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Plaza Holdings CoTSE:7502 +0.18%45 Debt-to-EBITDA is 3.54 as of Mar. 2026, which is 64% below its 10-year median of 9.86. GuruFocus rates TSE:7502 with a GF Score™ of 45/100 and a GF Value™ of 円2,114.77 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 70 Personal Services companies, Plaza Holdings Co ranks worse than 94.29% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Plaza Holdings Co's Debt-to-EBITDA or its related term are showing as below:
TSE:7502'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.63 Med: 9.86 Max: 29.43
Current: 13.3
During the past 13 years, the highest Debt-to-EBITDA Ratio of Plaza Holdings Co was 29.43. The lowest was 4.63. And the median was 9.86.
TSE:7502's Debt-to-EBITDA is ranked worse than 94.29% of 70
companies
in the Personal Services industry
Industry Median: 2.265
vs TSE:7502: 13.30
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Plaza Holdings Co Debt-to-EBITDA Related Terms
Plaza Holdings Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Plaza Holdings Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7502 vs ROL, SCI, HRB: Debt-to-EBITDA Comparison
For the Personal Services subindustry, Plaza Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plaza Holdings Co Debt-to-EBITDA vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Plaza Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Plaza Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Plaza Holdings Co (TSE:7502) has a Debt-to-EBITDA of 3.54 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Plaza Holdings Co. This is 64% below median its historical median of 9.86. Over the past decade, Plaza Holdings Co's Debt-to-EBITDA has ranged from 4.63 to 29.43. According to the industry distribution chart, Plaza Holdings Co ranks #66 out of 70 companies in the Personal Services industry, placing it in the top 94.3%.
Is Plaza Holdings Co's Debt-to-EBITDA too high?
Plaza Holdings Co's current Debt-to-EBITDA of 3.54 is 64% below median its 10-year median of 9.86. Over the past 10 years, this metric has ranged from a low of 4.63 to a high of 29.43. The Personal Services industry median Debt-to-EBITDA is 2.27. Plaza Holdings Co's value of 3.54 is 56.3% above this industry median. Based on the distribution chart, Plaza Holdings Co ranks #66 out of 70 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Plaza Holdings Co has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plaza Holdings Co's Debt-to-EBITDA compare to ROL and SCI?
According to the Personal Services industry distribution chart, Plaza Holdings Co ranks #66 out of 70 companies for Debt-to-EBITDA. This places Plaza Holdings Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. Plaza Holdings Co's value of 3.54 is 56.3% above this benchmark. Historically, Plaza Holdings Co's own Debt-to-EBITDA has ranged from 4.63 to 29.43 over the past decade. While the company's 10-year median is 9.86 vs. the industry median of 2.27, Plaza Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Personal Services company?
The median Debt-to-EBITDA among Personal Services companies is 2.27, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plaza Holdings Co's current Debt-to-EBITDA of 3.54 is 56.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Plaza Holdings Co. For the Personal Services industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plaza Holdings Co's current Debt-to-EBITDA is 3.54, which is 64% below median its own 10-year median of 9.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plaza Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Plaza Holdings Co (TSE:7502) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,114.77, compared to a current price of 円1,671.00 — trading 21% below its estimated fair value. The current Debt-to-EBITDA is 3.54, which is 64% below median its 10-year median of 9.86 and 56.3% above the Personal Services industry median of 2.27. Plaza Holdings Co's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Plaza Holdings Co (TSE:7502), the current Debt-to-EBITDA is 3.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plaza Holdings Co (TSE:7502) Overvalued in 2026?
Based on GuruFocus' analysis, Plaza Holdings Co stock appears to be undervalued.
The current stock price of 円1,671.00 is trading 21% below its estimated GF Value™ of 円2,114.77.
GuruFocus considers Plaza Holdings Co to be Modestly Undervalued.
Key valuation signals for TSE:7502:
Debt-to-EBITDA: 3.54 (64% below median its 10-year median of 9.86)
GF Value™: 円2,114.77 vs. price of 円1,671.00 (21% below fair value)
Industry Position: 56.3% above the Personal Services median (#66 of 70)
No single metric tells the full story. See the TSE:7502 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plaza Holdings Co Ltd is a Japanese company engaged in operating a chain of photo processing stores, and offers digital photo services such as storing, editing, and printing images. In addition, it also produces and sells photo print papers, photo processing chemicals, and films. The company operates in two main businesses, the Imaging Business and the Mobile Business.
45GF Score
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