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Human Creation HoldingsTSE:7361 +0.84%79 Debt-to-EBITDA is 2.18 as of Mar. 2026, which is 179% above its 10-year median of 0.78. GuruFocus rates TSE:7361 with a GF Score™ of 79/100 and a GF Value™ of 円1,743.97 (Significantly Undervalued). Among 835 Business Services companies, Human Creation Holdings ranks better than 57.72% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Human Creation Holdings's Debt-to-EBITDA or its related term are showing as below:
TSE:7361'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.49 Med: 0.78 Max: 1.32
Current: 1.17
During the past 7 years, the highest Debt-to-EBITDA Ratio of Human Creation Holdings was 1.32. The lowest was 0.49. And the median was 0.78.
TSE:7361's Debt-to-EBITDA is ranked better than 57.72% of 835
companies
in the Business Services industry
Industry Median: 1.66
vs TSE:7361: 1.17
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Human Creation Holdings Debt-to-EBITDA Related Terms
Human Creation Holdings Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7361 vs RHI, KFY, TNET: Debt-to-EBITDA Comparison
For the Staffing & Employment Services subindustry, Human Creation Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Human Creation Holdings Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Human Creation Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Human Creation Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Human Creation Holdings (TSE:7361) has a Debt-to-EBITDA of 2.18 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Human Creation Holdings. This is 179% above median its historical median of 0.78. Over the past decade, Human Creation Holdings' Debt-to-EBITDA has ranged from 0.49 to 1.32. According to the industry distribution chart, Human Creation Holdings ranks #353 out of 835 companies in the Business Services industry, placing it in the top 42.3%.
Is Human Creation Holdings' Debt-to-EBITDA too high?
Human Creation Holdings' current Debt-to-EBITDA of 2.18 is 179% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.32. The Business Services industry median Debt-to-EBITDA is 1.66. Human Creation Holdings' value of 2.18 is 31.3% above this industry median. Based on the distribution chart, Human Creation Holdings ranks #353 out of 835 companies in the Business Services industry, which is above the industry midpoint. Overall, Human Creation Holdings has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Human Creation Holdings' Debt-to-EBITDA compare to RHI and KFY?
According to the Business Services industry distribution chart, Human Creation Holdings ranks #353 out of 835 companies for Debt-to-EBITDA. This puts Human Creation Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 1.66. Human Creation Holdings' value of 2.18 is 31.3% above this benchmark. Historically, Human Creation Holdings' own Debt-to-EBITDA has ranged from 0.49 to 1.32 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.66, Human Creation Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.66, based on 835 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Human Creation Holdings's current Debt-to-EBITDA of 2.18 is 31.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Human Creation Holdings. For the Business Services industry, the median Debt-to-EBITDA is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Human Creation Holdings's current Debt-to-EBITDA is 2.18, which is 179% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Human Creation Holdings stock overvalued right now?
Based on GuruFocus' analysis, Human Creation Holdings (TSE:7361) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,743.97, compared to a current price of 円1,196.00 — trading 31.4% below its estimated fair value. The current Debt-to-EBITDA is 2.18, which is 179% above median its 10-year median of 0.78 and 31.3% above the Business Services industry median of 1.66. Human Creation Holdings' overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Human Creation Holdings (TSE:7361), the current Debt-to-EBITDA is 2.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Human Creation Holdings (TSE:7361) Overvalued in 2026?
Based on GuruFocus' analysis, Human Creation Holdings stock appears to be undervalued.
The current stock price of 円1,196.00 is trading 31.4% below its estimated GF Value™ of 円1,743.97.
GuruFocus considers Human Creation Holdings to be Significantly Undervalued.
Key valuation signals for TSE:7361:
Debt-to-EBITDA: 2.18 (179% above median its 10-year median of 0.78)
GF Value™: 円1,743.97 vs. price of 円1,196.00 (31.4% below fair value)
Industry Position: 31.3% above the Business Services median (#353 of 835)
No single metric tells the full story. See the TSE:7361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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