Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
STU:FI8'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.05 Med: -0.4 Max: 4.93
Current: -0.87
During the past 13 years, the highest Debt-to-EBITDA Ratio of Finsoft Financial Investment Holdings was 4.93. The lowest was -1.05. And the median was -0.40.
STU:FI8's Debt-to-EBITDA is ranked worse than 100% of 1727
companies
in the Software industry
Industry Median: 0.99
vs STU:FI8: -0.87
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Finsoft Financial Investment Holdings Debt-to-EBITDA Related Terms
Finsoft Financial Investment Holdings Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:FI8 vs CRM, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Finsoft Financial Investment Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finsoft Financial Investment Holdings Debt-to-EBITDA vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.
Finsoft Financial Investment Holdings (STU:FI8) has a Debt-to-EBITDA of -2.78 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Finsoft Financial Investment Holdings. According to the industry distribution chart, Finsoft Financial Investment Holdings ranks #999999 out of 1727 companies in the Software industry.
Is Finsoft Financial Investment Holdings' Debt-to-EBITDA too high?
Finsoft Financial Investment Holdings' current Debt-to-EBITDA is -2.78. Based on the distribution chart, Finsoft Financial Investment Holdings ranks #999999 out of 1727 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Finsoft Financial Investment Holdings has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Finsoft Financial Investment Holdings' Debt-to-EBITDA compare to CRM and SHOP?
According to the Software industry distribution chart, Finsoft Financial Investment Holdings ranks #999999 out of 1727 companies for Debt-to-EBITDA. This places Finsoft Financial Investment Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 0.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.99, based on 1,727 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Finsoft Financial Investment Holdings. For the Software industry, the median Debt-to-EBITDA is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finsoft Financial Investment Holdings's current Debt-to-EBITDA is -2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finsoft Financial Investment Holdings stock overvalued right now?
Finsoft Financial Investment Holdings (STU:FI8) has a current Debt-to-EBITDA of -2.78. The current Debt-to-EBITDA is -2.78. Finsoft Financial Investment Holdings' overall GF Score™ is 11/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Finsoft Financial Investment Holdings (STU:FI8), the current Debt-to-EBITDA is -2.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finsoft Financial Investment Holdings Ltd is an investment holding company, principally engaged in the provision of financial trading software solutions, provision of other IT and internet financial platforms services, money lending business and asset investments in Hong Kong. The company has five operating segments: a) Financial trading software solutions: development, sale and provision of financial trading software solutions, b) Other IT and internet financial platforms services: provision of e-commerce platforms, other online consultancy services and provision of IT services, c) Money lending - provision of loan financing, d) Assets investments trading of listed securities; and e) Others. The majority of revenue is derived from the financial trading software solutions segment.
11GF Score
Get the complete analysis for STU:FI8
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:FI8 has been successfully added to your 
