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Saaf Holdings CoTSE:1447 +1.66%55 Debt-to-EBITDA is 1.93 as of Mar. 2026, which is 78% below its 10-year median of 8.62. GuruFocus rates TSE:1447 with a GF Score™ of 55/100 and a GF Value™ of 円293.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,723 Software companies, Saaf Holdings Co ranks worse than 96.46% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Saaf Holdings Co's Debt-to-EBITDA or its related term are showing as below:
TSE:1447'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.23 Med: 8.62 Max: 36.13
Current: 16.13
During the past 8 years, the highest Debt-to-EBITDA Ratio of Saaf Holdings Co was 36.13. The lowest was 5.23. And the median was 8.62.
TSE:1447's Debt-to-EBITDA is ranked worse than 96.46% of 1723
companies
in the Software industry
Industry Median: 0.98
vs TSE:1447: 16.13
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Saaf Holdings Co Debt-to-EBITDA Related Terms
Saaf Holdings Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Saaf Holdings Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:1447 vs IBM, ACN, CTSH: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Saaf Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saaf Holdings Co Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Saaf Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Saaf Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Saaf Holdings Co (TSE:1447) has a Debt-to-EBITDA of 1.93 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saaf Holdings Co. This is 78% below median its historical median of 8.62. Over the past decade, Saaf Holdings Co's Debt-to-EBITDA has ranged from 5.23 to 36.13. According to the industry distribution chart, Saaf Holdings Co ranks #1662 out of 1723 companies in the Software industry, placing it in the top 96.5%.
Is Saaf Holdings Co's Debt-to-EBITDA too high?
Saaf Holdings Co's current Debt-to-EBITDA of 1.93 is 78% below median its 10-year median of 8.62. Over the past 10 years, this metric has ranged from a low of 5.23 to a high of 36.13. The Software industry median Debt-to-EBITDA is 0.98. Saaf Holdings Co's value of 1.93 is 96.9% above this industry median. Based on the distribution chart, Saaf Holdings Co ranks #1662 out of 1723 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Saaf Holdings Co has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saaf Holdings Co's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Saaf Holdings Co ranks #1662 out of 1723 companies for Debt-to-EBITDA. This places Saaf Holdings Co in the lower half of its industry. The industry median Debt-to-EBITDA is 0.98. Saaf Holdings Co's value of 1.93 is 96.9% above this benchmark. Historically, Saaf Holdings Co's own Debt-to-EBITDA has ranged from 5.23 to 36.13 over the past decade. While the company's 10-year median is 8.62 vs. the industry median of 0.98, Saaf Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,723 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saaf Holdings Co's current Debt-to-EBITDA of 1.93 is 96.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Saaf Holdings Co. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saaf Holdings Co's current Debt-to-EBITDA is 1.93, which is 78% below median its own 10-year median of 8.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saaf Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Saaf Holdings Co (TSE:1447) is currently considered Significantly Overvalued. The stock's GF Value™ is 円293.84, compared to a current price of 円429.00 — trading 46% above its estimated fair value. The current Debt-to-EBITDA is 1.93, which is 78% below median its 10-year median of 8.62 and 96.9% above the Software industry median of 0.98. Saaf Holdings Co's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Saaf Holdings Co (TSE:1447), the current Debt-to-EBITDA is 1.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saaf Holdings Co (TSE:1447) Overvalued in 2026?
Based on GuruFocus' analysis, Saaf Holdings Co stock appears to be overvalued.
The current stock price of 円429.00 is trading 46% above its estimated GF Value™ of 円293.84.
GuruFocus considers Saaf Holdings Co to be Significantly Overvalued.
Key valuation signals for TSE:1447:
Debt-to-EBITDA: 1.93 (78% below median its 10-year median of 8.62)
GF Value™: 円293.84 vs. price of 円429.00 (46% above fair value)
Industry Position: 96.9% above the Software median (#1662 of 1723)
No single metric tells the full story. See the TSE:1447 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saaf Holdings Co Ltd is engaged in IT consulting, system development, system equipment sales, human resource dispatch/introduction, ground investigation and improvement, ground guarantee, etc., and operations incidental or related thereto.
55GF Score
Get the complete analysis for TSE:1447
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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