FFF Holdings Co (TSE:565A) Debt-to-EBITDA : 10.27 (As of Mar. 2026) — 30% Below Median

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TSE:565A FFF Holdings Co Ltd TSE:565A
2 GF Score
Price 円961.00
! 3 Warning Signs
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What is FFF Holdings Co Debt-to-EBITDA?

FFF Holdings Co TSE:565A 2 Debt-to-EBITDA is 10.27 as of Mar. 2026, which is 30% below its 10-year median of 14.59. GuruFocus rates TSE:565A with a GF Score™ of 2/100. The stock has 3 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

FFF Holdings Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円2,414 Mil. FFF Holdings Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円1,856 Mil. FFF Holdings Co's annualized EBITDA for the quarter that ended in Mar. 2026 was 円416 Mil. FFF Holdings Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 10.27.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for FFF Holdings Co's Debt-to-EBITDA or its related term are showing as below:

TSE:565A' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 12.69   Med: 14.59   Max: 20.53
Current: 20.53

During the past 2 years, the highest Debt-to-EBITDA Ratio of FFF Holdings Co was 20.53. The lowest was 12.69. And the median was 14.59.

TSE:565A's Debt-to-EBITDA is not ranked
in the Homebuilding & Construction industry.
Industry Median: 3.735 vs TSE:565A: 20.53

FFF Holdings Co  (TSE:565A) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


FFF Holdings Co Debt-to-EBITDA Related Terms


FFF Holdings Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for FFF Holdings Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFF Holdings Co Debt-to-EBITDA Chart

FFF Holdings Co Annual Data
Trend Sep24 Sep25
Debt-to-EBITDA
12.69 16.49

FFF Holdings Co Semi-Annual Data
Sep24 Sep25 Mar26
Debt-to-EBITDA N/A N/A 10.27

TSE:565A vs DHI, PHM, LEN: Debt-to-EBITDA Comparison

For the Residential Construction subindustry, FFF Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FFF Holdings Co Debt-to-EBITDA vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, FFF Holdings Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where FFF Holdings Co's Debt-to-EBITDA falls into.


TSE:565A
2GF Score
FFF Holdings Co Ltd TSE:565A
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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FFF Holdings Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

FFF Holdings Co's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1913.606 + 2062.796) / 241.22
=16.48

FFF Holdings Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2414.217 + 1856.266) / 415.992
=10.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 10.27 mean?
FFF Holdings Co (TSE:565A) has a Debt-to-EBITDA of 10.27 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FFF Holdings Co. This is 30% below median its historical median of 14.59. Over the past decade, FFF Holdings Co's Debt-to-EBITDA has ranged from 12.69 to 20.53.
Is FFF Holdings Co's Debt-to-EBITDA too high?
FFF Holdings Co's current Debt-to-EBITDA of 10.27 is 30% below median its 10-year median of 14.59. Over the past 10 years, this metric has ranged from a low of 12.69 to a high of 20.53. The Homebuilding & Construction industry median Debt-to-EBITDA is 3.74. FFF Holdings Co's value of 10.27 is 175% above this industry median. Overall, FFF Holdings Co has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does FFF Holdings Co's Debt-to-EBITDA compare to DHI and PHM?
FFF Holdings Co's Debt-to-EBITDA of 10.27 can be compared against companies in the Homebuilding & Construction industry. The industry median Debt-to-EBITDA is 3.74. FFF Holdings Co's value of 10.27 is 175% above this benchmark. Historically, FFF Holdings Co's own Debt-to-EBITDA has ranged from 12.69 to 20.53 over the past decade. While the company's 10-year median is 14.59 vs. the industry median of 3.74, FFF Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Homebuilding & Construction company?
The median Debt-to-EBITDA among Homebuilding & Construction companies is 3.74, based on 80 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFF Holdings Co's current Debt-to-EBITDA of 10.27 is 175% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FFF Holdings Co. For the Homebuilding & Construction industry, the median Debt-to-EBITDA is 3.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFF Holdings Co's current Debt-to-EBITDA is 10.27, which is 30% below median its own 10-year median of 14.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFF Holdings Co stock overvalued right now?
FFF Holdings Co (TSE:565A) has a current Debt-to-EBITDA of 10.27. The current Debt-to-EBITDA is 10.27, which is 30% below median its 10-year median of 14.59 and 175% above the Homebuilding & Construction industry median of 3.74. FFF Holdings Co's overall GF Score™ is 2/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For FFF Holdings Co (TSE:565A), the current Debt-to-EBITDA is 10.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FFF Holdings Co Business Description

Address 1-2-7 Akasaka Chuo-ku, f-style KEYAKI 2nd Floor, Fukuoka, JPN, 810-0042
FFF Holdings Co Ltd operates in the housing and construction sector. It sells residential equipment to construction contractors and provides renovation and building services directly to end users.
2GF Score

Get the complete analysis for TSE:565A

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円961.00
Price