TAC Co (TSE:4319) Effective Interest Rate on Debt %: 0.90% (As of Sep. 2025)

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TSE:4319 TAC Co Ltd TSE:4319
42 GF Score
Price 円347.00
GF Value 円192.17
! 10 Warning Signs
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What is TAC Co Effective Interest Rate on Debt %?

TAC Co TSE:4319 -0.29% 42 Effective Interest Rate on Debt % is 0.90% as of Sep. 2025. GuruFocus rates TSE:4319 with a GF Score™ of 42/100 and a GF Value™ of 円192.17. The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TAC Co's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was 円43 Mil. TAC Co's average total debt for the quarter that ended in Sep. 2025 was 円4,792 Mil. Therefore, TAC Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 0.90%.


TAC Co  (TSE:4319) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TAC Co Effective Interest Rate on Debt % Related Terms


TAC Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for TAC Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TAC Co Effective Interest Rate on Debt % Chart

TAC Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.75 0.66 0.60 0.75

TAC Co Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 0.58 0.67 0.78 0.90

TSE:4319 vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, TAC Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TAC Co Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, TAC Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TAC Co's Effective Interest Rate on Debt % falls into.


TSE:4319
42GF Score
TAC Co Ltd TSE:4319
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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TAC Co Effective Interest Rate on Debt % Calculation

TAC Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -41.154/( (5649.942+5332.288)/ 2 )
=-1  *  -41.154/5491.115
=0.75 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1732.258 + 3917.684
=5649.942

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2109.284 + 3223.004
=5332.288

TAC Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -43.014/( (5332.288+4251.444)/ 2 )
=-1  *  -43.014/4791.866
=0.90 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2109.284 + 3223.004
=5332.288

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4251.444 + 0
=4251.444

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.90% mean?
TAC Co (TSE:4319) has a Effective Interest Rate on Debt % of 0.90% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TAC Co and its competitors.
Is TAC Co's Effective Interest Rate on Debt % too high?
TAC Co's current Effective Interest Rate on Debt % is 0.90%. Overall, TAC Co has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does TAC Co's Effective Interest Rate on Debt % compare to EDU and TAL?
TAC Co's Effective Interest Rate on Debt % of 0.90% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TAC Co and its competitors. TAC Co's current Effective Interest Rate on Debt % is 0.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TAC Co stock overvalued right now?
TAC Co (TSE:4319) has a current Effective Interest Rate on Debt % of 0.90%. The stock's GF Value™ is 円192.17, compared to a current price of 円347.00 — trading 80.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.90%. TAC Co's overall GF Score™ is 42/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For TAC Co (TSE:4319), the current Effective Interest Rate on Debt % is 0.90% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TAC Co (TSE:4319) Overvalued in 2026?

Based on GuruFocus' analysis, TAC Co stock appears to be overvalued. The current stock price of 円347.00 is trading 80.6% above its estimated GF Value™ of 円192.17.

Key valuation signals for TSE:4319:

  • Effective Interest Rate on Debt %: 0.90%
  • GF Value™: 円192.17 vs. price of 円347.00 (80.6% above fair value)
  • GF Score™: 42/100 with 10 warning signs

No single metric tells the full story. See the TSE:4319 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TAC Co Business Description

Address 3-2-18 Misaki-cho, Tokyo, JPN
TAC Co Ltd is a Japan-based company engages in providing educational services. The company is engaged in the personal education, corporate training, publishing, and manpower businesses. Its personal education business division offers preparatory courses for qualifications for individual students and provides training for corporations.
42GF Score

Get the complete analysis for TSE:4319

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円347.00
Price
円192.17
GF Value