Housei (TSE:5035) Debt-to-EBITDA : 0.48 (As of Dec. 2025) — 75% Below Median

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TSE:5035 Housei Inc TSE:5035
58 GF Score
Price 円353.00
GF Value 円531.53
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Housei Debt-to-EBITDA?

Housei TSE:5035 -0.28% 58 Debt-to-EBITDA is 0.48 as of Dec. 2025, which is 75% below its 10-year median of 1.92. GuruFocus rates TSE:5035 with a GF Score™ of 58/100 and a GF Value™ of 円531.53 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,726 Software companies, Housei ranks worse than 88.18% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Housei's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was 円151 Mil. Housei's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was 円394 Mil. Housei's annualized EBITDA for the quarter that ended in Dec. 2025 was 円1,130 Mil. Housei's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.48.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Housei's Debt-to-EBITDA or its related term are showing as below:

TSE:5035' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.39   Med: 1.92   Max: 8.3
Current: 5.48

During the past 6 years, the highest Debt-to-EBITDA Ratio of Housei was 8.30. The lowest was 1.39. And the median was 1.92.

TSE:5035's Debt-to-EBITDA is ranked worse than
88.18% of 1726 companies
in the Software industry
Industry Median: 1.035 vs TSE:5035: 5.48

Housei  (TSE:5035) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Housei Debt-to-EBITDA Related Terms


Housei Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Housei's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Housei Debt-to-EBITDA Chart

Housei Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 1.89 1.39 1.88 1.94 8.30

Housei Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.97 1.80 -0.44 0.48 2.36

TSE:5035 vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Housei's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Housei Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Housei's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Housei's Debt-to-EBITDA falls into.


TSE:5035
58GF Score
Housei Inc TSE:5035
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Housei Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Housei's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(151.435 + 393.841) / 65.672
=8.30

Housei's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(151.435 + 393.841) / 1130.244
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.48 mean?
Housei (TSE:5035) has a Debt-to-EBITDA of 0.48 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Housei. This is 75% below median its historical median of 1.92. Over the past decade, Housei's Debt-to-EBITDA has ranged from 1.39 to 8.30. According to the industry distribution chart, Housei ranks #1522 out of 1726 companies in the Software industry, placing it in the top 88.2%.
Is Housei's Debt-to-EBITDA too high?
Housei's current Debt-to-EBITDA of 0.48 is 75% below median its 10-year median of 1.92. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 8.30. The Software industry median Debt-to-EBITDA is 1.04. Housei's value of 0.48 is 53.6% below this industry median. Based on the distribution chart, Housei ranks #1522 out of 1726 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Housei has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Housei's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Housei ranks #1522 out of 1726 companies for Debt-to-EBITDA. This places Housei in the lower half of its industry. The industry median Debt-to-EBITDA is 1.04. Housei's value of 0.48 is 53.6% below this benchmark. Historically, Housei's own Debt-to-EBITDA has ranged from 1.39 to 8.30 over the past decade. While the company's 10-year median is 1.92 vs. the industry median of 1.04, Housei has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.04, based on 1,726 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Housei's current Debt-to-EBITDA of 0.48 is 53.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Housei. For the Software industry, the median Debt-to-EBITDA is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housei's current Debt-to-EBITDA is 0.48, which is 75% below median its own 10-year median of 1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housei stock overvalued right now?
Based on GuruFocus' analysis, Housei (TSE:5035) is currently considered Significantly Undervalued. The stock's GF Value™ is 円531.53, compared to a current price of 円353.00 — trading 33.6% below its estimated fair value. The current Debt-to-EBITDA is 0.48, which is 75% below median its 10-year median of 1.92 and 53.6% below the Software industry median of 1.04. Housei's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Housei (TSE:5035), the current Debt-to-EBITDA is 0.48 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housei (TSE:5035) Overvalued in 2026?

Based on GuruFocus' analysis, Housei stock appears to be undervalued. The current stock price of 円353.00 is trading 33.6% below its estimated GF Value™ of 円531.53. GuruFocus considers Housei to be Significantly Undervalued.

Key valuation signals for TSE:5035:

  • Debt-to-EBITDA: 0.48 (75% below median its 10-year median of 1.92)
  • GF Value™: 円531.53 vs. price of 円353.00 (33.6% below fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 53.6% below the Software median (#1522 of 1726)

No single metric tells the full story. See the TSE:5035 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Housei Business Description

Address 1-8 Tsukudo-cho, 9th floor, Kagurazaka AK Building, Shinjuku-ku, Tokyo, JPN, 162-0821
Housei Inc predominantly operates in the information technology sector. The company is engaged in various business activities such as the development, operation, and maintenance of information systems for the media, manufacturing, and finance industries, the provision of in-house developed information systems, software and cloud services (Product Promotion Business), and the sale of Japanese products to Chinese consumers and the provision of cloud services for this purpose (Crossborder E-commerce Business). In addition, the company also provides IT services and IP brokerage in the entertainment industry. Its reportable segments are the Information Systems Business, which derives maximum revenue, and the Cross-border E-commerce business.
58GF Score

Get the complete analysis for TSE:5035

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円353.00
Price
円531.53
GF Value