TAC Co (TSE:4319) Debt-to-EBITDA : 2.02 (As of Sep. 2025) — 71% Below Median

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TSE:4319 TAC Co Ltd TSE:4319
42 GF Score
Price 円347.00
GF Value 円192.17
! 10 Warning Signs
View Full Analysis

What is TAC Co Debt-to-EBITDA?

TAC Co TSE:4319 -0.29% 42 Debt-to-EBITDA is 2.02 as of Sep. 2025, which is 71% below its 10-year median of 6.85. GuruFocus rates TSE:4319 with a GF Score™ of 42/100 and a GF Value™ of 円192.17. The stock has 10 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

TAC Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was 円0 Mil. TAC Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was 円4,251 Mil. TAC Co's annualized EBITDA for the quarter that ended in Sep. 2025 was 円2,108 Mil. TAC Co's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 2.02.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for TAC Co's Debt-to-EBITDA or its related term are showing as below:

TSE:4319' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.78   Med: 6.85   Max: 53.91
Current: 3.78

During the past 13 years, the highest Debt-to-EBITDA Ratio of TAC Co was 53.91. The lowest was 3.78. And the median was 6.85.

TSE:4319's Debt-to-EBITDA is not ranked
in the Education industry.
Industry Median: 1.52 vs TSE:4319: 3.78

TAC Co  (TSE:4319) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


TAC Co Debt-to-EBITDA Related Terms


TAC Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for TAC Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TAC Co Debt-to-EBITDA Chart

TAC Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.61 4.34 7.04 53.91 4.82

TAC Co Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.76 -8.43 2.85 37.36 2.02

TSE:4319 vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, TAC Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TAC Co Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, TAC Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where TAC Co's Debt-to-EBITDA falls into.


TSE:4319
42GF Score
TAC Co Ltd TSE:4319
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TAC Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

TAC Co's Debt-to-EBITDA for the fiscal year that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3223.004 + 2109.284) / 1106.855
=4.82

TAC Co's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 4251.444) / 2107.518
=2.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.02 mean?
TAC Co (TSE:4319) has a Debt-to-EBITDA of 2.02 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TAC Co. This is 71% below median its historical median of 6.85. Over the past decade, TAC Co's Debt-to-EBITDA has ranged from 3.78 to 53.91.
Is TAC Co's Debt-to-EBITDA too high?
TAC Co's current Debt-to-EBITDA of 2.02 is 71% below median its 10-year median of 6.85. Over the past 10 years, this metric has ranged from a low of 3.78 to a high of 53.91. The Education industry median Debt-to-EBITDA is 1.52. TAC Co's value of 2.02 is 32.9% above this industry median. Overall, TAC Co has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does TAC Co's Debt-to-EBITDA compare to EDU and TAL?
TAC Co's Debt-to-EBITDA of 2.02 can be compared against companies in the Education industry. The industry median Debt-to-EBITDA is 1.52. TAC Co's value of 2.02 is 32.9% above this benchmark. Historically, TAC Co's own Debt-to-EBITDA has ranged from 3.78 to 53.91 over the past decade. While the company's 10-year median is 6.85 vs. the industry median of 1.52, TAC Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.52, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TAC Co's current Debt-to-EBITDA of 2.02 is 32.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TAC Co. For the Education industry, the median Debt-to-EBITDA is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TAC Co's current Debt-to-EBITDA is 2.02, which is 71% below median its own 10-year median of 6.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TAC Co stock overvalued right now?
TAC Co (TSE:4319) has a current Debt-to-EBITDA of 2.02. The stock's GF Value™ is 円192.17, compared to a current price of 円347.00 — trading 80.6% above its estimated fair value. The current Debt-to-EBITDA is 2.02, which is 71% below median its 10-year median of 6.85 and 32.9% above the Education industry median of 1.52. TAC Co's overall GF Score™ is 42/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For TAC Co (TSE:4319), the current Debt-to-EBITDA is 2.02 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TAC Co (TSE:4319) Overvalued in 2026?

Based on GuruFocus' analysis, TAC Co stock appears to be overvalued. The current stock price of 円347.00 is trading 80.6% above its estimated GF Value™ of 円192.17.

Key valuation signals for TSE:4319:

  • Debt-to-EBITDA: 2.02 (71% below median its 10-year median of 6.85)
  • GF Value™: 円192.17 vs. price of 円347.00 (80.6% above fair value)
  • GF Score™: 42/100 with 10 warning signs
  • Industry Position: 32.9% above the Education median

No single metric tells the full story. See the TSE:4319 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TAC Co Business Description

Address 3-2-18 Misaki-cho, Tokyo, JPN
TAC Co Ltd is a Japan-based company engages in providing educational services. The company is engaged in the personal education, corporate training, publishing, and manpower businesses. Its personal education business division offers preparatory courses for qualifications for individual students and provides training for corporations.
42GF Score

Get the complete analysis for TSE:4319

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円347.00
Price
円192.17
GF Value