Anicom Holdings (TSE:8715) Interest Coverage: 41.78 (As of Mar. 2026) — 50% Below Median


TSE:8715 Anicom Holdings Inc TSE:8715
79 GF Score
Price 円1,219.00
GF Value 円861.96
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Anicom Holdings Interest Coverage?

Anicom Holdings TSE:8715 +3.66% 79 Interest Coverage is 41.78 as of Mar. 2026, which is 50% below its 10-year median of 83.24. GuruFocus rates TSE:8715 with a GF Score™ of 79/100 and a GF Value™ of 円861.96 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 353 Insurance companies, Anicom Holdings ranks better than 65.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Anicom Holdings's EBIT for the three months ended in Mar. 2026 was 円1,128 Mil. Anicom Holdings's Interest Expense for the three months ended in Mar. 2026 was 円-27 Mil. Anicom Holdings's interest coverage for the quarter that ended in Mar. 2026 was 41.78. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Anicom Holdings's Interest Coverage or its related term are showing as below:

TSE:8715' s Interest Coverage Range Over the Past 10 Years
Min: 6.78   Med: 83.24   Max: 302.5
Current: 37.13


TSE:8715's Interest Coverage is ranked better than
65.72% of 353 companies
in the Insurance industry
Industry Median: 16.26 vs TSE:8715: 37.13

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Anicom Holdings  (TSE:8715) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Anicom Holdings Interest Coverage Related Terms


Anicom Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Anicom Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Anicom Holdings Interest Coverage Chart

Anicom Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 200.67 237.20 280.73 129.35 37.13

Anicom Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.13 60.44 57.50 2.31 41.78

TSE:8715 vs CB, PGR, TRV: Interest Coverage Comparison

For the Insurance - Property & Casualty subindustry, Anicom Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anicom Holdings Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Anicom Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Anicom Holdings's Interest Coverage falls into.


TSE:8715
79GF Score
Anicom Holdings Inc TSE:8715
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anicom Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Anicom Holdings's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Anicom Holdings's Interest Expense was 円-89 Mil. Its EBIT was 円3,305 Mil. And its Long-Term Debt & Capital Lease Obligation was 円5,000 Mil.

Interest Coverage=-1* EBIT (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*3305/-89
=37.13

Anicom Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Anicom Holdings's Interest Expense was 円-27 Mil. Its EBIT was 円1,128 Mil. And its Long-Term Debt & Capital Lease Obligation was 円5,000 Mil.

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1128/-27
=41.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 41.78 mean?
Anicom Holdings (TSE:8715) has a Interest Coverage of 41.78 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anicom Holdings and its competitors. This is 50% below median its historical median of 83.24. Over the past decade, Anicom Holdings' Interest Coverage has ranged from 6.78 to 302.50. According to the industry distribution chart, Anicom Holdings ranks #121 out of 353 companies in the Insurance industry, placing it in the top 34.3%.
Is Anicom Holdings' Interest Coverage too high?
Anicom Holdings' current Interest Coverage of 41.78 is 50% below median its 10-year median of 83.24. Over the past 10 years, this metric has ranged from a low of 6.78 to a high of 302.50. The Insurance industry median Interest Coverage is 16.26. Anicom Holdings' value of 41.78 is 156.9% above this industry median. Based on the distribution chart, Anicom Holdings ranks #121 out of 353 companies in the Insurance industry, which is above the industry midpoint. Overall, Anicom Holdings has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anicom Holdings' Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Anicom Holdings ranks #121 out of 353 companies for Interest Coverage. This puts Anicom Holdings in the upper half of its industry. The industry median Interest Coverage is 16.26. Anicom Holdings' value of 41.78 is 156.9% above this benchmark. Historically, Anicom Holdings' own Interest Coverage has ranged from 6.78 to 302.50 over the past decade. While the company's 10-year median is 83.24 vs. the industry median of 16.26, Anicom Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anicom Holdings's current Interest Coverage of 41.78 is 156.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anicom Holdings and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anicom Holdings's current Interest Coverage is 41.78, which is 50% below median its own 10-year median of 83.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anicom Holdings stock overvalued right now?
Based on GuruFocus' analysis, Anicom Holdings (TSE:8715) is currently considered Significantly Overvalued. The stock's GF Value™ is 円861.96, compared to a current price of 円1,219.00 — trading 41.4% above its estimated fair value. The current Interest Coverage is 41.78, which is 50% below median its 10-year median of 83.24 and 156.9% above the Insurance industry median of 16.26. Anicom Holdings' overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Anicom Holdings (TSE:8715), the current Interest Coverage is 41.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anicom Holdings (TSE:8715) Overvalued in 2026?

Based on GuruFocus' analysis, Anicom Holdings stock appears to be overvalued. The current stock price of 円1,219.00 is trading 41.4% above its estimated GF Value™ of 円861.96. GuruFocus considers Anicom Holdings to be Significantly Overvalued.

Key valuation signals for TSE:8715:

  • Interest Coverage: 41.78 (50% below median its 10-year median of 83.24)
  • GF Value™: 円861.96 vs. price of 円1,219.00 (41.4% above fair value)
  • GF Score™: 79/100 with 1 warning sign
  • Industry Position: 156.9% above the Insurance median (#121 of 353)

No single metric tells the full story. See the TSE:8715 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anicom Holdings Business Description

Address 2nd Floor Arimino Buillding, 1-5-22 Shimoochiai, Shinjuku-ku, Tokyo, JPN, 161-0033
Anicom Holdings Inc is a Japanese company engaged in the operation and management of its subsidiaries and its ancillary businesses. The business segments of the company are, Property and casualty insurance, Veterinary hospital support, and Others segments. Through the Property and casualty insurance segment, the company offers insurance underwriting and asset management services for pet insurance. The Veterinary hospital support segment related to the development, selling, and supporting medical record management. The Others segment includes insurance, advance medical care for small animals, and research projects.
79GF Score

Get the complete analysis for TSE:8715

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,219.00
Price
円861.96
GF Value