SBI Leasing Services Co (TSE:5834) Debt-to-EBITDA : 7.52 (As of Mar. 2026) — 25% Above Median

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TSE:5834 SBI Leasing Services Co Ltd TSE:5834
76 GF Score
Price 円2,712.00
GF Value 円2,132.32
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is SBI Leasing Services Co Debt-to-EBITDA?

SBI Leasing Services Co TSE:5834 -0.04% 76 Debt-to-EBITDA is 7.52 as of Mar. 2026, which is 25% above its 10-year median of 6.04. GuruFocus rates TSE:5834 with a GF Score™ of 76/100 and a GF Value™ of 円2,132.32 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 835 Business Services companies, SBI Leasing Services Co ranks worse than 84.07% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

SBI Leasing Services Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円47,002 Mil. SBI Leasing Services Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円25,368 Mil. SBI Leasing Services Co's annualized EBITDA for the quarter that ended in Mar. 2026 was 円9,624 Mil. SBI Leasing Services Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 7.52.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for SBI Leasing Services Co's Debt-to-EBITDA or its related term are showing as below:

TSE:5834' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -8.04   Med: 6.04   Max: 9.44
Current: 5.04

During the past 6 years, the highest Debt-to-EBITDA Ratio of SBI Leasing Services Co was 9.44. The lowest was -8.04. And the median was 6.04.

TSE:5834's Debt-to-EBITDA is ranked worse than
84.07% of 835 companies
in the Business Services industry
Industry Median: 1.67 vs TSE:5834: 5.04

SBI Leasing Services Co  (TSE:5834) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


SBI Leasing Services Co Debt-to-EBITDA Related Terms


SBI Leasing Services Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for SBI Leasing Services Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Leasing Services Co Debt-to-EBITDA Chart

SBI Leasing Services Co Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial 1.32 5.26 7.99 9.44 6.82

SBI Leasing Services Co Quarterly Data
Mar21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.14 5.29 7.40 7.52 3.67

TSE:5834 vs URI, SUNB, AER: Debt-to-EBITDA Comparison

For the Rental & Leasing Services subindustry, SBI Leasing Services Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Leasing Services Co Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, SBI Leasing Services Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SBI Leasing Services Co's Debt-to-EBITDA falls into.


TSE:5834
76GF Score
SBI Leasing Services Co Ltd TSE:5834
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SBI Leasing Services Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

SBI Leasing Services Co's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(47002 + 25368) / 10613
=6.82

SBI Leasing Services Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(47002 + 25368) / 9624
=7.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 7.52 mean?
SBI Leasing Services Co (TSE:5834) has a Debt-to-EBITDA of 7.52 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SBI Leasing Services Co. This is 25% above median its historical median of 6.04. According to the industry distribution chart, SBI Leasing Services Co ranks #702 out of 835 companies in the Business Services industry, placing it in the top 84.1%.
Is SBI Leasing Services Co's Debt-to-EBITDA too high?
SBI Leasing Services Co's current Debt-to-EBITDA of 7.52 is 25% above median its 10-year median of 6.04. The Business Services industry median Debt-to-EBITDA is 1.67. SBI Leasing Services Co's value of 7.52 is 350.3% above this industry median. Based on the distribution chart, SBI Leasing Services Co ranks #702 out of 835 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, SBI Leasing Services Co has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SBI Leasing Services Co's Debt-to-EBITDA compare to URI and SUNB?
According to the Business Services industry distribution chart, SBI Leasing Services Co ranks #702 out of 835 companies for Debt-to-EBITDA. This places SBI Leasing Services Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.67. SBI Leasing Services Co's value of 7.52 is 350.3% above this benchmark. While the company's 10-year median is 6.04 vs. the industry median of 1.67, SBI Leasing Services Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.67, based on 835 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Leasing Services Co's current Debt-to-EBITDA of 7.52 is 350.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on SBI Leasing Services Co. For the Business Services industry, the median Debt-to-EBITDA is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Leasing Services Co's current Debt-to-EBITDA is 7.52, which is 25% above median its own 10-year median of 6.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Leasing Services Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Leasing Services Co (TSE:5834) is currently considered Modestly Overvalued. The stock's GF Value™ is 円2,132.32, compared to a current price of 円2,712.00 — trading 27.2% above its estimated fair value. The current Debt-to-EBITDA is 7.52, which is 25% above median its 10-year median of 6.04 and 350.3% above the Business Services industry median of 1.67. SBI Leasing Services Co's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For SBI Leasing Services Co (TSE:5834), the current Debt-to-EBITDA is 7.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Leasing Services Co (TSE:5834) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Leasing Services Co stock appears to be overvalued. The current stock price of 円2,712.00 is trading 27.2% above its estimated GF Value™ of 円2,132.32. GuruFocus considers SBI Leasing Services Co to be Modestly Overvalued.

Key valuation signals for TSE:5834:

  • Debt-to-EBITDA: 7.52 (25% above median its 10-year median of 6.04)
  • GF Value™: 円2,132.32 vs. price of 円2,712.00 (27.2% above fair value)
  • GF Score™: 76/100 with 2 warning signs
  • Industry Position: 350.3% above the Business Services median (#702 of 835)

No single metric tells the full story. See the TSE:5834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Leasing Services Co Business Description

Address 1-6-1 Roppongi, 14th floor, Izumi Garden Tower, Minato-ku, Tokyo, JPN
SBI Leasing Services Co Ltd offers Japanese-style operating lease products that invest in real assets such as aircraft and ships. It also participate in the principal investment business (self-investment in ships) as an investor.
76GF Score

Get the complete analysis for TSE:5834

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,712.00
Price
円2,132.32
GF Value