Human Creation HoldingsTSE:7361 +0.78%87 Interest Coverage is 16.15 as of Mar. 2026, which is 86% below its 10-year median of 115.53. GuruFocus rates TSE:7361 with a GF Score™ of 87/100 and a GF Value™ of 円1,570.31 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 814 Business Services companies, Human Creation Holdings ranks better than 65.48% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Human Creation Holdings's
Operating Income
for the
six
months ended in Mar. 2026 was 円120 Mil. Human Creation Holdings's Interest Expense for the
six
months ended in Mar. 2026 was 円-7 Mil.
Human Creation Holdings's interest coverage for the quarter that ended in Mar. 2026 was 16.15.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Human Creation Holdings's Interest Coverage or its related term are showing as below:
TSE:7361'
s Interest Coverage Range Over the Past 10 Years
Min: 31.57 Med: 115.53 Max: 250.15
Current: 31.57
TSE:7361's Interest Coverage is ranked better than 65.48% of 814
companies
in the Business Services industry
Industry Median: 12.98
vs TSE:7361: 31.57
Human Creation Holdings (TSE:7361) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Human Creation Holdings Interest Coverage Related Terms
Human Creation Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Human Creation Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:7361 vs KFY, RHI, TNET: Interest Coverage Comparison
For the Staffing & Employment Services subindustry, Human Creation Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Human Creation Holdings Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Human Creation Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Human Creation Holdings's Interest Coverage falls into.
Human Creation Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Human Creation Holdings (TSE:7361) has a Interest Coverage of 16.15 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Human Creation Holdings and its competitors. This is 86% below median its historical median of 115.53. Over the past decade, Human Creation Holdings' Interest Coverage has ranged from 31.57 to 250.15. According to the industry distribution chart, Human Creation Holdings ranks #281 out of 814 companies in the Business Services industry, placing it in the top 34.5%.
Is Human Creation Holdings' Interest Coverage too high?
Human Creation Holdings' current Interest Coverage of 16.15 is 86% below median its 10-year median of 115.53. Over the past 10 years, this metric has ranged from a low of 31.57 to a high of 250.15. The Business Services industry median Interest Coverage is 12.98. Human Creation Holdings' value of 16.15 is 24.4% above this industry median. Based on the distribution chart, Human Creation Holdings ranks #281 out of 814 companies in the Business Services industry, which is above the industry midpoint. Overall, Human Creation Holdings has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Human Creation Holdings' Interest Coverage compare to KFY and RHI?
According to the Business Services industry distribution chart, Human Creation Holdings ranks #281 out of 814 companies for Interest Coverage. This puts Human Creation Holdings in the upper half of its industry. The industry median Interest Coverage is 12.98. Human Creation Holdings' value of 16.15 is 24.4% above this benchmark. Historically, Human Creation Holdings' own Interest Coverage has ranged from 31.57 to 250.15 over the past decade. While the company's 10-year median is 115.53 vs. the industry median of 12.98, Human Creation Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Human Creation Holdings's current Interest Coverage of 16.15 is 24.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Human Creation Holdings and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Human Creation Holdings's current Interest Coverage is 16.15, which is 86% below median its own 10-year median of 115.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Human Creation Holdings stock overvalued right now?
Based on GuruFocus' analysis, Human Creation Holdings (TSE:7361) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,570.31, compared to a current price of 円1,169.00 — trading 25.6% below its estimated fair value. The current Interest Coverage is 16.15, which is 86% below median its 10-year median of 115.53 and 24.4% above the Business Services industry median of 12.98. Human Creation Holdings' overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Human Creation Holdings (TSE:7361), the current Interest Coverage is 16.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Human Creation Holdings (TSE:7361) Overvalued in 2026?
Based on GuruFocus' analysis, Human Creation Holdings stock appears to be undervalued.
The current stock price of 円1,169.00 is trading 25.6% below its estimated GF Value™ of 円1,570.31.
GuruFocus considers Human Creation Holdings to be Modestly Undervalued.
Key valuation signals for TSE:7361:
Interest Coverage: 16.15 (86% below median its 10-year median of 115.53)
GF Value™: 円1,570.31 vs. price of 円1,169.00 (25.6% below fair value)
Industry Position: 24.4% above the Business Services median (#281 of 814)
No single metric tells the full story. See the TSE:7361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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