Hoosiers Holdings (TSE:3284) Interest Coverage: 11.83 (As of Mar. 2026) — 66% Above Median


TSE:3284 Hoosiers Holdings TSE:3284
65 GF Score
Price 円1,188.00
GF Value 円1,484.24
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Hoosiers Holdings Interest Coverage?

Hoosiers Holdings TSE:3284 -0.34% 65 Interest Coverage is 11.83 as of Mar. 2026, which is 66% above its 10-year median of 7.11. GuruFocus rates TSE:3284 with a GF Score™ of 65/100 and a GF Value™ of 円1,484.24 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 78 Homebuilding & Construction companies, Hoosiers Holdings ranks worse than 57.69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hoosiers Holdings's Operating Income for the six months ended in Mar. 2026 was 円13,470 Mil. Hoosiers Holdings's Interest Expense for the six months ended in Mar. 2026 was 円-1,139 Mil. Hoosiers Holdings's interest coverage for the quarter that ended in Mar. 2026 was 11.83. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Hoosiers Holdings's Interest Coverage or its related term are showing as below:

TSE:3284' s Interest Coverage Range Over the Past 10 Years
Min: 5.56   Med: 7.11   Max: 11.03
Current: 6.39


TSE:3284's Interest Coverage is ranked worse than
57.69% of 78 companies
in the Homebuilding & Construction industry
Industry Median: 8.305 vs TSE:3284: 6.39

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hoosiers Holdings  (TSE:3284) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hoosiers Holdings Interest Coverage Related Terms


Hoosiers Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hoosiers Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hoosiers Holdings Interest Coverage Chart

Hoosiers Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.80 8.05 7.36 5.99 6.39

Hoosiers Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.90 0.80 10.33 0.32 11.83

TSE:3284 vs DHI, PHM, LEN: Interest Coverage Comparison

For the Residential Construction subindustry, Hoosiers Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoosiers Holdings Interest Coverage vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Hoosiers Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hoosiers Holdings's Interest Coverage falls into.


TSE:3284
65GF Score
Hoosiers Holdings TSE:3284
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoosiers Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hoosiers Holdings's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Hoosiers Holdings's Interest Expense was 円-2,160 Mil. Its Operating Income was 円13,800 Mil. And its Long-Term Debt & Capital Lease Obligation was 円74,617 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*13800/-2160
=6.39

Hoosiers Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Hoosiers Holdings's Interest Expense was 円-1,139 Mil. Its Operating Income was 円13,470 Mil. And its Long-Term Debt & Capital Lease Obligation was 円74,617 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*13470/-1139
=11.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.83 mean?
Hoosiers Holdings (TSE:3284) has a Interest Coverage of 11.83 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoosiers Holdings and its competitors. This is 66% above median its historical median of 7.11. Over the past decade, Hoosiers Holdings' Interest Coverage has ranged from 5.56 to 11.03. According to the industry distribution chart, Hoosiers Holdings ranks #45 out of 78 companies in the Homebuilding & Construction industry, placing it in the top 57.7%.
Is Hoosiers Holdings' Interest Coverage too high?
Hoosiers Holdings' current Interest Coverage of 11.83 is 66% above median its 10-year median of 7.11. Over the past 10 years, this metric has ranged from a low of 5.56 to a high of 11.03. The Homebuilding & Construction industry median Interest Coverage is 8.31. Hoosiers Holdings' value of 11.83 is 42.4% above this industry median. Based on the distribution chart, Hoosiers Holdings ranks #45 out of 78 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, Hoosiers Holdings has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hoosiers Holdings' Interest Coverage compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Hoosiers Holdings ranks #45 out of 78 companies for Interest Coverage. This places Hoosiers Holdings in the lower half of its industry. The industry median Interest Coverage is 8.31. Hoosiers Holdings' value of 11.83 is 42.4% above this benchmark. Historically, Hoosiers Holdings' own Interest Coverage has ranged from 5.56 to 11.03 over the past decade. While the company's 10-year median is 7.11 vs. the industry median of 8.31, Hoosiers Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Homebuilding & Construction company?
The median Interest Coverage among Homebuilding & Construction companies is 8.31, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoosiers Holdings's current Interest Coverage of 11.83 is 42.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hoosiers Holdings and its competitors. For the Homebuilding & Construction industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoosiers Holdings's current Interest Coverage is 11.83, which is 66% above median its own 10-year median of 7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoosiers Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hoosiers Holdings (TSE:3284) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,484.24, compared to a current price of 円1,188.00 — trading 20% below its estimated fair value. The current Interest Coverage is 11.83, which is 66% above median its 10-year median of 7.11 and 42.4% above the Homebuilding & Construction industry median of 8.31. Hoosiers Holdings' overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hoosiers Holdings (TSE:3284), the current Interest Coverage is 11.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoosiers Holdings (TSE:3284) Overvalued in 2026?

Based on GuruFocus' analysis, Hoosiers Holdings stock appears to be undervalued. The current stock price of 円1,188.00 is trading 20% below its estimated GF Value™ of 円1,484.24. GuruFocus considers Hoosiers Holdings to be Modestly Undervalued.

Key valuation signals for TSE:3284:

  • Interest Coverage: 11.83 (66% above median its 10-year median of 7.11)
  • GF Value™: 円1,484.24 vs. price of 円1,188.00 (20% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 42.4% above the Homebuilding & Construction median (#45 of 78)

No single metric tells the full story. See the TSE:3284 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoosiers Holdings Business Description

Address 9-1 Kanda Mitoshirocho, Chiyoda-Ku, JPN, 101-0053
Hoosiers Holdings provides real estate services.
65GF Score

Get the complete analysis for TSE:3284

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,188.00
Price
円1,484.24
GF Value