TRAK (ReposiTrak) Debt-to-EBITDA : 0.03 (As of Mar. 2026) — 97% Below Median

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TRAK ReposiTrak Inc TRAK
78 GF Score
Price $8.74
GF Value $17.74
Valuation Significantly Undervalued
View Full Analysis

What is ReposiTrak Debt-to-EBITDA?

ReposiTrak TRAK +0.81% 78 Debt-to-EBITDA is 0.03 as of Mar. 2026, which is 97% below its 10-year median of 1.17. GuruFocus rates TRAK with a GF Score™ of 78/100 and a GF Value™ of $17.74 (Significantly Undervalued). Among 1,724 Software companies, ReposiTrak ranks better than 94.49% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

ReposiTrak's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.24 Mil. ReposiTrak's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.12 Mil. ReposiTrak's annualized EBITDA for the quarter that ended in Mar. 2026 was $10.16 Mil. ReposiTrak's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.03.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for ReposiTrak's Debt-to-EBITDA or its related term are showing as below:

TRAK' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04   Med: 1.17   Max: 2.89
Current: 0.04

During the past 13 years, the highest Debt-to-EBITDA Ratio of ReposiTrak was 2.89. The lowest was 0.04. And the median was 1.17.

TRAK's Debt-to-EBITDA is ranked better than
94.49% of 1724 companies
in the Software industry
Industry Median: 1.09 vs TRAK: 0.04

ReposiTrak  (NYSE:TRAK) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


ReposiTrak Debt-to-EBITDA Related Terms


ReposiTrak Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ReposiTrak's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ReposiTrak Debt-to-EBITDA Chart

ReposiTrak Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.24 0.55 0.11 0.06 0.06

ReposiTrak Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.05 0.05 0.04 0.03

TRAK vs AIB, DMRC, EXFY: Debt-to-EBITDA Comparison

For the Software - Application subindustry, ReposiTrak's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ReposiTrak Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, ReposiTrak's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ReposiTrak's Debt-to-EBITDA falls into.


TRAK
78GF Score
ReposiTrak Inc TRAK
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ReposiTrak Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

ReposiTrak's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.231 + 0.279) / 9.018
=0.06

ReposiTrak's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.235 + 0.115) / 10.16
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.03 mean?
ReposiTrak (TRAK) has a Debt-to-EBITDA of 0.03 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ReposiTrak. This is 97% below median its historical median of 1.17. Over the past decade, ReposiTrak's Debt-to-EBITDA has ranged from 0.04 to 2.89. According to the industry distribution chart, ReposiTrak ranks #95 out of 1724 companies in the Software industry, placing it in the top 5.5%.
Is ReposiTrak's Debt-to-EBITDA too high?
ReposiTrak's current Debt-to-EBITDA of 0.03 is 97% below median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 2.89. The Software industry median Debt-to-EBITDA is 1.09. ReposiTrak's value of 0.03 is 97.2% below this industry median. Based on the distribution chart, ReposiTrak ranks #95 out of 1724 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, ReposiTrak has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ReposiTrak's Debt-to-EBITDA compare to AIB and DMRC?
According to the Software industry distribution chart, ReposiTrak ranks #95 out of 1724 companies for Debt-to-EBITDA. This places ReposiTrak in the top 6% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.09. ReposiTrak's value of 0.03 is 97.2% below this benchmark. Historically, ReposiTrak's own Debt-to-EBITDA has ranged from 0.04 to 2.89 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 1.09, ReposiTrak has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,724 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ReposiTrak's current Debt-to-EBITDA of 0.03 is 97.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ReposiTrak. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ReposiTrak's current Debt-to-EBITDA is 0.03, which is 97% below median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ReposiTrak stock overvalued right now?
Based on GuruFocus' analysis, ReposiTrak (TRAK) is currently considered Significantly Undervalued. The stock's GF Value™ is $17.74, compared to a current price of $8.74 — trading 50.7% below its estimated fair value. The current Debt-to-EBITDA is 0.03, which is 97% below median its 10-year median of 1.17 and 97.2% below the Software industry median of 1.09. ReposiTrak's overall GF Score™ is 78/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ReposiTrak (TRAK), the current Debt-to-EBITDA is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ReposiTrak (TRAK) Overvalued in 2026?

Based on GuruFocus' analysis, ReposiTrak stock appears to be undervalued. The current stock price of $8.74 is trading 50.7% below its estimated GF Value™ of $17.74. GuruFocus considers ReposiTrak to be Significantly Undervalued.

Key valuation signals for TRAK:

  • Debt-to-EBITDA: 0.03 (97% below median its 10-year median of 1.17)
  • GF Value™: $17.74 vs. price of $8.74 (50.7% below fair value)
  • GF Score™: 78/100
  • Industry Position: 97.2% below the Software median (#95 of 1724)

No single metric tells the full story. See the TRAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ReposiTrak Business Description

Other Exchanges PJ4A:Germany
Address 5282 South Commerce Drive, Suite D292, Murray, UT, USA, 84107
ReposiTrak Inc is a software-as-a-service (SaaS) company based in Murray, Utah, specializing in supply chain management solutions for retailers, suppliers, and wholesalers, prominently in the food industry. The company offers three main product suites: ReposiTrak Compliance Management, ReposiTrak Traceability Network, and ReposiTrak Supply Chain Solutions. These platforms help customers comply with food safety regulations, manage supplier compliance documentation, trace products through the supply chain, and optimize supply chain operations. The company derives revenue from five sources: (i) subscription fees, (ii) transaction-based fees, (iii) professional services fees, (iv) license fees, and (v) hosting and maintenance fees.
78GF Score

Get the complete analysis for TRAK

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.74
Price
$17.74
GF Value