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Anicom HoldingsTSE:8715 -0.25%82 Debt-to-EBITDA is 1.11 as of Mar. 2026, which is 5% below its 10-year median of 1.17. GuruFocus rates TSE:8715 with a GF Score™ of 82/100 and a GF Value™ of 円870.92 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 319 Insurance companies, Anicom Holdings ranks worse than 52.04% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Anicom Holdings's Debt-to-EBITDA or its related term are showing as below:
TSE:8715'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.97 Med: 1.17 Max: 1.7
Current: 1.3
During the past 13 years, the highest Debt-to-EBITDA Ratio of Anicom Holdings was 1.70. The lowest was 0.97. And the median was 1.17.
TSE:8715's Debt-to-EBITDA is ranked worse than 52.04% of 319
companies
in the Insurance industry
Industry Median: 1.19
vs TSE:8715: 1.30
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Anicom Holdings Debt-to-EBITDA Related Terms
Anicom Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Anicom Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8715 vs CB, PGR, TRV: Debt-to-EBITDA Comparison
For the Insurance - Property & Casualty subindustry, Anicom Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anicom Holdings Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Anicom Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Anicom Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Anicom Holdings (TSE:8715) has a Debt-to-EBITDA of 1.11 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Anicom Holdings. This is near median its historical median of 1.17. Over the past decade, Anicom Holdings' Debt-to-EBITDA has ranged from 0.97 to 1.70. According to the industry distribution chart, Anicom Holdings ranks #166 out of 319 companies in the Insurance industry, placing it in the top 52%.
Is Anicom Holdings' Debt-to-EBITDA too high?
Anicom Holdings' current Debt-to-EBITDA of 1.11 is near median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 1.70. The Insurance industry median Debt-to-EBITDA is 1.19. Anicom Holdings' value of 1.11 is 6.7% below this industry median. Based on the distribution chart, Anicom Holdings ranks #166 out of 319 companies in the Insurance industry, which is below the industry midpoint. Overall, Anicom Holdings has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anicom Holdings' Debt-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Anicom Holdings ranks #166 out of 319 companies for Debt-to-EBITDA. This places Anicom Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 1.19. Anicom Holdings' value of 1.11 is 6.7% below this benchmark. Historically, Anicom Holdings' own Debt-to-EBITDA has ranged from 0.97 to 1.70 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 1.19, Anicom Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anicom Holdings's current Debt-to-EBITDA of 1.11 is 6.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Anicom Holdings. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anicom Holdings's current Debt-to-EBITDA is 1.11, which is near median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anicom Holdings stock overvalued right now?
Based on GuruFocus' analysis, Anicom Holdings (TSE:8715) is currently considered Significantly Overvalued. The stock's GF Value™ is 円870.92, compared to a current price of 円1,203.00 — trading 38.1% above its estimated fair value. The current Debt-to-EBITDA is 1.11, which is near median its 10-year median of 1.17 and 6.7% below the Insurance industry median of 1.19. Anicom Holdings' overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Anicom Holdings (TSE:8715), the current Debt-to-EBITDA is 1.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anicom Holdings (TSE:8715) Overvalued in 2026?
Based on GuruFocus' analysis, Anicom Holdings stock appears to be overvalued.
The current stock price of 円1,203.00 is trading 38.1% above its estimated GF Value™ of 円870.92.
GuruFocus considers Anicom Holdings to be Significantly Overvalued.
Key valuation signals for TSE:8715:
Debt-to-EBITDA: 1.11 (near median its 10-year median of 1.17)
GF Value™: 円870.92 vs. price of 円1,203.00 (38.1% above fair value)
Industry Position: 6.7% below the Insurance median (#166 of 319)
No single metric tells the full story. See the TSE:8715 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anicom Holdings Inc is a Japanese company engaged in the operation and management of its subsidiaries and its ancillary businesses. The business segments of the company are, Property and casualty insurance, Veterinary hospital support, and Others segments. Through the Property and casualty insurance segment, the company offers insurance underwriting and asset management services for pet insurance. The Veterinary hospital support segment related to the development, selling, and supporting medical record management. The Others segment includes insurance, advance medical care for small animals, and research projects.
82GF Score
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