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The historical rank and industry rank for Finsoft Financial Investment Holdings's Return-on-Tangible-Equity or its related term are showing as below:
STU:FI8'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -54.67 Med: -25.86 Max: 1.57
Current: -28.89
During the past 13 years, Finsoft Financial Investment Holdings's highest Return-on-Tangible-Equity was 1.57%. The lowest was -54.67%. And the median was -25.86%.
STU:FI8's Return-on-Tangible-Equity is ranked worse than 82.94% of 2486
companies
in the Software industry
Industry Median: 9.705
vs STU:FI8: -28.89
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Finsoft Financial Investment Holdings Return-on-Tangible-Equity Related Terms
Finsoft Financial Investment Holdings Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:FI8 vs QH, SHOP, UBER: Return-on-Tangible-Equity Comparison
For the Software - Application subindustry, Finsoft Financial Investment Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finsoft Financial Investment Holdings Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Finsoft Financial Investment Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Finsoft Financial Investment Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -25.00% mean?
Finsoft Financial Investment Holdings (STU:FI8) has a Return-on-Tangible-Equity of -25.00% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Finsoft Financial Investment Holdings and its competitors. According to the industry distribution chart, Finsoft Financial Investment Holdings ranks #2062 out of 2486 companies in the Software industry, placing it in the top 82.9%.
Is Finsoft Financial Investment Holdings' Return-on-Tangible-Equity too high?
Finsoft Financial Investment Holdings' current Return-on-Tangible-Equity is -25.00%. Based on the distribution chart, Finsoft Financial Investment Holdings ranks #2062 out of 2486 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Finsoft Financial Investment Holdings has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Finsoft Financial Investment Holdings' Return-on-Tangible-Equity compare to QH and SHOP?
According to the Software industry distribution chart, Finsoft Financial Investment Holdings ranks #2062 out of 2486 companies for Return-on-Tangible-Equity. This places Finsoft Financial Investment Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 9.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 9.71, based on 2,486 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Finsoft Financial Investment Holdings and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 9.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finsoft Financial Investment Holdings's current Return-on-Tangible-Equity is -25.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finsoft Financial Investment Holdings stock overvalued right now?
Finsoft Financial Investment Holdings (STU:FI8) has a current Return-on-Tangible-Equity of -25.00%. The current Return-on-Tangible-Equity is -25.00%. Finsoft Financial Investment Holdings' overall GF Score™ is 11/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Finsoft Financial Investment Holdings (STU:FI8), the current Return-on-Tangible-Equity is -25.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finsoft Financial Investment Holdings Ltd is an investment holding company, principally engaged in the provision of financial trading software solutions, provision of other IT and internet financial platforms services, money lending business and asset investments in Hong Kong. The company has five operating segments: a) Financial trading software solutions: development, sale and provision of financial trading software solutions, b) Other IT and internet financial platforms services: provision of e-commerce platforms, other online consultancy services and provision of IT services, c) Money lending - provision of loan financing, d) Assets investments trading of listed securities; and e) Others. The majority of revenue is derived from the financial trading software solutions segment.
11GF Score
Get the complete analysis for STU:FI8
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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