E-LifeTPE:6281 +0.98%69 Interest Coverage is 8.18 as of Dec. 2025, which is 66% below its 10-year median of 23.97. GuruFocus rates TPE:6281 with a GF Score™ of 69/100 and a GF Value™ of NT$74.68 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 824 Retail - Cyclical companies, E-Life ranks better than 59.47% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. E-Life's
Operating Income
for the
three
months ended in Dec. 2025 was NT$77 Mil. E-Life's Interest Expense for the
three
months ended in Dec. 2025 was NT$-9 Mil.
E-Life's interest coverage for the quarter that ended in Dec. 2025 was 8.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for E-Life's Interest Coverage or its related term are showing as below:
TPE:6281'
s Interest Coverage Range Over the Past 10 Years
Min: 12.08 Med: 23.97 Max: 25036
Current: 12.08
TPE:6281's Interest Coverage is ranked better than 59.47% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs TPE:6281: 12.08
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
E-Life Interest Coverage Related Terms
E-Life Interest Coverage Historical Data
* Premium members only.
The historical data trend for E-Life's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TPE:6281 vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, E-Life's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
E-Life Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, E-Life's Interest Coverage distribution charts can be found below:
* The bar in red indicates where E-Life's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
E-Life (TPE:6281) has a Interest Coverage of 8.18 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on E-Life and its competitors. This is 66% below median its historical median of 23.97. Over the past decade, E-Life's Interest Coverage has ranged from 12.08 to 25,036.00. According to the industry distribution chart, E-Life ranks #334 out of 824 companies in the Retail - Cyclical industry, placing it in the top 40.5%.
Is E-Life's Interest Coverage too high?
E-Life's current Interest Coverage of 8.18 is 66% below median its 10-year median of 23.97. Over the past 10 years, this metric has ranged from a low of 12.08 to a high of 25,036.00. The Retail - Cyclical industry median Interest Coverage is 7.94. E-Life's value of 8.18 is 3% above this industry median. Based on the distribution chart, E-Life ranks #334 out of 824 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, E-Life has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does E-Life's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, E-Life ranks #334 out of 824 companies for Interest Coverage. This puts E-Life in the upper half of its industry. The industry median Interest Coverage is 7.94. E-Life's value of 8.18 is 3% above this benchmark. Historically, E-Life's own Interest Coverage has ranged from 12.08 to 25,036.00 over the past decade. While the company's 10-year median is 23.97 vs. the industry median of 7.94, E-Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E-Life's current Interest Coverage of 8.18 is 3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on E-Life and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-Life's current Interest Coverage is 8.18, which is 66% below median its own 10-year median of 23.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Life stock overvalued right now?
Based on GuruFocus' analysis, E-Life (TPE:6281) is currently considered Possible Value Trap. The stock's GF Value™ is NT$74.68, compared to a current price of NT$51.30 — trading 31.3% below its estimated fair value. The current Interest Coverage is 8.18, which is 66% below median its 10-year median of 23.97 and 3% above the Retail - Cyclical industry median of 7.94. E-Life's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For E-Life (TPE:6281), the current Interest Coverage is 8.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is E-Life (TPE:6281) Overvalued in 2026?
Based on GuruFocus' analysis, E-Life stock appears to be undervalued.
The current stock price of NT$51.30 is trading 31.3% below its estimated GF Value™ of NT$74.68.
GuruFocus considers E-Life to be Possible Value Trap.
Key valuation signals for TPE:6281:
Interest Coverage: 8.18 (66% below median its 10-year median of 23.97)
GF Value™: NT$74.68 vs. price of NT$51.30 (31.3% below fair value)
Industry Position: 3% above the Retail - Cyclical median (#334 of 824)
No single metric tells the full story. See the TPE:6281 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
E-Life Corp is engaged in the sales of home appliances, computers, and mobile devices. The company's main products include television sets, air conditioners, other small household appliances, film and video and audio-visual products, digital products, and communications products. The company also provides installation and maintenance services. It operates retail stores, as well as an online shopping platform.
69GF Score
Get the complete analysis for TPE:6281
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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