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BizmatesTSE:9345 +0.17%80 Debt-to-EBITDA is 0.12 as of Dec. 2025, which is 60% below its 10-year median of 0.30. GuruFocus rates TSE:9345 with a GF Score™ of 80/100 and a GF Value™ of 円1,003.06 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 190 Education companies, Bizmates ranks better than 87.89% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Bizmates's Debt-to-EBITDA or its related term are showing as below:
TSE:9345'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.09 Med: 0.3 Max: 1.08
Current: 0.18
During the past 6 years, the highest Debt-to-EBITDA Ratio of Bizmates was 1.08. The lowest was 0.09. And the median was 0.30.
TSE:9345's Debt-to-EBITDA is ranked better than 87.89% of 190
companies
in the Education industry
Industry Median: 1.505
vs TSE:9345: 0.18
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Bizmates Debt-to-EBITDA Related Terms
Bizmates Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Bizmates's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:9345 vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison
For the Education & Training Services subindustry, Bizmates's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bizmates Debt-to-EBITDA vs Education Industry
For the Education industry and Consumer Defensive sector, Bizmates's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Bizmates's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
Bizmates (TSE:9345) has a Debt-to-EBITDA of 0.12 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bizmates. This is 60% below median its historical median of 0.30. Over the past decade, Bizmates' Debt-to-EBITDA has ranged from 0.09 to 1.08. According to the industry distribution chart, Bizmates ranks #23 out of 190 companies in the Education industry, placing it in the top 12.1%.
Is Bizmates' Debt-to-EBITDA too high?
Bizmates' current Debt-to-EBITDA of 0.12 is 60% below median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.08. The Education industry median Debt-to-EBITDA is 1.51. Bizmates' value of 0.12 is 92% below this industry median. Based on the distribution chart, Bizmates ranks #23 out of 190 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Bizmates has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bizmates' Debt-to-EBITDA compare to EDU and TAL?
According to the Education industry distribution chart, Bizmates ranks #23 out of 190 companies for Debt-to-EBITDA. This places Bizmates in the top 12% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.51. Bizmates' value of 0.12 is 92% below this benchmark. Historically, Bizmates' own Debt-to-EBITDA has ranged from 0.09 to 1.08 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 1.51, Bizmates has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.51, based on 190 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bizmates's current Debt-to-EBITDA of 0.12 is 92% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bizmates. For the Education industry, the median Debt-to-EBITDA is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bizmates's current Debt-to-EBITDA is 0.12, which is 60% below median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bizmates stock overvalued right now?
Based on GuruFocus' analysis, Bizmates (TSE:9345) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,003.06, compared to a current price of 円605.00 — trading 39.7% below its estimated fair value. The current Debt-to-EBITDA is 0.12, which is 60% below median its 10-year median of 0.30 and 92% below the Education industry median of 1.51. Bizmates' overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bizmates (TSE:9345), the current Debt-to-EBITDA is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bizmates (TSE:9345) Overvalued in 2026?
Based on GuruFocus' analysis, Bizmates stock appears to be undervalued.
The current stock price of 円605.00 is trading 39.7% below its estimated GF Value™ of 円1,003.06.
GuruFocus considers Bizmates to be Significantly Undervalued.
Key valuation signals for TSE:9345:
Debt-to-EBITDA: 0.12 (60% below median its 10-year median of 0.30)
GF Value™: 円1,003.06 vs. price of 円605.00 (39.7% below fair value)
Industry Position: 92% below the Education median (#23 of 190)
No single metric tells the full story. See the TSE:9345 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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