VPBank Securities JSC (STC:VPX) Interest Coverage: 1.77 (As of Mar. 2026) — 58% Below Median


STC:VPX VPBank Securities JSC STC:VPX
38 GF Score
Price ₫28,350.00
! 3 Warning Signs
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What is VPBank Securities JSC Interest Coverage?

VPBank Securities JSC STC:VPX -0.35% 38 Interest Coverage is 1.77 as of Mar. 2026, which is 58% below its 10-year median of 4.24. GuruFocus rates STC:VPX with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 430 Capital Markets companies, VPBank Securities JSC ranks worse than 77.44% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. VPBank Securities JSC's Operating Income for the three months ended in Mar. 2026 was ₫1,155,781 Mil. VPBank Securities JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-654,082 Mil. VPBank Securities JSC's interest coverage for the quarter that ended in Mar. 2026 was 1.77. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for VPBank Securities JSC's Interest Coverage or its related term are showing as below:

STC:VPX' s Interest Coverage Range Over the Past 10 Years
Min: 2.49   Med: 4.24   Max: 4.45
Current: 2.49


STC:VPX's Interest Coverage is ranked worse than
77.44% of 430 companies
in the Capital Markets industry
Industry Median: 19.375 vs STC:VPX: 2.49

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


VPBank Securities JSC  (STC:VPX) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


VPBank Securities JSC Interest Coverage Related Terms


VPBank Securities JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for VPBank Securities JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

VPBank Securities JSC Interest Coverage Chart

VPBank Securities JSC Annual Data
Trend Dec24 Dec25
Interest Coverage
4.45 4.03

VPBank Securities JSC Quarterly Data
Dec24 Mar25 Dec25 Mar26
Interest Coverage 5.16 3.82 3.42 1.77

STC:VPX vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, VPBank Securities JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VPBank Securities JSC Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, VPBank Securities JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where VPBank Securities JSC's Interest Coverage falls into.


STC:VPX
38GF Score
VPBank Securities JSC STC:VPX
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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VPBank Securities JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

VPBank Securities JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, VPBank Securities JSC's Interest Expense was ₫-1,488,300 Mil. Its Operating Income was ₫5,992,253 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*5992253.179/-1488300.193
=4.03

VPBank Securities JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, VPBank Securities JSC's Interest Expense was ₫-654,082 Mil. Its Operating Income was ₫1,155,781 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1155780.968/-654082.431
=1.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.77 mean?
VPBank Securities JSC (STC:VPX) has a Interest Coverage of 1.77 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VPBank Securities JSC and its competitors. This is 58% below median its historical median of 4.24. Over the past decade, VPBank Securities JSC's Interest Coverage has ranged from 2.49 to 4.45. According to the industry distribution chart, VPBank Securities JSC ranks #333 out of 430 companies in the Capital Markets industry, placing it in the top 77.4%.
Is VPBank Securities JSC's Interest Coverage too high?
VPBank Securities JSC's current Interest Coverage of 1.77 is 58% below median its 10-year median of 4.24. Over the past 10 years, this metric has ranged from a low of 2.49 to a high of 4.45. The Capital Markets industry median Interest Coverage is 19.38. VPBank Securities JSC's value of 1.77 is 90.9% below this industry median. Based on the distribution chart, VPBank Securities JSC ranks #333 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, VPBank Securities JSC has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does VPBank Securities JSC's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, VPBank Securities JSC ranks #333 out of 430 companies for Interest Coverage. This places VPBank Securities JSC in the lower half of its industry. The industry median Interest Coverage is 19.38. VPBank Securities JSC's value of 1.77 is 90.9% below this benchmark. Historically, VPBank Securities JSC's own Interest Coverage has ranged from 2.49 to 4.45 over the past decade. While the company's 10-year median is 4.24 vs. the industry median of 19.38, VPBank Securities JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VPBank Securities JSC's current Interest Coverage of 1.77 is 90.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VPBank Securities JSC and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VPBank Securities JSC's current Interest Coverage is 1.77, which is 58% below median its own 10-year median of 4.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VPBank Securities JSC stock overvalued right now?
VPBank Securities JSC (STC:VPX) has a current Interest Coverage of 1.77. The current Interest Coverage is 1.77, which is 58% below median its 10-year median of 4.24 and 90.9% below the Capital Markets industry median of 19.38. VPBank Securities JSC's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VPBank Securities JSC (STC:VPX), the current Interest Coverage is 1.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VPBank Securities JSC Business Description

Address VPBank Building 89 Lang Ha, 21st and 25th floors, Dong Da, Hanoi, VNM
VPBank Securities JSC is a securities company offering brokerage services, margin lending, investment banking, advisory, and asset management.
38GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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