Zenhoren Co (TSE:5845) Debt-to-EBITDA : 0.14 (As of Mar. 2026) — 81% Below Median

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TSE:5845 Zenhoren Co Ltd TSE:5845
37 GF Score
Price 円1,249.00
GF Value 円820.53
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Zenhoren Co Debt-to-EBITDA?

Zenhoren Co TSE:5845 +2.38% 37 Debt-to-EBITDA is 0.14 as of Mar. 2026, which is 81% below its 10-year median of 0.74. GuruFocus rates TSE:5845 with a GF Score™ of 37/100 and a GF Value™ of 円820.53 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 832 Business Services companies, Zenhoren Co ranks better than 94.59% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zenhoren Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円605 Mil. Zenhoren Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円240 Mil. Zenhoren Co's annualized EBITDA for the quarter that ended in Mar. 2026 was 円6,132 Mil. Zenhoren Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.14.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Zenhoren Co's Debt-to-EBITDA or its related term are showing as below:

TSE:5845' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.06   Med: 0.74   Max: 2.73
Current: 0.06

During the past 5 years, the highest Debt-to-EBITDA Ratio of Zenhoren Co was 2.73. The lowest was 0.06. And the median was 0.74.

TSE:5845's Debt-to-EBITDA is ranked better than
94.59% of 832 companies
in the Business Services industry
Industry Median: 1.68 vs TSE:5845: 0.06

Zenhoren Co  (TSE:5845) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Zenhoren Co Debt-to-EBITDA Related Terms


Zenhoren Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Zenhoren Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zenhoren Co Debt-to-EBITDA Chart

Zenhoren Co Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
2.73 1.77 0.74 0.40 0.25

Zenhoren Co Quarterly Data
Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.33 0.23 -0.04 0.14 0.05

TSE:5845 vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Zenhoren Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zenhoren Co Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Zenhoren Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Zenhoren Co's Debt-to-EBITDA falls into.


TSE:5845
37GF Score
Zenhoren Co Ltd TSE:5845
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zenhoren Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Zenhoren Co's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(605 + 240) / 3419
=0.25

Zenhoren Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(605 + 240) / 6132
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.14 mean?
Zenhoren Co (TSE:5845) has a Debt-to-EBITDA of 0.14 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zenhoren Co. This is 81% below median its historical median of 0.74. Over the past decade, Zenhoren Co's Debt-to-EBITDA has ranged from 0.06 to 2.73. According to the industry distribution chart, Zenhoren Co ranks #45 out of 832 companies in the Business Services industry, placing it in the top 5.4%.
Is Zenhoren Co's Debt-to-EBITDA too high?
Zenhoren Co's current Debt-to-EBITDA of 0.14 is 81% below median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 2.73. The Business Services industry median Debt-to-EBITDA is 1.68. Zenhoren Co's value of 0.14 is 91.7% below this industry median. Based on the distribution chart, Zenhoren Co ranks #45 out of 832 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Zenhoren Co has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zenhoren Co's Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Zenhoren Co ranks #45 out of 832 companies for Debt-to-EBITDA. This places Zenhoren Co in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.68. Zenhoren Co's value of 0.14 is 91.7% below this benchmark. Historically, Zenhoren Co's own Debt-to-EBITDA has ranged from 0.06 to 2.73 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.68, Zenhoren Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.68, based on 832 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zenhoren Co's current Debt-to-EBITDA of 0.14 is 91.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zenhoren Co. For the Business Services industry, the median Debt-to-EBITDA is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zenhoren Co's current Debt-to-EBITDA is 0.14, which is 81% below median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zenhoren Co stock overvalued right now?
Based on GuruFocus' analysis, Zenhoren Co (TSE:5845) is currently considered Significantly Overvalued. The stock's GF Value™ is 円820.53, compared to a current price of 円1,249.00 — trading 52.2% above its estimated fair value. The current Debt-to-EBITDA is 0.14, which is 81% below median its 10-year median of 0.74 and 91.7% below the Business Services industry median of 1.68. Zenhoren Co's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Zenhoren Co (TSE:5845), the current Debt-to-EBITDA is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zenhoren Co (TSE:5845) Overvalued in 2026?

Based on GuruFocus' analysis, Zenhoren Co stock appears to be overvalued. The current stock price of 円1,249.00 is trading 52.2% above its estimated GF Value™ of 円820.53. GuruFocus considers Zenhoren Co to be Significantly Overvalued.

Key valuation signals for TSE:5845:

  • Debt-to-EBITDA: 0.14 (81% below median its 10-year median of 0.74)
  • GF Value™: 円820.53 vs. price of 円1,249.00 (52.2% above fair value)
  • GF Score™: 37/100 with 5 warning signs
  • Industry Position: 91.7% below the Business Services median (#45 of 832)

No single metric tells the full story. See the TSE:5845 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zenhoren Co Business Description

Address 905 Ameku, Okinawa Prefecture, Naha, JPN, 900-8608
Zenhoren Co Ltd is engaged in the rent liability guarantee business, providing rent guarantee services for residential properties with coverage of up to 24 months rent, including monthly rent, moving-out settlement fees, and tenant accident expense insurance. For business use, the Z-Business NEO service covers stores and offices with guarantees up to 24 months rent. The company also offers guarantees for parking lots and trunk rooms, the Z-value service for combined rent guarantee and fire insurance via smartphone, and Z-WEB/Z-WEB2.0 for centralized management by real estate companies. In addition, Zenhoren provides Z-College Support (tuition guarantee), enabling vocational schools and students to pay tuition fees in installments.
37GF Score

Get the complete analysis for TSE:5845

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,249.00
Price
円820.53
GF Value