TRAK (ReposiTrak) Interest Coverage: 250.11 (As of Mar. 2026) — 170% Above Median


TRAK ReposiTrak Inc TRAK
82 GF Score
Price $9.19
GF Value $17.54
Valuation Significantly Undervalued
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What is ReposiTrak Interest Coverage?

ReposiTrak TRAK +6.24% 82 Interest Coverage is 250.11 as of Mar. 2026, which is 170% above its 10-year median of 92.77. GuruFocus rates TRAK with a GF Score™ of 82/100 and a GF Value™ of $17.54 (Significantly Undervalued). Among 1,705 Software companies, ReposiTrak ranks better than 74.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ReposiTrak's Operating Income for the three months ended in Mar. 2026 was $2.25 Mil. ReposiTrak's Interest Expense for the three months ended in Mar. 2026 was $-0.01 Mil. ReposiTrak's interest coverage for the quarter that ended in Mar. 2026 was 250.11. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. ReposiTrak Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for ReposiTrak's Interest Coverage or its related term are showing as below:

TRAK' s Interest Coverage Range Over the Past 10 Years
Min: 21.06   Med: 92.77   Max: 179.43
Current: 175.53


TRAK's Interest Coverage is ranked better than
74.25% of 1705 companies
in the Software industry
Industry Median: 24.78 vs TRAK: 175.53

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ReposiTrak  (NYSE:TRAK) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ReposiTrak Interest Coverage Related Terms


ReposiTrak Interest Coverage Historical Data

* Premium members only.

The historical data trend for ReposiTrak's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ReposiTrak Interest Coverage Chart

ReposiTrak Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.03 100.34 83.46 179.43 127.08

ReposiTrak Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 139.15 113.29 172.18 201.89 250.11

TRAK vs DOMO, PERF, THRY: Interest Coverage Comparison

For the Software - Application subindustry, ReposiTrak's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ReposiTrak Interest Coverage vs Software Industry

For the Software industry and Technology sector, ReposiTrak's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ReposiTrak's Interest Coverage falls into.


TRAK
82GF Score
ReposiTrak Inc TRAK
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ReposiTrak Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ReposiTrak's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, ReposiTrak's Interest Expense was $-0.05 Mil. Its Operating Income was $6.23 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.28 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*6.227/-0.049
=127.08

ReposiTrak's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, ReposiTrak's Interest Expense was $-0.01 Mil. Its Operating Income was $2.25 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.12 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.251/-0.009
=250.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 250.11 mean?
ReposiTrak (TRAK) has a Interest Coverage of 250.11 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ReposiTrak and its competitors. This is 170% above median its historical median of 92.77. Over the past decade, ReposiTrak's Interest Coverage has ranged from 21.06 to 179.43. According to the industry distribution chart, ReposiTrak ranks #439 out of 1705 companies in the Software industry, placing it in the top 25.7%.
Is ReposiTrak's Interest Coverage too high?
ReposiTrak's current Interest Coverage of 250.11 is 170% above median its 10-year median of 92.77. Over the past 10 years, this metric has ranged from a low of 21.06 to a high of 179.43. The Software industry median Interest Coverage is 24.78. ReposiTrak's value of 250.11 is 909.3% above this industry median. Based on the distribution chart, ReposiTrak ranks #439 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, ReposiTrak has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ReposiTrak's Interest Coverage compare to DOMO and PERF?
According to the Software industry distribution chart, ReposiTrak ranks #439 out of 1705 companies for Interest Coverage. This puts ReposiTrak in the upper half of its industry. The industry median Interest Coverage is 24.78. ReposiTrak's value of 250.11 is 909.3% above this benchmark. Historically, ReposiTrak's own Interest Coverage has ranged from 21.06 to 179.43 over the past decade. While the company's 10-year median is 92.77 vs. the industry median of 24.78, ReposiTrak has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ReposiTrak's current Interest Coverage of 250.11 is 909.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ReposiTrak and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ReposiTrak's current Interest Coverage is 250.11, which is 170% above median its own 10-year median of 92.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ReposiTrak stock overvalued right now?
Based on GuruFocus' analysis, ReposiTrak (TRAK) is currently considered Significantly Undervalued. The stock's GF Value™ is $17.54, compared to a current price of $9.19 — trading 47.6% below its estimated fair value. The current Interest Coverage is 250.11, which is 170% above median its 10-year median of 92.77 and 909.3% above the Software industry median of 24.78. ReposiTrak's overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ReposiTrak (TRAK), the current Interest Coverage is 250.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ReposiTrak (TRAK) Overvalued in 2026?

Based on GuruFocus' analysis, ReposiTrak stock appears to be undervalued. The current stock price of $9.19 is trading 47.6% below its estimated GF Value™ of $17.54. GuruFocus considers ReposiTrak to be Significantly Undervalued.

Key valuation signals for TRAK:

  • Interest Coverage: 250.11 (170% above median its 10-year median of 92.77)
  • GF Value™: $17.54 vs. price of $9.19 (47.6% below fair value)
  • GF Score™: 82/100
  • Industry Position: 909.3% above the Software median (#439 of 1705)

No single metric tells the full story. See the TRAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ReposiTrak Business Description

Other Exchanges PJ4A:Germany
Address 5282 South Commerce Drive, Suite D292, Murray, UT, USA, 84107
ReposiTrak Inc is a software-as-a-service (SaaS) company based in Murray, Utah, specializing in supply chain management solutions for retailers, suppliers, and wholesalers, prominently in the food industry. The company offers three main product suites: ReposiTrak Compliance Management, ReposiTrak Traceability Network, and ReposiTrak Supply Chain Solutions. These platforms help customers comply with food safety regulations, manage supplier compliance documentation, trace products through the supply chain, and optimize supply chain operations. The company derives revenue from five sources: (i) subscription fees, (ii) transaction-based fees, (iii) professional services fees, (iv) license fees, and (v) hosting and maintenance fees.
82GF Score

Get the complete analysis for TRAK

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.19
Price
$17.54
GF Value