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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Human Creation Holdings's
Operating Income
for the
three
months ended in Mar. 2026 was 円-14 Mil. Human Creation Holdings's Interest Expense for the
three
months ended in Mar. 2026 was 円-4 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Human Creation Holdings's Interest Coverage or its related term are showing as below:
TSE:7361'
s Interest Coverage Range Over the Past 10 Years
Min: 29.79 Med: 115.53 Max: 250.15
Current: 29.79
TSE:7361's Interest Coverage is ranked better than 64.43% of 804
companies
in the Business Services industry
Industry Median: 13.605
vs TSE:7361: 29.79
Human Creation Holdings (TSE:7361) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Human Creation Holdings Interest Coverage Related Terms
Human Creation Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Human Creation Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:7361 vs RHI, KFY, TNET: Interest Coverage Comparison
For the Staffing & Employment Services subindustry, Human Creation Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Human Creation Holdings Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Human Creation Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Human Creation Holdings's Interest Coverage falls into.
Human Creation Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Human Creation Holdings did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Human Creation Holdings (TSE:7361) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Human Creation Holdings and its competitors. Over the past decade, Human Creation Holdings' Interest Coverage has ranged from 29.79 to 250.15. According to the industry distribution chart, Human Creation Holdings ranks #286 out of 804 companies in the Business Services industry, placing it in the top 35.6%.
Is Human Creation Holdings' Interest Coverage too high?
Human Creation Holdings' current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 29.79 to a high of 250.15. Based on the distribution chart, Human Creation Holdings ranks #286 out of 804 companies in the Business Services industry, which is above the industry midpoint. Overall, Human Creation Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Human Creation Holdings' Interest Coverage compare to RHI and KFY?
According to the Business Services industry distribution chart, Human Creation Holdings ranks #286 out of 804 companies for Interest Coverage. This puts Human Creation Holdings in the upper half of its industry. The industry median Interest Coverage is 13.61. Historically, Human Creation Holdings' own Interest Coverage has ranged from 29.79 to 250.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.61, based on 804 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Human Creation Holdings and its competitors. For the Business Services industry, the median Interest Coverage is 13.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Human Creation Holdings's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Human Creation Holdings stock overvalued right now?
Based on GuruFocus' analysis, Human Creation Holdings (TSE:7361) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,742.28, compared to a current price of 円1,186.00 — trading 31.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Human Creation Holdings' overall GF Score™ is 80/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Human Creation Holdings (TSE:7361), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Human Creation Holdings (TSE:7361) Overvalued in 2026?
Based on GuruFocus' analysis, Human Creation Holdings stock appears to be undervalued.
The current stock price of 円1,186.00 is trading 31.9% below its estimated GF Value™ of 円1,742.28.
GuruFocus considers Human Creation Holdings to be Significantly Undervalued.
Key valuation signals for TSE:7361:
Interest Coverage: 0 (At Loss)
GF Value™: 円1,742.28 vs. price of 円1,186.00 (31.9% below fair value)
No single metric tells the full story. See the TSE:7361 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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