TCI (Transcontinental Realty Investors) Debt-to-EBITDA : 8.19 (As of Mar. 2026) — 16% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TCI Transcontinental Realty Investors Inc TCI
63 GF Score
Price $42.26
GF Value $36.80
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Transcontinental Realty Investors Debt-to-EBITDA?

Transcontinental Realty Investors TCI 63 Debt-to-EBITDA is 8.19 as of Mar. 2026, which is 16% above its 10-year median of 7.05. GuruFocus rates TCI with a GF Score™ of 63/100 and a GF Value™ of $36.80 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,273 Real Estate companies, Transcontinental Realty Investors ranks worse than 51.37% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Transcontinental Realty Investors's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.00 Mil. Transcontinental Realty Investors's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $211.89 Mil. Transcontinental Realty Investors's annualized EBITDA for the quarter that ended in Mar. 2026 was $25.87 Mil. Transcontinental Realty Investors's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 8.19.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Transcontinental Realty Investors's Debt-to-EBITDA or its related term are showing as below:

TCI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.52   Med: 7.05   Max: 24.13
Current: 5.81

During the past 13 years, the highest Debt-to-EBITDA Ratio of Transcontinental Realty Investors was 24.13. The lowest was 0.52. And the median was 7.05.

TCI's Debt-to-EBITDA is ranked worse than
51.37% of 1273 companies
in the Real Estate industry
Industry Median: 5.62 vs TCI: 5.81

Transcontinental Realty Investors  (NYSE:TCI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Transcontinental Realty Investors Debt-to-EBITDA Related Terms


Transcontinental Realty Investors Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Transcontinental Realty Investors's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transcontinental Realty Investors Debt-to-EBITDA Chart

Transcontinental Realty Investors Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.78 0.52 5.42 6.32 5.17

Transcontinental Realty Investors Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.59 7.39 7.92 3.34 8.19

TCI vs REAX, RMR, MLP: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Transcontinental Realty Investors's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Transcontinental Realty Investors Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Transcontinental Realty Investors's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Transcontinental Realty Investors's Debt-to-EBITDA falls into.


TCI
63GF Score
Transcontinental Realty Investors Inc TCI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Transcontinental Realty Investors Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Transcontinental Realty Investors's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 210.825) / 40.799
=5.17

Transcontinental Realty Investors's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 211.894) / 25.868
=8.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 8.19 mean?
Transcontinental Realty Investors (TCI) has a Debt-to-EBITDA of 8.19 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Transcontinental Realty Investors. This is 16% above median its historical median of 7.05. Over the past decade, Transcontinental Realty Investors' Debt-to-EBITDA has ranged from 0.52 to 24.13. According to the industry distribution chart, Transcontinental Realty Investors ranks #654 out of 1273 companies in the Real Estate industry, placing it in the top 51.4%.
Is Transcontinental Realty Investors' Debt-to-EBITDA too high?
Transcontinental Realty Investors' current Debt-to-EBITDA of 8.19 is 16% above median its 10-year median of 7.05. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 24.13. The Real Estate industry median Debt-to-EBITDA is 5.62. Transcontinental Realty Investors' value of 8.19 is 45.7% above this industry median. Based on the distribution chart, Transcontinental Realty Investors ranks #654 out of 1273 companies in the Real Estate industry, which is below the industry midpoint. Overall, Transcontinental Realty Investors has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Transcontinental Realty Investors' Debt-to-EBITDA compare to REAX and RMR?
According to the Real Estate industry distribution chart, Transcontinental Realty Investors ranks #654 out of 1273 companies for Debt-to-EBITDA. This places Transcontinental Realty Investors in the lower half of its industry. The industry median Debt-to-EBITDA is 5.62. Transcontinental Realty Investors' value of 8.19 is 45.7% above this benchmark. Historically, Transcontinental Realty Investors' own Debt-to-EBITDA has ranged from 0.52 to 24.13 over the past decade. While the company's 10-year median is 7.05 vs. the industry median of 5.62, Transcontinental Realty Investors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Transcontinental Realty Investors's current Debt-to-EBITDA of 8.19 is 45.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Transcontinental Realty Investors. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Transcontinental Realty Investors's current Debt-to-EBITDA is 8.19, which is 16% above median its own 10-year median of 7.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transcontinental Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, Transcontinental Realty Investors (TCI) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.80, compared to a current price of $42.26 — trading 14.8% above its estimated fair value. The current Debt-to-EBITDA is 8.19, which is 16% above median its 10-year median of 7.05 and 45.7% above the Real Estate industry median of 5.62. Transcontinental Realty Investors' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Transcontinental Realty Investors (TCI), the current Debt-to-EBITDA is 8.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Transcontinental Realty Investors (TCI) Overvalued in 2026?

Based on GuruFocus' analysis, Transcontinental Realty Investors stock appears to be overvalued. The current stock price of $42.26 is trading 14.8% above its estimated GF Value™ of $36.80. GuruFocus considers Transcontinental Realty Investors to be Modestly Overvalued.

Key valuation signals for TCI:

  • Debt-to-EBITDA: 8.19 (16% above median its 10-year median of 7.05)
  • GF Value™: $36.80 vs. price of $42.26 (14.8% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 45.7% above the Real Estate median (#654 of 1273)

No single metric tells the full story. See the TCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Transcontinental Realty Investors Business Description

Address 1603 Lyndon B Johnson Freeway, Suite 800, Dallas, TX, USA, 75234
Transcontinental Realty Investors Inc is a fully integrated externally managed real estate company. It operates in two business segments: the acquisition, development, ownership and management of multifamily properties; and the acquisition, development, ownership and management of commercial properties; which are office properties. The services for its commercial segment include rental of office space and other tenant services, including parking and storage space rental. The services for its multifamily segment include rental of apartments and other tenant services, including parking and storage space rental. the company derives maximum revenue from Multifamily Segment.
63GF Score

Get the complete analysis for TCI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.26
Price
$36.80
GF Value