SVMB (Jingbo Technology) Interest Coverage: 0 (At Loss) (As of Nov. 2025)


SVMB Jingbo Technology Inc SVMB
29 GF Score
Price $1.00
GF Value $0.16
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Jingbo Technology Interest Coverage?

Jingbo Technology SVMB 29 Interest Coverage is 0 (At Loss) as of Nov. 2025. GuruFocus rates SVMB with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,705 Software companies, Jingbo Technology ranks worse than 58650.97% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Jingbo Technology's Operating Income for the three months ended in Nov. 2025 was $-0.69 Mil. Jingbo Technology's Interest Expense for the three months ended in Nov. 2025 was $-0.02 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Jingbo Technology's Interest Coverage or its related term are showing as below:


SVMB's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.67
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jingbo Technology  (OTCPK:SVMB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Jingbo Technology Interest Coverage Related Terms


Jingbo Technology Interest Coverage Historical Data

* Premium members only.

The historical data trend for Jingbo Technology's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Jingbo Technology Interest Coverage Chart

Jingbo Technology Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 Feb24 Feb25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt N/A N/A 0.00 0.00

Jingbo Technology Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SVMB vs MTC, VTEX, PAR: Interest Coverage Comparison

For the Software - Application subindustry, Jingbo Technology's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jingbo Technology Interest Coverage vs Software Industry

For the Software industry and Technology sector, Jingbo Technology's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Jingbo Technology's Interest Coverage falls into.


SVMB
29GF Score
Jingbo Technology Inc SVMB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Jingbo Technology Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jingbo Technology's Interest Coverage for the fiscal year that ended in Feb. 2025 is calculated as

Here, for the fiscal year that ended in Feb. 2025, Jingbo Technology's Interest Expense was $-0.09 Mil. Its Operating Income was $-4.51 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.07 Mil.

Jingbo Technology did not have earnings to cover the interest expense.

Jingbo Technology's Interest Coverage for the quarter that ended in Nov. 2025 is calculated as

Here, for the three months ended in Nov. 2025, Jingbo Technology's Interest Expense was $-0.02 Mil. Its Operating Income was $-0.69 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.40 Mil.

Jingbo Technology did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Jingbo Technology (SVMB) has a Interest Coverage of 0 (At Loss) as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jingbo Technology and its competitors. According to the industry distribution chart, Jingbo Technology ranks #999999 out of 1705 companies in the Software industry.
Is Jingbo Technology's Interest Coverage too high?
Jingbo Technology's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Jingbo Technology ranks #999999 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Jingbo Technology has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jingbo Technology's Interest Coverage compare to MTC and VTEX?
According to the Software industry distribution chart, Jingbo Technology ranks #999999 out of 1705 companies for Interest Coverage. This places Jingbo Technology in the lower half of its industry. The industry median Interest Coverage is 24.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jingbo Technology and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jingbo Technology's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jingbo Technology stock overvalued right now?
Based on GuruFocus' analysis, Jingbo Technology (SVMB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.00 — trading 525% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Jingbo Technology's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jingbo Technology (SVMB), the current Interest Coverage is 0 (At Loss) as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jingbo Technology (SVMB) Overvalued in 2026?

Based on GuruFocus' analysis, Jingbo Technology stock appears to be overvalued. The current stock price of $1.00 is trading 525% above its estimated GF Value™ of $0.16. GuruFocus considers Jingbo Technology to be Significantly Overvalued.

Key valuation signals for SVMB:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $0.16 vs. price of $1.00 (525% above fair value)
  • GF Score™: 29/100 with 4 warning signs

No single metric tells the full story. See the SVMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jingbo Technology Business Description

Address Chuangyi Road, Floor 1 to 6, No. 1 to 10, Yinhu Village,, Fuyang District, Shoujiang, CHN, 310000
Jingbo Technology Inc is providing application software to a international vendor platform to connect people to businesses and provide a new shopping experience.
29GF Score

Get the complete analysis for SVMB

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.00
Price
$0.16
GF Value