TRFNF (Trufin) Debt-to-EBITDA : 0.00 (As of Dec. 2025)

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TRFNF Trufin PLC TRFNF
71 GF Score
Price $1.04
GF Value $1.15
! 1 Warning Sign
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What is Trufin Debt-to-EBITDA?

Trufin TRFNF 71 Debt-to-EBITDA is 0.00 as of Dec. 2025. GuruFocus rates TRFNF with a GF Score™ of 71/100 and a GF Value™ of $1.15. The stock has 1 warning sign investors should review. Among 305 Interactive Media companies, Trufin ranks worse than 327868.52% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trufin's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Trufin's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Trufin's annualized EBITDA for the quarter that ended in Dec. 2025 was $17.27 Mil. Trufin's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Trufin's Debt-to-EBITDA or its related term are showing as below:

During the past 10 years, the highest Debt-to-EBITDA Ratio of Trufin was 0.57. The lowest was -3.25. And the median was -1.92.

TRFNF's Debt-to-EBITDA is not ranked *
in the Interactive Media industry.
Industry Median: 0.67
* Ranked among companies with meaningful Debt-to-EBITDA only.

Trufin  (OTCPK:TRFNF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Trufin Debt-to-EBITDA Related Terms


Trufin Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Trufin's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trufin Debt-to-EBITDA Chart

Trufin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.92 -3.25 -1.71 0.57 0.00

Trufin Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.39 0.79 0.44 0.07 0.00

TRFNF vs NTES, EA, TTWO: Debt-to-EBITDA Comparison

For the Electronic Gaming & Multimedia subindustry, Trufin's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trufin Debt-to-EBITDA vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Trufin's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Trufin's Debt-to-EBITDA falls into.


TRFNF
71GF Score
Trufin PLC TRFNF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Trufin Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trufin's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.004 + 0) / 18.074
=0.00

Trufin's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.004 + 0) / 17.272
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.00 mean?
Trufin (TRFNF) has a Debt-to-EBITDA of 0.00 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Trufin. According to the industry distribution chart, Trufin ranks #999999 out of 305 companies in the Interactive Media industry.
Is Trufin's Debt-to-EBITDA too high?
Trufin's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Trufin ranks #999999 out of 305 companies in the Interactive Media industry, which is in the bottom quartile relative to peers. Overall, Trufin has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Trufin's Debt-to-EBITDA compare to NTES and EA?
According to the Interactive Media industry distribution chart, Trufin ranks #999999 out of 305 companies for Debt-to-EBITDA. This places Trufin in the lower half of its industry. The industry median Debt-to-EBITDA is 0.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Interactive Media company?
The median Debt-to-EBITDA among Interactive Media companies is 0.67, based on 305 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Trufin. For the Interactive Media industry, the median Debt-to-EBITDA is 0.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trufin's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trufin stock overvalued right now?
Trufin (TRFNF) has a current Debt-to-EBITDA of 0.00. The stock's GF Value™ is $1.15, compared to a current price of $1.04 — trading 9.2% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Trufin's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Trufin (TRFNF), the current Debt-to-EBITDA is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trufin (TRFNF) Overvalued in 2026?

Based on GuruFocus' analysis, Trufin stock appears to be undervalued. The current stock price of $1.04 is trading 9.2% below its estimated GF Value™ of $1.15.

Key valuation signals for TRFNF:

  • Debt-to-EBITDA: 0.00
  • GF Value™: $1.15 vs. price of $1.04 (9.2% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the TRFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trufin Business Description

Other Exchanges TRU:UK29U:Germany
Address 120 Regent Street, London, GBR, W1B 5FE
Trufin PLC provides software and niche lending solutions, along with early payment services and game publishing. The group operates through four reportable segments: Satago, Oxygen, Playstack, and Other. The Satago segment provides distribution finance and invoice discounting services, while the Oxygen segment offers early payment programme services. The Playstack segment is involved in the publishing of video games. The Other segment includes investment-related activities. It generates the majority of its revenue from the Playstack segment.
71GF Score

Get the complete analysis for TRFNF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.04
Price
$1.15
GF Value