SVMB (Jingbo Technology) Debt-to-EBITDA : -1.84 (As of Nov. 2025)

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SVMB Jingbo Technology Inc SVMB
29 GF Score
Price $1.00
GF Value $0.16
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Jingbo Technology Debt-to-EBITDA?

Jingbo Technology SVMB 29 Debt-to-EBITDA is -1.84 as of Nov. 2025. GuruFocus rates SVMB with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,716 Software companies, Jingbo Technology ranks worse than 58275% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jingbo Technology's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Nov. 2025 was $3.67 Mil. Jingbo Technology's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Nov. 2025 was $1.40 Mil. Jingbo Technology's annualized EBITDA for the quarter that ended in Nov. 2025 was $-2.76 Mil. Jingbo Technology's annualized Debt-to-EBITDA for the quarter that ended in Nov. 2025 was -1.84.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Jingbo Technology's Debt-to-EBITDA or its related term are showing as below:

SVMB' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -8.75   Med: -0.56   Max: -0.19
Current: -4.76

During the past 11 years, the highest Debt-to-EBITDA Ratio of Jingbo Technology was -0.19. The lowest was -8.75. And the median was -0.56.

SVMB's Debt-to-EBITDA is ranked worse than
100% of 1716 companies
in the Software industry
Industry Median: 1.085 vs SVMB: -4.76

Jingbo Technology  (OTCPK:SVMB) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Jingbo Technology Debt-to-EBITDA Related Terms


Jingbo Technology Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Jingbo Technology's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jingbo Technology Debt-to-EBITDA Chart

Jingbo Technology Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 Feb24 Feb25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -8.75 -7.92 -0.49 -0.56

Jingbo Technology Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.61 1.35 -3.36 -1.63 -1.84

SVMB vs PUBM, OOMA, SMWB: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Jingbo Technology's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jingbo Technology Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Jingbo Technology's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jingbo Technology's Debt-to-EBITDA falls into.


SVMB
29GF Score
Jingbo Technology Inc SVMB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jingbo Technology Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jingbo Technology's Debt-to-EBITDA for the fiscal year that ended in Feb. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.752 + 0.066) / -4.995
=-0.56

Jingbo Technology's annualized Debt-to-EBITDA for the quarter that ended in Nov. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.673 + 1.403) / -2.76
=-1.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Nov. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -1.84 mean?
Jingbo Technology (SVMB) has a Debt-to-EBITDA of -1.84 as of Nov. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jingbo Technology. According to the industry distribution chart, Jingbo Technology ranks #999999 out of 1716 companies in the Software industry.
Is Jingbo Technology's Debt-to-EBITDA too high?
Jingbo Technology's current Debt-to-EBITDA is -1.84. Based on the distribution chart, Jingbo Technology ranks #999999 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Jingbo Technology has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jingbo Technology's Debt-to-EBITDA compare to PUBM and OOMA?
According to the Software industry distribution chart, Jingbo Technology ranks #999999 out of 1716 companies for Debt-to-EBITDA. This places Jingbo Technology in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jingbo Technology. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jingbo Technology's current Debt-to-EBITDA is -1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jingbo Technology stock overvalued right now?
Based on GuruFocus' analysis, Jingbo Technology (SVMB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.00 — trading 525% above its estimated fair value. The current Debt-to-EBITDA is -1.84. Jingbo Technology's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Jingbo Technology (SVMB), the current Debt-to-EBITDA is -1.84 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jingbo Technology (SVMB) Overvalued in 2026?

Based on GuruFocus' analysis, Jingbo Technology stock appears to be overvalued. The current stock price of $1.00 is trading 525% above its estimated GF Value™ of $0.16. GuruFocus considers Jingbo Technology to be Significantly Overvalued.

Key valuation signals for SVMB:

  • Debt-to-EBITDA: -1.84
  • GF Value™: $0.16 vs. price of $1.00 (525% above fair value)
  • GF Score™: 29/100 with 4 warning signs

No single metric tells the full story. See the SVMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jingbo Technology Business Description

Address Chuangyi Road, Floor 1 to 6, No. 1 to 10, Yinhu Village,, Fuyang District, Shoujiang, CHN, 310000
Jingbo Technology Inc is providing application software to a international vendor platform to connect people to businesses and provide a new shopping experience.
29GF Score

Get the complete analysis for SVMB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.00
Price
$0.16
GF Value