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MarineMaxSTU:MLW -1.32%71 Debt-to-EBITDA is 7.46 as of Jun. 2026, which is 92% above its 10-year median of 3.89. GuruFocus rates STU:MLW with a GF Score™ of 71/100 and a GF Value™ of €23.49 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 904 Retail - Cyclical companies, MarineMax ranks worse than 93.03% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MarineMax's Debt-to-EBITDA or its related term are showing as below:
STU:MLW'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.81 Med: 3.89 Max: 14.95
Current: 12.02
During the past 13 years, the highest Debt-to-EBITDA Ratio of MarineMax was 14.95. The lowest was 0.81. And the median was 3.89.
STU:MLW's Debt-to-EBITDA is ranked worse than 93.03% of 904
companies
in the Retail - Cyclical industry
Industry Median: 2.375
vs STU:MLW: 12.02
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MarineMax Debt-to-EBITDA Related Terms
MarineMax Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for MarineMax's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:MLW vs WOOF, ARKO, BWMX: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, MarineMax's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MarineMax Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, MarineMax's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MarineMax's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
MarineMax (STU:MLW) has a Debt-to-EBITDA of 7.46 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MarineMax. This is 92% above median its historical median of 3.89. Over the past decade, MarineMax's Debt-to-EBITDA has ranged from 0.81 to 14.95. According to the industry distribution chart, MarineMax ranks #841 out of 904 companies in the Retail - Cyclical industry, placing it in the top 93%.
Is MarineMax's Debt-to-EBITDA too high?
MarineMax's current Debt-to-EBITDA of 7.46 is 92% above median its 10-year median of 3.89. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 14.95. The Retail - Cyclical industry median Debt-to-EBITDA is 2.38. MarineMax's value of 7.46 is 214.1% above this industry median. Based on the distribution chart, MarineMax ranks #841 out of 904 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, MarineMax has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MarineMax's Debt-to-EBITDA compare to WOOF and ARKO?
According to the Retail - Cyclical industry distribution chart, MarineMax ranks #841 out of 904 companies for Debt-to-EBITDA. This places MarineMax in the lower half of its industry. The industry median Debt-to-EBITDA is 2.38. MarineMax's value of 7.46 is 214.1% above this benchmark. Historically, MarineMax's own Debt-to-EBITDA has ranged from 0.81 to 14.95 over the past decade. While the company's 10-year median is 3.89 vs. the industry median of 2.38, MarineMax has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.38, based on 904 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MarineMax's current Debt-to-EBITDA of 7.46 is 214.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MarineMax. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MarineMax's current Debt-to-EBITDA is 7.46, which is 92% above median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MarineMax stock overvalued right now?
Based on GuruFocus' analysis, MarineMax (STU:MLW) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.49, compared to a current price of €29.80 — trading 26.9% above its estimated fair value. The current Debt-to-EBITDA is 7.46, which is 92% above median its 10-year median of 3.89 and 214.1% above the Retail - Cyclical industry median of 2.38. MarineMax's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MarineMax (STU:MLW), the current Debt-to-EBITDA is 7.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MarineMax (STU:MLW) Overvalued in 2026?
Based on GuruFocus' analysis, MarineMax stock appears to be overvalued.
The current stock price of €29.80 is trading 26.9% above its estimated GF Value™ of €23.49.
GuruFocus considers MarineMax to be Modestly Overvalued.
Key valuation signals for STU:MLW:
Debt-to-EBITDA: 7.46 (92% above median its 10-year median of 3.89)
GF Value™: €23.49 vs. price of €29.80 (26.9% above fair value)
Industry Position: 214.1% above the Retail - Cyclical median (#841 of 904)
No single metric tells the full story. See the STU:MLW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MarineMax Inc is a United-States-based company that sells new and used recreational boats under premium brands, and related marine products, like engines, parts, and accessories. The company is also engaged in other businesses, including providing services of repair, maintenance, and storage; managing related boat financing, insurance, and others; offering brokerage sales of boats and yachts; and operating a yacht charter business. The reportable segments of the company are Retail Operations and Product Manufacturing. The Retail Operations segment generates the majority of the company's revenue. The sale of new and used boats accounts for the majority of the company's total revenue. It serves customers across the U.S and international market.
71GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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