E-Life (TPE:6281) Debt-to-EBITDA : 2.60 (As of Dec. 2025) — 44% Above Median

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TPE:6281 E-Life Corp TPE:6281
73 GF Score
Price NT$51.90
GF Value NT$74.44
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is E-Life Debt-to-EBITDA?

E-Life TPE:6281 +0.78% 73 Debt-to-EBITDA is 2.60 as of Dec. 2025, which is 44% above its 10-year median of 1.80. GuruFocus rates TPE:6281 with a GF Score™ of 73/100 and a GF Value™ of NT$74.44 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 902 Retail - Cyclical companies, E-Life ranks better than 50.89% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

E-Life's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was NT$758 Mil. E-Life's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was NT$2,649 Mil. E-Life's annualized EBITDA for the quarter that ended in Dec. 2025 was NT$1,311 Mil. E-Life's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.60.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for E-Life's Debt-to-EBITDA or its related term are showing as below:

TPE:6281' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 1.8   Max: 2.35
Current: 2.35

During the past 13 years, the highest Debt-to-EBITDA Ratio of E-Life was 2.35. The lowest was 0.00. And the median was 1.80.

TPE:6281's Debt-to-EBITDA is ranked better than
50.89% of 902 companies
in the Retail - Cyclical industry
Industry Median: 2.4 vs TPE:6281: 2.35

E-Life  (TPE:6281) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


E-Life Debt-to-EBITDA Related Terms


E-Life Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for E-Life's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E-Life Debt-to-EBITDA Chart

E-Life Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.84 2.03 2.14 2.35

E-Life Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.51 2.16 2.20 2.44 2.60

TPE:6281 vs CASY, WSM, DKS: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, E-Life's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E-Life Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, E-Life's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where E-Life's Debt-to-EBITDA falls into.


TPE:6281
73GF Score
E-Life Corp TPE:6281
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

E-Life Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

E-Life's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(758.161 + 2649.269) / 1448.759
=2.35

E-Life's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(758.161 + 2649.269) / 1310.768
=2.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.60 mean?
E-Life (TPE:6281) has a Debt-to-EBITDA of 2.60 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on E-Life. This is 44% above median its historical median of 1.80. According to the industry distribution chart, E-Life ranks #443 out of 902 companies in the Retail - Cyclical industry, placing it in the top 49.1%.
Is E-Life's Debt-to-EBITDA too high?
E-Life's current Debt-to-EBITDA of 2.60 is 44% above median its 10-year median of 1.80. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. E-Life's value of 2.60 is 8.3% above this industry median. Based on the distribution chart, E-Life ranks #443 out of 902 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, E-Life has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does E-Life's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, E-Life ranks #443 out of 902 companies for Debt-to-EBITDA. This puts E-Life in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. E-Life's value of 2.60 is 8.3% above this benchmark. While the company's 10-year median is 1.80 vs. the industry median of 2.40, E-Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-Life's current Debt-to-EBITDA of 2.60 is 8.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on E-Life. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-Life's current Debt-to-EBITDA is 2.60, which is 44% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Life stock overvalued right now?
Based on GuruFocus' analysis, E-Life (TPE:6281) is currently considered Possible Value Trap. The stock's GF Value™ is NT$74.44, compared to a current price of NT$51.90 — trading 30.3% below its estimated fair value. The current Debt-to-EBITDA is 2.60, which is 44% above median its 10-year median of 1.80 and 8.3% above the Retail - Cyclical industry median of 2.40. E-Life's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For E-Life (TPE:6281), the current Debt-to-EBITDA is 2.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-Life (TPE:6281) Overvalued in 2026?

Based on GuruFocus' analysis, E-Life stock appears to be undervalued. The current stock price of NT$51.90 is trading 30.3% below its estimated GF Value™ of NT$74.44. GuruFocus considers E-Life to be Possible Value Trap.

Key valuation signals for TPE:6281:

  • Debt-to-EBITDA: 2.60 (44% above median its 10-year median of 1.80)
  • GF Value™: NT$74.44 vs. price of NT$51.90 (30.3% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 8.3% above the Retail - Cyclical median (#443 of 902)

No single metric tells the full story. See the TPE:6281 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E-Life Business Description

Address No. 55, Wugong 6th Road, Wugu District, New Taipei, TWN, 248
E-Life Corp is engaged in the sales of home appliances, computers, and mobile devices. The company's main products include television sets, air conditioners, other small household appliances, film and video and audio-visual products, digital products, and communications products. The company also provides installation and maintenance services. It operates retail stores, as well as an online shopping platform.
73GF Score

Get the complete analysis for TPE:6281

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$51.90
Price
NT$74.44
GF Value