FFF Holdings Co (TSE:565A) Interest Coverage: 2.04 (As of Mar. 2026) — 155% Above Median


TSE:565A FFF Holdings Co Ltd TSE:565A
2 GF Score
Price 円961.00
! 3 Warning Signs
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What is FFF Holdings Co Interest Coverage?

FFF Holdings Co TSE:565A 2 Interest Coverage is 2.04 as of Mar. 2026, which is 155% above its 10-year median of 0.80. GuruFocus rates TSE:565A with a GF Score™ of 2/100. The stock has 3 warning signs investors should review. Among 78 Homebuilding & Construction companies, FFF Holdings Co ranks worse than 78.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. FFF Holdings Co's Operating Income for the six months ended in Mar. 2026 was 円65 Mil. FFF Holdings Co's Interest Expense for the six months ended in Mar. 2026 was 円-32 Mil. FFF Holdings Co's interest coverage for the quarter that ended in Mar. 2026 was 2.04. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. FFF Holdings Co Ltd interest coverage is 2.04, which is low.

The historical rank and industry rank for FFF Holdings Co's Interest Coverage or its related term are showing as below:

TSE:565A' s Interest Coverage Range Over the Past 10 Years
Min: 0.2   Med: 0.8   Max: 2.04
Current: 2.04

TSE:565A's Interest Coverage is ranked worse than
78.21% of 78 companies
in the Homebuilding & Construction industry
Industry Median: 8.305 vs TSE:565A: 2.04

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FFF Holdings Co  (TSE:565A) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

FFF Holdings Co Interest Coverage Related Terms

FFF Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for FFF Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

FFF Holdings Co Interest Coverage Chart

FFF Holdings Co Annual Data
Trend Sep24 Sep25
Interest Coverage
0.20 1.39

FFF Holdings Co Semi-Annual Data
Sep24 Sep25 Mar26
Interest Coverage N/A N/A 2.04

TSE:565A vs DHI, PHM, LEN: Interest Coverage Comparison

For the Residential Construction subindustry, FFF Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FFF Holdings Co Interest Coverage vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, FFF Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where FFF Holdings Co's Interest Coverage falls into.


TSE:565A
2GF Score
FFF Holdings Co Ltd TSE:565A
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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FFF Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FFF Holdings Co's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, FFF Holdings Co's Interest Expense was 円-54 Mil. Its Operating Income was 円75 Mil. And its Long-Term Debt & Capital Lease Obligation was 円2,063 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*75.002/-53.985
=1.39

FFF Holdings Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, FFF Holdings Co's Interest Expense was 円-32 Mil. Its Operating Income was 円65 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,856 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*64.974/-31.885
=2.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.04 mean?
FFF Holdings Co (TSE:565A) has a Interest Coverage of 2.04 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FFF Holdings Co and its competitors. This is 155% above median its historical median of 0.80. Over the past decade, FFF Holdings Co's Interest Coverage has ranged from 0.20 to 2.04. According to the industry distribution chart, FFF Holdings Co ranks #61 out of 78 companies in the Homebuilding & Construction industry, placing it in the top 78.2%.
Is FFF Holdings Co's Interest Coverage too high?
FFF Holdings Co's current Interest Coverage of 2.04 is 155% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 2.04. The Homebuilding & Construction industry median Interest Coverage is 8.31. FFF Holdings Co's value of 2.04 is 75.4% below this industry median. Based on the distribution chart, FFF Holdings Co ranks #61 out of 78 companies in the Homebuilding & Construction industry, which is in the bottom quartile relative to peers. Overall, FFF Holdings Co has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does FFF Holdings Co's Interest Coverage compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, FFF Holdings Co ranks #61 out of 78 companies for Interest Coverage. This places FFF Holdings Co in the lower half of its industry. The industry median Interest Coverage is 8.31. FFF Holdings Co's value of 2.04 is 75.4% below this benchmark. Historically, FFF Holdings Co's own Interest Coverage has ranged from 0.20 to 2.04 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 8.31, FFF Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Homebuilding & Construction company?
The median Interest Coverage among Homebuilding & Construction companies is 8.31, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFF Holdings Co's current Interest Coverage of 2.04 is 75.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FFF Holdings Co and its competitors. For the Homebuilding & Construction industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFF Holdings Co's current Interest Coverage is 2.04, which is 155% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFF Holdings Co stock overvalued right now?
FFF Holdings Co (TSE:565A) has a current Interest Coverage of 2.04. The current Interest Coverage is 2.04, which is 155% above median its 10-year median of 0.80 and 75.4% below the Homebuilding & Construction industry median of 8.31. FFF Holdings Co's overall GF Score™ is 2/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For FFF Holdings Co (TSE:565A), the current Interest Coverage is 2.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FFF Holdings Co Business Description

Address 1-2-7 Akasaka Chuo-ku, f-style KEYAKI 2nd Floor, Fukuoka, JPN, 810-0042
FFF Holdings Co Ltd operates in the housing and construction sector. It sells residential equipment to construction contractors and provides renovation and building services directly to end users.
2GF Score

Get the complete analysis for TSE:565A

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円961.00
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