securities JSC STC:VPX
36 GF Score
Price ₫25,600.00
! 2 Warning Signs
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What is VPBank Securities JSC Debt-to-EBITDA?

VPBank Securities JSC STC:VPX +0.20% 36 Debt-to-EBITDA is 4.44 as of Jun. 2026, which is 26% below its 10-year median of 6.00. GuruFocus rates STC:VPX with a GF Score™ of 36/100. The stock has 2 warning signs investors should review. Among 419 Capital Markets companies, VPBank Securities JSC ranks worse than 83.53% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

VPBank Securities JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫52,419,985 Mil. VPBank Securities JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫0 Mil. VPBank Securities JSC's annualized EBITDA for the quarter that ended in Jun. 2026 was ₫11,817,471 Mil. VPBank Securities JSC's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 4.44.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for VPBank Securities JSC's Debt-to-EBITDA or its related term are showing as below:

STC:VPX' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.75   Med: 6   Max: 8.95
Current: 8.95

During the past 2 years, the highest Debt-to-EBITDA Ratio of VPBank Securities JSC was 8.95. The lowest was 5.75. And the median was 6.00.

STC:VPX's Debt-to-EBITDA is ranked worse than
83.53% of 419 companies
in the Capital Markets industry
Industry Median: 1.73 vs STC:VPX: 8.95

VPBank Securities JSC  (STC:VPX) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


VPBank Securities JSC Debt-to-EBITDA Related Terms


VPBank Securities JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for VPBank Securities JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VPBank Securities JSC Debt-to-EBITDA Chart

VPBank Securities JSC Annual Data
Trend Dec24 Dec25
Debt-to-EBITDA
5.75 6.25

VPBank Securities JSC Quarterly Data
Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial 0.00 0.00 5.39 9.00 4.44

STC:VPX vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, VPBank Securities JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VPBank Securities JSC Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, VPBank Securities JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where VPBank Securities JSC's Debt-to-EBITDA falls into.


STC:VPX
36GF Score
VPBank Securities JSC STC:VPX
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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VPBank Securities JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

VPBank Securities JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(37342073.974 + 0) / 5973700.333
=6.25

VPBank Securities JSC's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(52419985.355 + 0) / 11817471.348
=4.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.44 mean?
VPBank Securities JSC (STC:VPX) has a Debt-to-EBITDA of 4.44 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VPBank Securities JSC. This is 26% below median its historical median of 6.00. Over the past decade, VPBank Securities JSC's Debt-to-EBITDA has ranged from 5.75 to 8.95. According to the industry distribution chart, VPBank Securities JSC ranks #350 out of 419 companies in the Capital Markets industry, placing it in the top 83.5%.
Is VPBank Securities JSC's Debt-to-EBITDA too high?
VPBank Securities JSC's current Debt-to-EBITDA of 4.44 is 26% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.75 to a high of 8.95. The Capital Markets industry median Debt-to-EBITDA is 1.73. VPBank Securities JSC's value of 4.44 is 156.6% above this industry median. Based on the distribution chart, VPBank Securities JSC ranks #350 out of 419 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, VPBank Securities JSC has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does VPBank Securities JSC's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, VPBank Securities JSC ranks #350 out of 419 companies for Debt-to-EBITDA. This places VPBank Securities JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.73. VPBank Securities JSC's value of 4.44 is 156.6% above this benchmark. Historically, VPBank Securities JSC's own Debt-to-EBITDA has ranged from 5.75 to 8.95 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 1.73, VPBank Securities JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.73, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VPBank Securities JSC's current Debt-to-EBITDA of 4.44 is 156.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VPBank Securities JSC. For the Capital Markets industry, the median Debt-to-EBITDA is 1.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VPBank Securities JSC's current Debt-to-EBITDA is 4.44, which is 26% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VPBank Securities JSC stock overvalued right now?
VPBank Securities JSC (STC:VPX) has a current Debt-to-EBITDA of 4.44. The current Debt-to-EBITDA is 4.44, which is 26% below median its 10-year median of 6.00 and 156.6% above the Capital Markets industry median of 1.73. VPBank Securities JSC's overall GF Score™ is 36/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For VPBank Securities JSC (STC:VPX), the current Debt-to-EBITDA is 4.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VPBank Securities JSC Business Description

Address VPBank Building 89 Lang Ha, 21st and 25th floors, Dong Da, Hanoi, VNM
VPBank Securities JSC is a securities company offering brokerage services, margin lending, investment banking, advisory, and asset management.
36GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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