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Hoosiers HoldingsTSE:3284 -0.15%65 Debt-to-EBITDA is 1.80 as of Mar. 2026, which is 81% below its 10-year median of 9.49. GuruFocus rates TSE:3284 with a GF Score™ of 65/100 and a GF Value™ of 円1,586.04 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 80 Homebuilding & Construction companies, Hoosiers Holdings ranks worse than 66.25% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Hoosiers Holdings's Debt-to-EBITDA or its related term are showing as below:
TSE:3284'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.84 Med: 9.49 Max: 19.02
Current: 7.45
During the past 13 years, the highest Debt-to-EBITDA Ratio of Hoosiers Holdings was 19.02. The lowest was 6.84. And the median was 9.49.
TSE:3284's Debt-to-EBITDA is ranked worse than 66.25% of 80
companies
in the Homebuilding & Construction industry
Industry Median: 3.735
vs TSE:3284: 7.45
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Hoosiers Holdings Debt-to-EBITDA Related Terms
Hoosiers Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Hoosiers Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:3284 vs DHI, PHM, LEN: Debt-to-EBITDA Comparison
For the Residential Construction subindustry, Hoosiers Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoosiers Holdings Debt-to-EBITDA vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Hoosiers Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Hoosiers Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Hoosiers Holdings (TSE:3284) has a Debt-to-EBITDA of 1.80 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hoosiers Holdings. This is 81% below median its historical median of 9.49. Over the past decade, Hoosiers Holdings' Debt-to-EBITDA has ranged from 6.84 to 19.02. According to the industry distribution chart, Hoosiers Holdings ranks #53 out of 80 companies in the Homebuilding & Construction industry, placing it in the top 66.2%.
Is Hoosiers Holdings' Debt-to-EBITDA too high?
Hoosiers Holdings' current Debt-to-EBITDA of 1.80 is 81% below median its 10-year median of 9.49. Over the past 10 years, this metric has ranged from a low of 6.84 to a high of 19.02. The Homebuilding & Construction industry median Debt-to-EBITDA is 3.74. Hoosiers Holdings' value of 1.80 is 51.8% below this industry median. Based on the distribution chart, Hoosiers Holdings ranks #53 out of 80 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, Hoosiers Holdings has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hoosiers Holdings' Debt-to-EBITDA compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Hoosiers Holdings ranks #53 out of 80 companies for Debt-to-EBITDA. This places Hoosiers Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 3.74. Hoosiers Holdings' value of 1.80 is 51.8% below this benchmark. Historically, Hoosiers Holdings' own Debt-to-EBITDA has ranged from 6.84 to 19.02 over the past decade. While the company's 10-year median is 9.49 vs. the industry median of 3.74, Hoosiers Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Homebuilding & Construction company?
The median Debt-to-EBITDA among Homebuilding & Construction companies is 3.74, based on 80 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoosiers Holdings's current Debt-to-EBITDA of 1.80 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hoosiers Holdings. For the Homebuilding & Construction industry, the median Debt-to-EBITDA is 3.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoosiers Holdings's current Debt-to-EBITDA is 1.80, which is 81% below median its own 10-year median of 9.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoosiers Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hoosiers Holdings (TSE:3284) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,586.04, compared to a current price of 円1,333.00 — trading 16% below its estimated fair value. The current Debt-to-EBITDA is 1.80, which is 81% below median its 10-year median of 9.49 and 51.8% below the Homebuilding & Construction industry median of 3.74. Hoosiers Holdings' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hoosiers Holdings (TSE:3284), the current Debt-to-EBITDA is 1.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoosiers Holdings (TSE:3284) Overvalued in 2026?
Based on GuruFocus' analysis, Hoosiers Holdings stock appears to be undervalued.
The current stock price of 円1,333.00 is trading 16% below its estimated GF Value™ of 円1,586.04.
GuruFocus considers Hoosiers Holdings to be Modestly Undervalued.
Key valuation signals for TSE:3284:
Debt-to-EBITDA: 1.80 (81% below median its 10-year median of 9.49)
GF Value™: 円1,586.04 vs. price of 円1,333.00 (16% below fair value)
Industry Position: 51.8% below the Homebuilding & Construction median (#53 of 80)
No single metric tells the full story. See the TSE:3284 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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