Plaza Holdings CoTSE:7502 -0.06%45 Interest Coverage is 5.96 as of Mar. 2026, which is 78% above its 10-year median of 3.34. GuruFocus rates TSE:7502 with a GF Score™ of 45/100 and a GF Value™ of 円2,062.45 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 71 Personal Services companies, Plaza Holdings Co ranks worse than 81.69% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Plaza Holdings Co's
Operating Income
for the
six
months ended in Mar. 2026 was 円336 Mil. Plaza Holdings Co's Interest Expense for the
six
months ended in Mar. 2026 was 円-56 Mil.
Plaza Holdings Co's interest coverage for the quarter that ended in Mar. 2026 was 5.96.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Plaza Holdings Co Ltd interest coverage is 3.41, which is low.
The historical rank and industry rank for Plaza Holdings Co's Interest Coverage or its related term are showing as below:
TSE:7502'
s Interest Coverage Range Over the Past 10 Years
Min: 0.96 Med: 3.34 Max: 4.35
Current: 3.41
TSE:7502's Interest Coverage is ranked worse than 81.69% of 71
companies
in the Personal Services industry
Industry Median: 9.34
vs TSE:7502: 3.41
Plaza Holdings Co (TSE:7502) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Plaza Holdings Co Interest Coverage Related Terms
Plaza Holdings Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Plaza Holdings Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:7502 vs ROL, SCI, FTDR: Interest Coverage Comparison
For the Personal Services subindustry, Plaza Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plaza Holdings Co Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Plaza Holdings Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Plaza Holdings Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plaza Holdings Co (TSE:7502) has a Interest Coverage of 5.96 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Plaza Holdings Co and its competitors. This is 78% above median its historical median of 3.34. Over the past decade, Plaza Holdings Co's Interest Coverage has ranged from 0.96 to 4.35. According to the industry distribution chart, Plaza Holdings Co ranks #58 out of 71 companies in the Personal Services industry, placing it in the top 81.7%.
Is Plaza Holdings Co's Interest Coverage too high?
Plaza Holdings Co's current Interest Coverage of 5.96 is 78% above median its 10-year median of 3.34. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 4.35. The Personal Services industry median Interest Coverage is 9.34. Plaza Holdings Co's value of 5.96 is 36.2% below this industry median. Based on the distribution chart, Plaza Holdings Co ranks #58 out of 71 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Plaza Holdings Co has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plaza Holdings Co's Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, Plaza Holdings Co ranks #58 out of 71 companies for Interest Coverage. This places Plaza Holdings Co in the lower half of its industry. The industry median Interest Coverage is 9.34. Plaza Holdings Co's value of 5.96 is 36.2% below this benchmark. Historically, Plaza Holdings Co's own Interest Coverage has ranged from 0.96 to 4.35 over the past decade. While the company's 10-year median is 3.34 vs. the industry median of 9.34, Plaza Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 9.34, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plaza Holdings Co's current Interest Coverage of 5.96 is 36.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Plaza Holdings Co and its competitors. For the Personal Services industry, the median Interest Coverage is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plaza Holdings Co's current Interest Coverage is 5.96, which is 78% above median its own 10-year median of 3.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plaza Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Plaza Holdings Co (TSE:7502) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,062.45, compared to a current price of 円1,617.00 — trading 21.6% below its estimated fair value. The current Interest Coverage is 5.96, which is 78% above median its 10-year median of 3.34 and 36.2% below the Personal Services industry median of 9.34. Plaza Holdings Co's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Plaza Holdings Co (TSE:7502), the current Interest Coverage is 5.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plaza Holdings Co (TSE:7502) Overvalued in 2026?
Based on GuruFocus' analysis, Plaza Holdings Co stock appears to be undervalued.
The current stock price of 円1,617.00 is trading 21.6% below its estimated GF Value™ of 円2,062.45.
GuruFocus considers Plaza Holdings Co to be Modestly Undervalued.
Key valuation signals for TSE:7502:
Interest Coverage: 5.96 (78% above median its 10-year median of 3.34)
GF Value™: 円2,062.45 vs. price of 円1,617.00 (21.6% below fair value)
Industry Position: 36.2% below the Personal Services median (#58 of 71)
No single metric tells the full story. See the TSE:7502 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plaza Holdings Co Ltd is a Japanese company engaged in operating a chain of photo processing stores, and offers digital photo services such as storing, editing, and printing images. In addition, it also produces and sells photo print papers, photo processing chemicals, and films. The company operates in two main businesses, the Imaging Business and the Mobile Business.
45GF Score
Get the complete analysis for TSE:7502
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